{"id":20744,"date":"2026-11-06T14:48:38","date_gmt":"2026-11-06T06:48:38","guid":{"rendered":"https:\/\/www.qicaiying.cn\/archives\/20744"},"modified":"2026-11-06T14:48:38","modified_gmt":"2026-11-06T06:48:38","slug":"%e5%8d%8e%e7%be%8e%e7%be%8e%e5%8d%a1%ef%bc%8c2026%e5%88%b8%e5%95%86%e5%85%a5%e9%87%91%e6%80%8e%e4%b9%88%e7%bb%91%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/20744","title":{"rendered":"\u534e\u7f8e\u7f8e\u5361\uff0c2026\u5238\u5546\u5165\u91d1\u600e\u4e48\u7ed1\uff1f"},"content":{"rendered":"
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\u7092\u7f8e\u80a1\u3001\u6536\u8de8\u5883\u8d27\u6b3e\uff0c2026\u5e74\u4e00\u5f20\u7f8e\u56fd\u94f6\u884c\u5361\u51e0\u4e4e\u662f\u6807\u914d\u2014\u2014\u7ed1\u5b9a\u5238\u5546 ACH \u514d\u8d39\u51fa\u5165\u91d1\uff0c\u6bd4\u7535\u6c47\u7701\u592a\u591a\u3002<\/p>\n

\u4f46 2026 \u5e74\u5f00\u6237\u73af\u5883\u6709\u53d8\u5316\uff1a\u56fd\u6cf0\u6682\u505c\u4e86\u7ebf\u4e0a\u8fdc\u7a0b\uff0c\u534e\u7f8e\u4ecd\u4fdd\u7559\u8fdc\u7a0b\u89c6\u9891\u89c1\u8bc1\u3002\u8fd9\u7bc7\u628a\u7f8e\u5361\u600e\u4e48\u9009\u3001\u5165\u91d1\u600e\u4e48\u7ed1\u8bb2\u6e05\u3002<\/p>\n

01<\/p>\n

\u534e\u7f8e\u4ecd\u8fdc\u7a0b\u53ef\u529e<\/p>\n

2026 \u5e74\u56fd\u6cf0\u94f6\u884c\u5168\u9762\u6682\u505c\u7ebf\u4e0a\u8fdc\u7a0b\u5f00\u6237\uff0c\u4f46\u534e\u7f8e\u94f6\u884c\uff08East West Bank\uff09\u4ecd\u652f\u6301\u8fdc\u7a0b\u89c6\u9891\u89c1\u8bc1\uff1a\u65e0\u9700\u672c\u4eba\u8d74\u7f8e\u3001\u65e0\u9700\u7f8e\u56fd\u7b7e\u8bc1\u3001\u65e0\u9700\u793e\u5b89\u53f7\uff08SSN\uff09\uff0c\u51ed\u8eab\u4efd\u8bc1\u52a0\u62a4\u7167\u5373\u53ef\u7533\u8bf7\uff0c\u7ea6 3 \u5230 4 \u5468\u5b8c\u6210\u3002<\/p>\n

\u534e\u7f8e\u662f\u7eb3\u65af\u8fbe\u514b\u4e0a\u5e02\u7684\u534e\u88d4\u80cc\u666f\u5927\u884c\uff0c\u53d7 FDIC \u5b58\u6b3e\u4fdd\u9669\u4fdd\u969c\uff08\u5355\u8d26\u6237\u6700\u9ad8 25 \u4e07\u7f8e\u5143\uff09\uff0c\u5bf9\u7f8e\u56fd\u975e CRS \u53c2\u4e0e\u56fd\uff0c\u8d26\u6237\u4fe1\u606f\u4e0d\u81ea\u52a8\u4ea4\u6362\u56de\u5185\u5730\u7a0e\u52a1\u7cfb\u7edf\uff1b\u5b98\u7f51\u3001App\u3001\u5ba2\u670d\u5168\u7a0b\u4e2d\u6587\uff0c\u5bf9\u5185\u5730\u7528\u6237\u6700\u53cb\u597d\u3002<\/p>\n

\u7528\u9014\u5f88\u5e7f\uff1a\u7ed1\u5b9a\u76c8\u900f\u3001\u5609\u4fe1\u7b49\u4e3b\u6d41\u7f8e\u80a1\u5238\u5546\u505a ACH \u514d\u8d39\u51fa\u5165\u91d1\u3001\u63a5\u6536\u4e9a\u9a6c\u900a\/Shopify\/PayPal \u7b49\u8de8\u5883\u5e73\u53f0\u8d27\u6b3e\u3001\u7559\u5b66\u7f34\u8d39\u3001\u7f8e\u5143\u8d44\u4ea7\u914d\u7f6e\uff0c\u8986\u76d6\u5927\u591a\u6570\u8de8\u5883\u4eba\u9700\u6c42\u3002<\/p>\n

