{"id":20541,"date":"2026-11-04T10:09:07","date_gmt":"2026-11-04T02:09:07","guid":{"rendered":"https:\/\/www.qicaiying.cn\/archives\/20541"},"modified":"2026-11-04T10:09:07","modified_gmt":"2026-11-04T02:09:07","slug":"%e9%a6%99%e6%b8%af%e5%85%ac%e5%8f%b8%e5%bc%80%e4%b8%8d%e4%ba%86%e6%88%b7%ef%bc%9f%e8%b7%a8%e5%a2%83%e8%80%81%e6%9d%bf%e6%9c%80%e5%a4%b4%e7%96%bc%e7%9a%843%e9%81%93%e5%9d%8e%ef%bc%8c%e4%b8%80%e6%96%87","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/20541","title":{"rendered":"\u9999\u6e2f\u516c\u53f8\u5f00\u4e0d\u4e86\u6237\uff1f\u8de8\u5883\u8001\u677f\u6700\u5934\u75bc\u76843\u9053\u574e\uff0c\u4e00\u6587\u8bb2\u900f\u5f00\u6237\u903b\u8f91\u4e0e\u907f\u5751"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/11\/20261104100659937.jpg\" alt=\"\u4f01\u8d22\u76c8\u96c6\u56e2 \u00b7 \u626b\u7801\u514d\u8d39\u54a8\u8be2\u5ba2\u670d\uff08\u56fd\u5185\u516c\u53f8\u6ce8\u518c\uff5c\u6d77\u5916\u516c\u53f8\u6ce8\u518c\uff1a\u9999\u6e2f\/\u7f8e\u56fd\/\u65e5\u672c\/\u82f1\u56fd\/\u65b0\u52a0\u5761\/\u6cf0\u56fd\/\u8d8a\u5357\uff09\uff0c\u54a8\u8be2\u7535\u8bdd\/\u5fae\u4fe1\uff1a18676749275\" \/><\/p>\n<blockquote>\n<p>\u4f01\u8d22\u76c8\u96c6\u56e2\u4e13\u4e1a\u63d0\u4f9b\u9999\u6e2f\u516c\u53f8\u6ce8\u518c\u53ca\u94f6\u884c\u5f00\u6237\u670d\u52a1\uff0c\u6709\u9700\u8981\u968f\u65f6\u8054\u7cfb\u6211\u4eec\uff08\u54a8\u8be2\u7535\u8bdd\/\u5fae\u4fe1\uff1a18676749275\uff09\u3002<\/p>\n<\/blockquote>\n<p>\u5185\u5730\u4f01\u4e1a\u51fa\u6d77\uff0c\u7a0e\u8d1f\u3001\u8d44\u91d1\u8c03\u5ea6\u3001\u4e3b\u4f53\u67b6\u6784\uff0c\u6c38\u8fdc\u662f\u8001\u677f\u6700\u5173\u5fc3\u7684\u4e09\u4ef6\u5927\u4e8b\u3002\u4f46\u843d\u5230\u5b9e\u64cd\u4e0a\uff0c\u5f88\u591a\u8001\u677f\u6700\u5148\u628a\u9999\u6e2f\u516c\u53f8\u6ce8\u518c\u4e0b\u6765\uff0c\u5174\u51b2\u51b2\u53bb\u94f6\u884c\u5f00\u6237\uff0c\u5374\u88ab\u8fde\u7eed\u62d2\u7edd\u4e09\u3001\u56db\u5bb6\uff0c\u94b1\u8fdb\u4e0d\u6765\u3001\u8d27\u6b3e\u51fa\u4e0d\u53bb\uff0c\u6574\u6761\u8de8\u5883\u8d44\u91d1\u94fe\u5361\u5728&#8221;\u6ca1\u6709\u8d26\u6237&#8221;\u8fd9\u4e00\u6b65\u3002\u6211\u4eec\u63a5\u89e6\u8fc7\u4e00\u4f4d\u505a\u4e1c\u5357\u4e9a\u673a\u68b0\u914d\u4ef6\u7684\u5ba2\u6237\uff0c\u6ce8\u518c\u5b8c\u516c\u53f8\u4e24\u4e2a\u6708\uff0c\u8dd1\u4e86\u6c47\u4e30\u3001\u6e23\u6253\u3001\u4e2d\u94f6\u4e09\u5bb6\uff0c\u5168\u90e8\u88ab\u62d2\uff0c\u6700\u540e\u6d77\u5916\u5ba2\u6237\u50ac\u6b3e\u3001\u4f9b\u5e94\u5546\u50ac\u8d27\uff0