The Optimal Solution for High Net Worth Families in 2026: Singapore EP to Synchronize Wealth, Identity, Career and Family Upgrades
发布时间:2026-04-03

Global tax exemption, 2-year permanent residence, direct spouse employment, easy schooling for children ...... Singapore status is becoming the "optimal solution" for HNW families to globalize.

In 2026, Singapore's EP policy sees two important changes: the salary threshold is raised to S$5,600 and the COMPASS scoring system is fully implemented, requiring applicants to score at least 40 points in four dimensions.

The bar has been raised and the rules have become more complex - but that doesn't mean there are fewer opportunities. On the contrary, for those who really want to put down roots in Singapore, a clear policy means a certain path. The key is whether you understand the logic behind the rules, and whether you can customize a "low-risk, high-certainty" application package for yourself.

 为什么是新加坡?

For HNWIs and cross-border entrepreneurs, choosing a "second home" or "business headquarters" is never just about "where to live", but rather about It's not just about "where to live", it's about "where to go for better development". Singapore is becoming the answer for more and more people.

1,全球税务规划的“最优解”
  • Singapore practisesterritorial taxation: No tax is payable on overseas income. The maximum personal income tax is 22%, but the effective tax rate is much lower. Assuming a monthly salary of SGD10,000 (about RMB54,000) and an annual salary of SGD120,000, the personal tax payable is only about SGD6,550, and the actual effective tax rate is only 5.5%.
  • Corporate: Singapore's standard corporate income tax rate of 171 TP3T, but for start-ups, the effective tax rate can be as low as 6.41 TP3T for the first 3 years.
  • What's more: no capital gains tax, no dividend tax, no inheritance tax. Repatriation of overseas profits is also tax-free under compliant operation.

What it means. Every bit of your hard-earned money can stay more in your pocket for your family, for reinvestment, and for passing on.

2,永居路径清晰,家庭福利拉满

Many people compare Singapore with Hong Kong. What is the core difference between the two?

  • Path to Permanent ResidenceHong Kong requires "7 years of ordinary residence", which is vague and unclear. On the other hand, Singapore EP can apply for PR (Permanent Residence) after 2 years of holding the EP, with clear criteria - salary, residence and contribution, which is more certain.
  • family rightsIn Singapore, spouses holding a DP (Dependent Pass) can work or start a business without the need to apply for an additional work visa; children can enroll in government or international schools and enjoy preferential tuition fees for local students; and parents can apply for the LTVP for long-term family visits. This is not "one person gets the identity", but "the whole family can land on the ground".
3,布局东南亚的“桥头堡”

Singapore is a financial center and trade hub in Southeast Asia, with a business environment that has ranked among the top in the world for many years in a row, stable policies, and sound rule of law, making it an ideal starting point to radiate the 10 ASEAN countries and enter the global market.

 2026年新政下EP怎么拿?

The two major changes in the 2026 Singapore EP present both challenges and opportunities.

1,薪资门槛上调

Current rate: Minimum monthly salary of S$5,600 for EPs (S$5,800 for financial sector), rising to S$6,000 by 2027.

Our strategy: The higher the salary, the better. Based on the client's age, education and industry, we calculate a reasonable salary range that can meet the MOM requirements without causing excessive tax burden. This ensures that your application is approved and saves you real money.

2,COMPASS打分制全面实施

Applicants are required to score a minimum of 40 points in the four dimensions of "salary, education, business diversity, and local hiring".

Our strategy:

  • Self-employed EPs add 20 points by default after registering a company (salary dimension pulls full weight)
  • QS top 300 qualifications directly get 10 points, no qualifications customers through the salary accurate measurement of complementary points
  • Provide "Corporate Diversity + Local Employment" bonus program, no need to actually hire, compliance with MOM requirements

我们的底线:合规是核心竞争力

MOM is increasingly scrutinizing "shell companies". We have always insisted:All programs must be based on "truth, compliance and traceability".From company registration, business plan writing to office address provision, every aspect of the process stands up to scrutiny.

 企财盈为此推出的专属方案

Based on years of service experience, we have designed a stepped service program for clients with different needs. You don't need to do everything at once, you can start from the stage that suits you best.

