深圳的王老板去年在汇丰开了张港卡，里面躺着十几万港币，是做跨境电商回款攒下的。可人一回到内地，吃饭、打车、逛超市，还是习惯刷微信。 他一直有个疑问：卡里的港币，能不能像内地卡一样，直接在微信、支付宝里花出去？其实完全可以，而且方法不止一种。

去年以来，不少炒港股、美股的内地居民突然接到补税电话，一头雾水。钱在海外账户里，怎么就被国内税务局盯上了？答案就藏在三个字母里：CRS。 到了2026年，这套全球税务信息交换规则又升级了。

Lao Zhou, who sells products on Takealot, has steady monthly sales, but every time he receives payment, it’s a pain: once the money reaches the third-party payment platform, he gets skimmed layer by layer through currency exchange fees and other charges, and over the course of a year, he ends up spending significantly more than his peers. He’s never understood why, for the same payment process, some people’s costs are half as much as his.

Takealot是南非最大的电商平台，市场份额超过55%，月活用户1000万+，月访问量2000万+，相当于南 […]

做Takealot还是做亚马逊？如果只看利润率，Takealot毛利率45%-70%远高于亚马逊的15%-25 […]