{"id":20269,"date":"2026-10-30T23:40:58","date_gmt":"2026-10-30T15:40:58","guid":{"rendered":"https:\/\/www.qicaiying.cn\/archives\/20269"},"modified":"2026-10-30T23:40:58","modified_gmt":"2026-10-30T15:40:58","slug":"%e9%a6%99%e6%b8%af%e5%85%ac%e5%8f%b8%e6%b3%a8%e5%86%8c%e5%ae%8c%e5%b0%b1%e4%b8%87%e4%ba%8b%e5%a4%a7%e5%90%89%ef%bc%9f%e5%b9%b4%e5%ae%a1%e3%80%81%e5%ae%a1%e8%ae%a1%e3%80%81scr-%e4%b8%89%e9%81%93","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/20269","title":{"rendered":"\u9999\u6e2f\u516c\u53f8\u6ce8\u518c\u5b8c\u5c31\u4e07\u4e8b\u5927\u5409\uff1f\u5e74\u5ba1\u3001\u5ba1\u8ba1\u3001SCR \u4e09\u9053\u5173\u5361\uff0c\u903e\u671f\u7f5a\u6b3e\u4e00\u6b21\u7b97\u6e05"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/10\/20261030233905484.jpg\" alt=\"\u4f01\u8d22\u76c8\u96c6\u56e2 \u00b7 \u626b\u7801\u514d\u8d39\u54a8\u8be2\u5ba2\u670d\uff08\u56fd\u5185\u516c\u53f8\u6ce8\u518c\uff5c\u6d77\u5916\u516c\u53f8\u6ce8\u518c\uff1a\u9999\u6e2f\/\u7f8e\u56fd\/\u65e5\u672c\/\u82f1\u56fd\/\u65b0\u52a0\u5761\/\u6cf0\u56fd\/\u8d8a\u5357\uff09\uff0c\u54a8\u8be2\u7535\u8bdd\/\u5fae\u4fe1\uff1a18676749275\" \/><\/p>\n<blockquote>\n<p>\u4f01\u8d22\u76c8\u96c6\u56e2\u4e13\u4e1a\u63d0\u4f9b\u9999\u6e2f\u516c\u53f8\u5e74\u5ba1\u3001\u505a\u8d26\u5ba1\u8ba1\u4e0e\u5408\u89c4\u4f53\u68c0\u670d\u52a1\uff0c\u6709\u9700\u8981\u968f\u65f6\u8054\u7cfb\u6211\u4eec\uff08\u54a8\u8be2\u7535\u8bdd\/\u5fae\u4fe1\uff1a18676749275\uff09\u3002<\/p>\n<\/blockquote>\n<p>\u6709\u4e2a\u505a\u5bb6\u5c45\u8de8\u5883\u7684\u8001\u677f\uff0c2022 \u5e74\u5728\u9999\u6e2f\u6ce8\u518c\u4e86\u4e00\u5bb6\u516c\u53f8\uff0c\u5e73\u53f0\u56de\u6b3e\u4e00\u76f4\u8d70\u8fd9\u4e2a\u8d26\u6237\uff0c\u4e24\u5e74\u6ca1\u7ba1\u8fc7\u30022025 \u5e74\u60f3\u62ff\u8fd9\u5bb6\u516c\u53f8\u53bb\u7b7e\u4e00\u4efd\u6d77\u5916\u91c7\u8d2d\u5408\u540c\uff0c\u5bf9\u65b9\u505a\u5c3d\u8c03\u65f6\u56de\u4e86\u4e00\u53e5\uff1a\u8fd9\u5bb6\u516c\u53f8\u5df2\u7ecf\u5728\u516c\u53f8\u6ce8\u518c\u5904\u7684\u540d\u5355\u4e0a\u88ab\u9664\u540d\u4e86\u3002\u4ed6\u53bb\u67e5\uff0c\u624d\u53d1\u73b0\u5468\u5e74\u7533\u62a5\u8868\u8fde\u7eed\u4e24\u5e74\u6ca1\u4ea4\uff0c\u5546\u4e1a\u767b\u8bb0\u8bc1\u4e5f\u8fc7\u671f\uff0c\u94f6\u884c\u8d26\u6237\u65e9\u5728\u534a\u5e74\u524d\u88ab\u51bb\u7ed3\uff0c\u91cc\u9762\u8fd8\u6709\u56db\u5341\u591a\u4e07\u6e2f\u5e01\u7684\u8d27\u6b3e\u3002<\/p>\n<p>\u6ce8\u518c\u53ea\u662f\u62ff\u5230\u4e00\u5f20\u5165\u573a\u5238\uff0c\u771f\u6b63\u51b3\u5b9a\u8fd9\u5bb6\u516c\u53f8\u80fd\u4e0d\u80fd\u7528\u3001\u80fd\u4e0d\u80fd\u6536\u94b1\u3001\u80fd\u4e0d\u80fd\u7b7e\u5408\u540c\u7684\uff0c\u662f\u540e\u9762\u6bcf\u5e74\u90a3\u51e0\u4ef6&#8221;\u770b\u8d77\u6765\u5f88\u5c0f&#8221;\u7684\u4e8b\u3002<\/p>\n<p><strong>\u5148\u628a\u6838\u5fc3\u7ed3\u8bba\u653e\u524d\u9762\uff1a\u9999\u6e2f\u516c\u53f8\u7684\u5408\u89c4\u6210\u672c\uff0c\u4e00\u5e74\u5927\u7ea6 