c\u4e24\u5934\u53d7\u538b\u3002<\/p>\n<p>\u5148\u628a\u6838\u5fc3\u7ed3\u8bba\u653e\u5728\u524d\u9762\uff1a\u6ce8\u518c\u9999\u6e2f\u516c\u53f8\u7edd\u4e0d\u7b49\u4e8e\u81ea\u52a8\u62e5\u6709\u94f6\u884c\u8d26\u6237\u3002\u9999\u6e2f\u94f6\u884c\u5bf9\u79bb\u5cb8\u516c\u53f8\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08KYC\uff09\u4e00\u5e74\u6bd4\u4e00\u5e74\u4e25\uff0c\u5f00\u6237\u80fd\u5426\u901a\u8fc7\uff0c\u53d6\u51b3\u4e8e\u4e1a\u52a1\u771f\u5b9e\u6027\u3001\u8d44\u6599\u5b8c\u6574\u5ea6\u548c\u5f00\u6237\u884c\u5339\u914d\u5ea6\uff0c\u800c\u4e0d\u662f&#8221;\u516c\u53f8\u6ce8\u518c\u8bc1\u4e66\u62ff\u5230\u624b&#8221;\u5c31\u4e07\u4e8b\u5927\u5409\u3002\u94f6\u884c\u4e0d\u662f\u6536\u4e86\u5f00\u6237\u8d39\u5c31\u7ed9\u4f60\u5f00\uff0c\u5b83\u8981\u786e\u8ba4\u4f60\u8fd9\u7b14\u94b1&#8221;\u4ece\u54ea\u6765\u3001\u5230\u54ea\u53bb\u3001\u505a\u4ec0\u4e48\u751f\u610f&#8221;\u3002<\/p>\n<p>\u4e00\u3001\u8001\u677f\u5f00\u6237\u6700\u5e38\u8e29\u76843\u9053\u574e<\/p>\n<ol>\n<li>\u4e1a\u52a1\u8bc1\u660e\u4e0d\u8db3\u3002\u94f6\u884c\u8981\u770b\u5230\u771f\u5b9e\u7684\u8d38\u6613\u80cc\u666f\uff1a\u91c7\u8d2d\u5408\u540c\u3001\u9500\u552e\u8ba2\u5355\u3001\u63d0\u5355\u3001\u53d1\u7968\u3001\u4e0a\u4e0b\u6e38\u516c\u53f8\u8425\u4e1a\u6267\u7167\u3002\u7eaf\u8d38\u6613\u58f3\u516c\u53f8\u3001\u65e0\u6cd5\u8bf4\u660e\u8d44\u91d1\u6765\u6e90\u7684\uff0c\u57fa\u672c\u79d2\u62d2\u3002\u5c24\u5176\u662f\u65b0\u6210\u7acb\u4e0d\u5230\u534a\u5e74\u7684\u516c\u53f8\uff0c\u6ca1\u6709\u5386\u53f2\u6d41\u6c34\uff0c\u66f4\u8981\u6709\u8be6\u5c3d\u7684\u5546\u4e1a\u8ba1\u5212\u4e66\u3002<\/li>\n<\/ol>\n<ol>\n<li>\u5185\u5730\u5173\u8054\u516c\u53f8\u8584\u5f31\u3002\u591a\u6570\u8001\u677f\u7528&#8221;\u9999\u6e2f\u516c\u53f8\u63a5\u5355\uff0b\u5185\u5730\u5de5\u5382\u4f9b\u8d27&#8221;\u6a21\u5f0f\uff0c\u4f46\u5185\u5730\u516c\u53f8\u6d41\u6c34\u3001\u7eb3\u7a0e\u3001\u793e\u4fdd\u82e5\u4e00\u7247\u7a7a\u767d\uff0c\u94f6\u884c\u4f1a\u5224\u5b9a\u4e3a\u65e0\u5b9e\u8d28\u7ecf\u8425\u652f\u6491\uff0c\u6000\u7591\u4f60\u53ea\u662f\u501f\u9999\u6e2f\u901a\u9053\u8d70\u8d26\u3002<\/li>\n<\/ol>\n<ol>\n<li>\u5f00\u6237\u884c\u9009\u9519\u3002\u4f20\u7edf\u4e09\u5927\u884c\uff08\u6c47\u4e30\u3001\u6e23\u6253\u3001\u4e2d\u94f6\u9999\u6e2f\uff09\u95e8\u69db\u9ad8\u3001\u9762\u7b7e\u4e25\uff0c\u8981\u6c42\u5e74\u6d41\u6c34\u52a8\u8f84\u4e0a\u5343\u4e07\u6e2f\u5e01\uff1b\u865a\u62df\u94f6\u884c\uff08\u5982\u4f17\u5b89 ZA