Singapore Set Sail - Basic Layout Package

for whom: Entrepreneurs/business owners who would like to incorporate a company in Singapore first for branding overseas, overseas collections, and not planning their identity for the time being.

What can we do for you?::

🔷新加坡公司快速注册

🔷挂名董事服务

🔷本地地址及秘书服务

🔷电子账户开设

What it's worth to you.: To have a compliant "business fulcrum" in Singapore at the lowest cost and the fastest speed. The first to build the main body, test the market, for the future identity planning to reserve space, can be attacked, can be defended.

Singapore Premium - Self-Employed EP Startup Package

for whomHigh Net Worth Individuals (HNWIs) who wish to be self-employed with an EP, balancing family migration and asset allocation; founders who want to start a physical business in Singapore.

What we can do for you (on a company registration basis)::

🔷实体账户开设,让业务资金流转合规

🔷符合MOM要求的商业计划书撰写——这是自雇EP申请成功的关键文件

🔷1位EP自雇申请的全流程办理,包括材料审核、递交、与MOM沟通等

What it's worth to you.One-step process to achieve "Identity + Business". You don't need to have an employer in Singapore, you are the employer. We help you to connect all the steps from company registration to identity application, saving you time and effort.

案例拆解::企财盈近期获批案例

We always believe that real success stories are worth a thousand words. The following are two typical cases in which Enterprise Caiying has recently assisted clients to get approved quickly.

案例一:G先生,51岁,高中学历,网络服务背景

challenge: Older age and lack of education.

Enterprise Profit Program: Pinpointing the value of their industry experience, assisting in the incorporation of Singapore companies, and crafting MOM-compliant business plans that focus on the potential of their business to contribute to the local market.

results-based: The company was registered on November 25, 2025, the EP application was filed on December 30, 2025, and the application was approved on January 4, 2026, all in just five working days!

案例二:Z先生,46岁,大专学历,跨境电商背景

challenge: Need to start a Singapore business quickly and get an identity.

Enterprise Profit Program: Provide integrated services of "Company Registration + EP Application", fast completion of company establishment (registered on December 15, 2025) and efficient filing of application.

results-based: Submitted on December 19, 2025 and approved on December 24, again in just 5 days! A one-time 24-month EP.

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 为什么选择企财盈

Authoritative qualification - Compliance is guaranteed

Enterprise Caiying has 3 licensed secretarial firms certified by the Hong Kong Companies Registry, 1 U.S. branch office, and 1 self-owned Hong Kong CPA firm. Meanwhile, as the vice-chairman unit of Shenzhen Agency Bookkeeping Association and the director unit of Shenzhen Cross-border E-commerce Association, compliance is our bottom line and qualification is our commitment.

Choosing Enterprise Caiying means choosing a safe and trustworthy guarantee.

Team of experts - Practical escort

We have gathered 400+ professionals, including senior lawyers, certified public accountants, tax accountants, cross-border compliance experts, and identity planning experts. Our core members have an average of 8-15 years of experience in the industry, and are not "sales consultants", but rather long-term, deep-rooted, hands-on professionals.

From Singapore company registration to EP application, from business plan writing to subsequent tax compliance, we have served over 200+ clients and accumulated a rich case base and solutions. Whether your background is in technology, finance, trade or cross-border e-commerce, whether you are highly educated or less educated, we have the appropriate successful experience to draw on.

One-stop service - accompanying growth

We are more than just a "licensee", we are your strategic partner for a long term stay in Singapore.

从你迈出第一步开始:公司注册、EP申请、续签规划、PR申请建议,到公司运营的财税合规、报税规划。我们提供“一站式”的长期陪伴服务。

This is not a combination of fragmented services, but a set of consulting logic that runs through the entire life cycle of an enterprise. We are committed to be your strategic partner in the globalization layout.

Identity planning and global placement are major decisions about the family's future. It deserves a professional communication.

如果你对新加坡EP感兴趣,或者还在犹豫是否要迈出第一步,欢迎联系我们。

The global layout begins with a right decision. Enterprise financial surplus, to help you take the first step steadily.

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  • Singapore EP