深圳科技公司的CEO张总，2025年用股权转让的方式把”账面收入”凑到了250万港币，申请了高才通A类。

Xiao Mei, a live-streaming e-commerce seller in Hangzhou, registered three sole proprietorships in 2024 and used the fixed-rate taxation method to reduce her overall tax burden to below 1%. In 2025, she followed the same strategy and registered two more. As a result, in June 2026, tax auditors came knocking on her door—all five of her sole proprietorships were reclassified to an audited assessment basis, and she was required to pay back taxes, late payment penalties, and fines totaling over 800,000.

东莞做手机配件出口的周总，2025年做了800万营收，但因为不懂出口退税，硬生生多交了62万的增值税。不是他不想退，是算不清楚——进项多少、销项多少、退税率该用13%还是9%、9610和9710哪个模式更适合他的业务。

深圳做跨境电商的陈哥，2025年在Amazon美国站赚了50万美元。他想把这笔钱投到美股里，结果发现：国内券商买不了美股，香港券商需要香港银行卡，美国券商需要ITIN和SSN。

Old Wang, who runs a cross-border e-commerce business, opened a company in Hong Kong last year and set up a Hong Kong bank account. However, he still had to settle his U.S. dollar payments through a third-party platform, which charged a fee of 2%-3% each time. Over the course of a year, he lost more than 100,000 yuan in currency conversion fees alone. Later, he opened a U.S. bank account and started receiving payments directly from Amazon U.S., eliminating the middleman’s markup.