Recently, the Hong Kong company account came a very important news - Hong Kong HSBC account opening information requirements for mainland customers, officially relaxed.

The most crucial point is: 👉 No more mandatory requirement to provide “information on companies with Mainland background”.”

What does that mean?

In the past, many clients were simply stuck at the door because there was no established mainland company;

And now - individual entrepreneurs, e-commerce sellers, start-up teams, all have the opportunity to apply for an account directly.

But note: relaxation ≠ no threshold

HSBC's core logic remains unchanged:

👉 You must demonstrate that “you have a real, sustainable, experienced business”

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Bosses, don't rely on the “feeling” tax returns anymore! 2026 Golden Tax Phase IV is fully upgraded, with data penetration + full monitoring + joint auditing, private collection, false cost, and indiscriminate enjoyment of preferences, all of which can be investigated. Enterprises have been violated by the tax + fine empty family, and know how to comply with the boss, relying on the policy dividend a year to save 100,000 +, but also to avoid the risk of auditing steadily.

In the past two years, many cross-border sellers have a clear feeling: before “can run on the line”, now “can run not necessarily live”. Especially from the second half of 2025, the cross-border industry's financial and tax regulation has obviously entered another stage. Many sellers suddenly found that: the platform data began to synchronize, the store water is more and more transparent, private card collection frequent warning, multi-store association is focused on, buy single export is more and more difficult to operate.

Recently, the hottest topic in the cross-border circle is not how to start a store, how to store, how to invest in advertising, but “after 2026, cross-border e-commerce in the end how to pay taxes?” Especially after the recent news about 2% approval, 4% transition period, 2026 full checking, Safeway model, three streams in one, many cross-border bosses suddenly began to panic. 

Because we slowly realize: this change is not simply a “higher tax”, but the entire cross-border industry, from the “gray-scale era” into the “sunshine era”. Many of the past default no problem play, the future may be re-examined.