\u5982\u679c\u4f60\u4e5f\u9762\u4e34\u7c7b\u4f3c\u7684\u60c5\u51b5\u2014\u2014\u60f3\u786e\u8ba4\u81ea\u5df1\u9002\u5408\u54ea\u5bb6\u7f8e\u56fd\u94f6\u884c\u5361\uff0c\u6b22\u8fce\u626b\u7801\u6dfb\u52a0\u4f01\u8d22\u76c8\u5728\u7ebf\u5ba2\u670d\uff08\u5fae\u4fe1\/\u7535\u8bdd\uff1a18620388671\uff09\uff0c\u6211\u4eec\u53ef\u5e2e\u4f60\u505a\u7f8e\u5361\u5f00\u6237\u884c\u4e0e\u8d26\u6237\u7c7b\u578b\u5339\u914d\u3002<\/strong><\/p>\n

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02<\/p>\n

\u8d26\u6237\u600e\u4e48\u9009<\/p>\n

\u7f8e\u56fd\u672c\u571f\u5b9e\u4f53\u4e2a\u4eba\u8d26\u6237\uff08Value \/ Premier Checking\uff09\uff1a\u4eab FDIC \u4fdd\u9669\u3001\u98ce\u63a7\u5bb9\u9519\u9ad8\uff0c\u652f\u6301\u514d\u8d39\u5883\u5185 ACH \u8f6c\u8d26\u3001Zelle \u6536\u4ed8\uff0c\u53ef\u540e\u7eed\u7533\u4fe1\u8d37\u5361\u3001\u6709\u4e13\u5c5e\u5ba2\u6237\u7ecf\u7406\uff0c\u9002\u5408\u957f\u671f\u6295\u8d44\u548c\u5916\u8d38\u6536\u6b3e\u3002<\/p>\n

Velo \u6570\u5b57\u5316\u7535\u5b50\u8d26\u6237\uff1a\u5168\u7a0b\u624b\u673a App \u5f00\u901a\u3001\u65e0\u7eb8\u8d28\u90ae\u5bc4\uff0c\u4f46\u65e0\u4eba\u5de5\u7ecf\u7406\uff0c\u8d44\u91d1\u7a0d\u5f02\u5e38\u5c31\u5bb9\u6613\u89e6\u53d1\u4e34\u65f6\u51bb\u7ed3\u3001\u6bcf\u65e5\u8f6c\u8d26\u989d\u5ea6\u53d7\u9650\uff0c\u53ea\u9002\u5408\u5c0f\u989d\u77ed\u671f\u8fc7\u6e21\uff0c\u522b\u628a\u5927\u94b1\u653e\u8fdb\u53bb\u3002<\/p>\n

\u56fd\u6cf0\u94f6\u884c\u867d\u6682\u505c\u8fdc\u7a0b\uff0c\u4f46\u4ecd\u662f\u6210\u672c\u6700\u4f4e\u7684\u300c\u7b2c\u4e8c\u9009\u62e9\u300d\uff1a\u6fc0\u6d3b\u6b3e\u4ec5 2000 \u5230 2500 \u7f8e\u5143\uff0c\u6708\u7ba1\u7406\u8d39\u8fbe\u6807\u53ef\u514d\uff0c\u8f6c\u8d26\u8d39\u7528\u5728\u540c\u7c7b\u4e2d\u8f83\u4f4e\uff0c\u9002\u5408\u4e0d\u7740\u6025\u3001\u8ffd\u6c42\u957f\u671f\u4f4e\u6301\u6709\u6210\u672c\u7684\u4eba\u3002<\/p>\n

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03<\/p>\n

\u5165\u91d1\u4e0e\u5408\u89c4<\/p>\n

\u5165\u91d1\u65b9\u5f0f\uff1a\u7701\u94b1\u7528 ACH\uff08\u5238\u5546\u514d\u8d39\u5373\u65f6\u5230\u8d26\uff09\u3001\u8981\u5feb\u8981\u5927\u989d\u7528 Wire \u7535\u6c47\u3001\u719f\u4eba\u5c0f\u94b1\u7528 Zelle\uff0c\u5b9e\u65f6\u5230\u8d26\u770b RTP\/FedNow\u3002\u641e\u6e05\u695a\u4e4b\u540e\u5176\u5b9e\u5f88\u6709\u89c4\u5f8b\u3002<\/p>\n