Bank\u3001\u5929\u661f\u94f6\u884c\uff09\u5bf9\u5c0f\u989d\u8d77\u6b65\u66f4\u53cb\u597d\uff0c\u4f46\u5355\u7b14\u989d\u5ea6\u4e0e\u6536\u6b3e\u5e01\u79cd\u53d7\u9650\u3002\u9009\u9519\u8d5b\u9053\uff0c\u767d\u767d\u6d6a\u8d39\u4e24\u4e09\u4e2a\u6708\u3002<\/li>\n<\/ol>\n<p>\u4e8c\u3001\u4e0d\u540c\u8d26\u6237\u7684\u5b9a\u4f4d\u5bf9\u6bd4<\/p>\n<table>\n<tbody>\n<tr>\n<th>Account Type<\/th>\n<th>Suitable for companies<\/th>\n<th>\u5165\u8d26\u5e01\u79cd<\/th>\n<th>note<\/th>\n<\/tr>\n<tr>\n<td>\u4f20\u7edf\u5916\u8d44\u884c\u5bf9\u516c\u6237<\/td>\n<td>\u5e74\u6d41\u6c34\u8d85\u5343\u4e07\u6e2f\u5e01<\/td>\n<td>\u591a\u5e01\u79cd<\/td>\n<td>\u95e8\u69db\u9ad8\uff0c\u9700\u9762\u7b7e<\/td>\n<\/tr>\n<tr>\n<td>\u4e2d\u8d44\u884c\u9999\u6e2f\u5206\u884c<\/td>\n<td>\u6709\u5185\u5730\u5173\u8054\u516c\u53f8<\/td>\n<td>\u591a\u5e01\u79cd<\/td>\n<td>\u8054\u52a8\u5185\u5730\u8f83\u4fbf\u5229<\/td>\n<\/tr>\n<tr>\n<td>\u865a\u62df\u94f6\u884c\u6237<\/td>\n<td>\u521d\u521b\uff0f\u5c0f\u989d\u8bd5\u6c34<\/td>\n<td>\u6e2f\u5e01\uff0f\u7f8e\u5143\u4e3a\u4e3b<\/td>\n<td>\u989d\u5ea6\u53d7\u9650<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u4e09\u3001\u9999\u6e2f\u7a0e\u8d1f\u4f18\u52bf\uff0c\u5148\u628a\u8d26\u7b97\u6e05\u695a<\/p>\n<p>\u5f88\u591a\u8001\u677f\u5f00\u6237\u7684\u7ec8\u6781\u76ee\u7684\uff0c\u662f\u5408\u6cd5\u964d\u4f4e\u7a0e\u8d1f\u3001\u6253\u901a\u8d44\u91d1\u3002\u9999\u6e2f\u5229\u5f97\u7a0e\u6709\u6e05\u6670\u7684\u591a\u6863\u8bbe\u8ba1\uff0c\u8fd9\u4e5f\u662f\u9999\u6e2f\u4f5c\u4e3a\u56fd\u9645\u91d1\u878d\u4e2d\u5fc3\u6700\u88ab\u770b\u91cd\u7684\u8425\u5546\u4f18\u52bf\u4e4b\u4e00\uff1a<\/p>\n<table>\n<tbody>\n<tr>\n<th>\u7a0e\u7387\u6863\u4f4d<\/th>\n<th>Applicable circumstances<\/th>\n<th>clarification<\/th>\n<\/tr>\n<tr>\n<td>\u6807\u51c6\u5229\u5f97\u7a0e 16.5%<\/td>\n<td>\u4e00\u822c\u4f01\u4e1a\u5168\u90e8\u5229\u6da6<\/td>\n<td>\u6cd5\u4f8b\u57fa\u51c6\u7a0e\u7387<\/td>\n<\/tr>\n<tr>\n<td>\u4e24\u7ea7\u5236 8.25%<\/td>\n<td>\u9996 200 \u4e07\u6e2f\u5e01\u5229\u6da6<\/td>\n<td>\u8d85\u51fa\u90e8\u5206\u4ecd 16.5%<\/td>\n<\/tr>\n<tr>\n<td>\u62df\u8bae\u7279\u60e0 5%\/8.25%<\/td>\n<td>\u5408\u8d44\u683c\u9ad8\u589e\u503c\u4e1a\u52a1<\/td>\n<td>\u4ee5\u5b98\u65b9\u6700\u65b0\u516c\u5e03\u4e3a\u51c6<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u76f4\u89c2\u6d4b\u7b97\uff1a\u4e00\u5bb6\u9999\u6e2f\u516c\u53f8\u5e74\u5ea6\u5e94\u8bc4\u7a0e\u5229\u6da6 800 \u4e07\u6e2f\u5e01\u3002\u6309\u6807\u51c6 16.5% \u9700\u7f34 132 \u4e07\u6e2f\u5e01\uff1b\u82e5\u7b26\u5408\u4e24\u7ea7\u5236\uff0c\u9996 200 \u4e07\u6309 8.25%\uff0816.5 \u4e07\uff09\uff0c\u4f59\u4e0b 600 \u4e07\u6309 16.5%\uff0899 \u4e07\uff09\uff0c\u5408\u8ba1\u7ea6 115.5 \u4e07\uff1b\u82e5\u5c5e\u5408\u8d44\u683c\u4e1a\u52a1\u4e14\u83b7\u6279 5% \u7279\u60e0\uff0c\u4ec5\u9700 40 \u4e07\u6e2f\u5e01\uff0c\u7a0e\u8d39\u76f4\u63a5\u7701\u4e0b 92 \u4e07\u3002\u8d26\u6237\u987a\u7545\uff0c\u8fd9\u7b14\u94b1\u624d\u80fd\u5408\u6cd5\u8c03\u5ea6\u3002<\/p>\n<p>\u56db\u3001\u5f00\u6237\u907f\u5751\u52a8\u4f5c\u6e05\u5355<\/p>\n<ul>\n<li>\u2705 \u63d0\u524d\u5907\u9f50\u4e09\u4ef6\u5957\uff1a\u9999\u6e2f\u516c\u53f8\u6ce8\u518c\u6587\u4ef6\u3001\u5185\u5730\u5173\u8054\u516c\u53f8\u8bc1\u7167\u3001\u8fd1 6 \u4e2a\u6708\u4e1a\u52a1\u5408\u540c\u4e0e\u6d41\u6c34\u3002<\/li>\n<li>\u2705 \u5f00\u6237\u524d\u5148\u505a\u4e1a\u52a1\u68b3\u7406\uff0c\u8ba9\u94f6\u884c\u76f8\u4fe1&#8221;\u94b1\u4ece\u54ea\u6765\u3001\u5230\u54ea\u53bb\u3001\u505a\u4ec0\u4e48\u751f\u610f&#8221;\uff0c\u5fc5\u8981\u65f6\u51c6\u5907\u4e00\u4efd\u82f1\u6587\u5546\u4e1a\u8ba1\u5212\u3002<\/li>\n<li>\u2705 \u6309\u5e74\u6d41\u6c34\u4f53\u91cf\u9009\u94f6\u884c\uff0c\u521d\u521b\u5148\u843d\u865a\u62df\u94f6\u884c\u8fc7\u6e21\uff0c\u518d\u8865\u4f20\u7edf\u884c\u3002<\/li>\n<li>\u2705 \u9762\u7b7e\u5982\u5b9e\u56de\u7b54\uff0c\u522b\u5305\u88c5\u8fc7\u5934\uff0c\u94f6\u884c\u6700\u6015&#8221;\u6545\u4e8b&#8221;\u524d\u540e\u77db\u76fe\u3002<\/li>\n<\/ul>\n<p>\u4e94\u3001\u5f00\u6237\u88ab\u62d2\u540e\u5982\u4f55\u8865\u6551<\/p>\n<p>\u88ab\u4e00\u5bb6\u94f6\u884c\u62d2\u7edd\u4e0d\u7b49\u4e8e\u8d70\u6295\u65e0\u8def\u3002\u5148\u8981\u94f6\u884c\u7ed9\u51fa\u4e66\u9762\u6216\u53e3\u5934\u7684\u62d2\u56e0\uff0c\u5e38\u89c1\u662f&#8221;\u4e1a\u52a1\u4e0d\u6e05\u6670&#8221;\u6216&#8221;\u98ce\u9669\u8bc4\u7ea7\u8fc7\u9ad8&#8221;\u3002\u9488\u5bf9\u6027\u8865\u5f3a\u8d44\u6599\u540e\uff0c\u6362\u4e00\u5bb6\u95e8\u69db\u5339\u914d\u7684\u884c\u518d\u7533\u8bf7\uff0c\u6210\u529f\u7387\u4f1a\u660e\u663e\u56de\u5347\u3002\u5343\u4e07\u4e0d\u8981\u540c\u4e00\u4efd\u6750\u6599\u8fde\u649e\u4e09\u5bb6\uff0c\u94f6\u884c\u7cfb\u7edf\u91cc\u4f1a\u7559\u4e0b\u67e5\u8be2\u8bb0\u5f55\uff0c\u8d8a\u649e\u8d8a\u96be\u3002\u65f6\u95f4\u4e0a\uff0c\u4ece\u5907\u9f50\u8d44\u6599\u5230\u8d26\u6237\u6fc0\u6d3b\uff0c\u4f20\u7edf\u884c\u901a\u5e38 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