\u5408\u89c4\u8854\u63a5\uff1a\u7f8e\u80a1\u90a3\u5934\u8bb0\u5f97\u914d W-8BEN \u628a\u80a1\u606f\u9884\u6263\u4ece 30% \u964d\u5230 10%\uff08\u7a0e\u52a1\u5c45\u6c11\u8eab\u4efd\u90a3\u7bc7\u6709\u8be6\u7ec6\u8bb2\u6cd5\uff09\uff1b\u8d26\u6237\u867d\u5728\u7f8e\u56fd\uff0c\u4f46\u6309 CRS \u89c4\u5219\u4fe1\u606f\u4f1a\u56de\u4f20\u5185\u5730\uff0c\u8be5\u5728\u4e2d\u56fd\u7533\u62a5\u7684\u5883\u5916\u6240\u5f97\u7167\u6837\u8981\u7533\u62a5\u3002<\/p>\n

\u4e00\u53e5\u8bdd\uff1a\u7f8e\u5361\u662f\u5de5\u5177\u4e0d\u662f\u901a\u9053\uff0c\u5f00\u6237\u8d81\u65e9\u3001\u6750\u6599\u5907\u9f50\u3001\u7533\u62a5\u5408\u89c4\uff0c\u8fd9\u6761\u8de8\u5883\u8d44\u91d1\u94fe\u624d\u7a33\u3002<\/p>\n

\u5982\u679c\u4f60\u4e5f\u9762\u4e34\u7c7b\u4f3c\u7684\u60c5\u51b5\u2014\u2014\u60f3\u628a\u7f8e\u5361\u5f00\u6237\u5230\u5238\u5546\u5165\u91d1\u4e00\u6b21\u634b\u987a\uff0c\u6b22\u8fce\u626b\u7801\u6dfb\u52a0\u4f01\u8d22\u76c8\u5728\u7ebf\u5ba2\u670d\uff08\u5fae\u4fe1\/\u7535\u8bdd\uff1a18620388671\uff09\uff0c\u6211\u4eec\u53ef\u5e2e\u4f60\u505a\u7f8e\u56fd\u94f6\u884c\u5361\u5168\u65b9\u6848\u3002<\/strong><\/p>\n

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\u2014\u2014 E N D \u2014\u2014<\/p>\n

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\ud83d\udccc Recommended Articles from Previous Issues<\/p>\n

\ud83d\udd17 \u6b27\u76dfOSS\u4e00\u7ad9\u5f0f\uff0c2026\u600e\u4e48\u62a5\uff1f<\/a><\/p>\n

\ud83d\udd17 \u5df4\u897fCNPJ\u672c\u571f\u5e97\uff0c2026\u503c\u4e0d\u503c\uff1f<\/a><\/p>\n

\ud83d\udd17 \u6838\u5b9a\u5f81\u6536\u6536\u7d27\uff0c2026\u7535\u5546\u600e\u4e48\u7f34\uff1f<\/a><\/p>\n

\ud83d\udd17 ITIN\u8fd8\u662fW-8BEN\uff0c2026\u522b\u586b\u9519\uff1f<\/a><\/p>\n

\ud83d\udd17 \u80a1\u6743\u88ab\u7a00\u91ca\uff0c\u600e\u4e48\u8fd8\u80fd\u7262\u7262\u8bf4\u4e86\u7b97\uff1f<\/a><\/p>\n

\ud83d\udd17 \u5e74\u62a5\u6f0f\u62a5\u8fdb\u4e86\u7ecf\u8425\u5f02\u5e38\uff0c\u600e\u4e48\u7533\u8bf7\u79fb\u51fa\uff1f<\/a><\/p>\n

\ud83d\udd17 \u516c\u53f8\u4e0d\u7ecf\u8425\u4e86\uff0c\u7b80\u6613\u6ce8\u9500\u548c\u4e00\u822c\u6ce8\u9500\u600e\u4e48\u9009\uff1f<\/a><\/p>\n

\ud83d\udd17 \u6ce8\u518c\u9999\u6e2f\u516c\u53f8\u505a\u54c1\u724c\uff0c\u5546\u6807\u88ab\u62a2\u6ce8\u600e\u4e48\u529e\uff1f<\/a><\/p>\n

\ud83d\udd17 9810\u6d77\u5916\u4ed3\u51fa\u53e3\uff0c\u8d27\u6ca1\u5356\u5c31\u80fd\u5148\u9000\u7a0e\uff1f<\/a><\/p>\n

\ud83d\udd17 \u91d1\u7a0e\u56db\u671f\u4e0b\uff0c\u865a\u5f00\u53d1\u7968\u591a\u5c11\u91d1\u989d\u4f1a\u5750\u7262\uff1f<\/a><\/p>\n<\/div>\n

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As a professional one-stop business service platform, Qicaiying is committed to providing our clients with high-quality services, including mainland company registration, Hong Kong company registration, offshore company registration, bookkeeping and tax filing, annual reviews and audits, corporate bank account opening, financial and tax compliance, equity structuring, ODI filing, cross-border e-commerce services, Hong Kong residency, immigration, and study abroad\u2014all designed to support businesses in their global expansion. Feel free to add me on WeChat (phone number and WeChat ID are the same: 18620388671) for inquiries at any time.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

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