1.4 \u4e07\u81f3 2.6 \u4e07\u6e2f\u5e01\uff1b\u4f46\u4e0d\u505a\u5408\u89c4\u7684\u4ee3\u4ef7\uff0c\u901a\u5e38\u662f\u8fd9\u4e2a\u6570\u5b57\u7684\u4e94\u500d\u4ee5\u4e0a\uff0c\u800c\u4e14\u4e0d\u53ef\u9006\u2014\u2014\u516c\u53f8\u88ab\u9664\u540d\u540e\uff0c\u8d26\u6237\u3001\u5408\u540c\u3001\u5546\u6807\u3001\u5e73\u53f0\u5e97\u94fa\u5168\u90e8\u8ddf\u7740\u5931\u6548\u3002<\/strong><\/p>\n<h2>01 \u7b2c\u4e00\u9053\u5173\u5361\uff1a\u5e74\u5ba1\uff0c42 \u5929\u662f\u786c\u671f\u9650<\/h2>\n<p>\u9999\u6e2f\u516c\u53f8\u6ca1\u6709&#8221;\u8425\u4e1a\u6267\u7167\u5e74\u68c0&#8221;\u8fd9\u4e2a\u8bf4\u6cd5\uff0c\u5bf9\u5e94\u7684\u662f\u4e24\u4ef6\u4e8b\uff1a\u5411\u516c\u53f8\u6ce8\u518c\u5904\u63d0\u4ea4\u5468\u5e74\u7533\u62a5\u8868\uff08NAR1\uff09\uff0c\u5411\u7a0e\u52a1\u5c40\u6362\u9886\u5546\u4e1a\u767b\u8bb0\u8bc1\uff08BRC\uff09\u3002<\/p>\n<p>NAR1 \u7684\u671f\u9650\u662f\u6210\u7acb\u5468\u5e74\u65e5\u4e4b\u540e\u7684 42 \u5929\u5185\uff0c\u767b\u8bb0\u8d39\u672c\u8eab\u53ea\u8981 105 \u6e2f\u5e01\uff0c\u4f46\u903e\u671f\u662f\u9636\u68af\u5f0f\u7f5a\u6b3e\uff0c\u8d8a\u62d6\u8d8a\u8d35\uff1a<\/p>\n<table>\n<tbody>\n<tr>\n<th>Duration of Delinquency<\/th>\n<th>\u767b\u8bb0\u8d39<\/th>\n<th>\u9644\u52a0\u7f5a\u6b3e<\/th>\n<th>add up the total<\/th>\n<\/tr>\n<tr>\n<td>42 \u5929\u5185<\/td>\n<td>105<\/td>\n<td>0<\/td>\n<td>105<\/td>\n<\/tr>\n<tr>\n<td>42 \u5929\u20133 \u4e2a\u6708<\/td>\n<td>105<\/td>\n<td>870<\/td>\n<td>975<\/td>\n<\/tr>\n<tr>\n<td>3\u20136 \u4e2a\u6708<\/td>\n<td>105<\/td>\n<td>1,740<\/td>\n<td>1,845<\/td>\n<\/tr>\n<tr>\n<td>6\u20139 \u4e2a\u6708<\/td>\n<td>105<\/td>\n<td>2,610<\/td>\n<td>2,715<\/td>\n<\/tr>\n<tr>\n<td>9 \u4e2a\u6708\u4ee5\u4e0a<\/td>\n<td>105<\/td>\n<td>3,480<\/td>\n<td>3,585<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uff08\u5355\u4f4d\uff1a\u6e2f\u5e01\uff0c\u4ee5\u516c\u53f8\u6ce8\u518c\u5904\u6700\u65b0\u516c\u5e03\u4e3a\u51c6\uff09<\/p>\n<p>\u5546\u4e1a\u767b\u8bb0\u8bc1\u540c\u7406\uff0c\u903e\u671f\u6362\u9886\u4f1a\u989d\u5916\u52a0\u6536 300 \u6e2f\u5e01\u3002\u91d1\u989d\u770b\u7740\u4e0d\u5927\uff0c\u771f\u6b63\u7684\u98ce\u9669\u4e0d\u5728\u7f5a\u6b3e\uff0c\u800c\u5728\u4e8e&#8221;\u903e\u671f\u8bb0\u5f55&#8221;\u4f1a\u540c\u6b65\u5230\u94f6\u884c\u548c\u5e73\u53f0\u7684\u98ce\u63a7\u7cfb\u7edf\u2014\u2014\u5f88\u591a\u8d26\u6237\u88ab\u964d\u7ea7\u3001\u88ab\u8981\u6c42\u8865\u5145\u8d44\u6599\uff0c\u8d77\u56e0\u5c31\u662f\u5e74\u5ba1\u903e\u671f\u3002<\/p>\n<h2>02 \u7b2c\u4e8c\u9053\u5173\u5361\uff1a\u5ba1\u8ba1\u62a5\u7a0e\uff0c18 \u4e2a\u6708\u540e\u7b2c\u4e00\u4efd\u7a0e\u8868<\/h2>\n<p>\u65b0\u516c\u53f8\u6210\u7acb\u540e\uff0c\u7a0e\u52a1\u5c40\u901a\u5e38\u4f1a\u5728 18 \u4e2a\u6708\u5de6\u53f3\u53d1\u51fa\u7b2c\u4e00\u4efd\u5229\u5f97\u7a0e\u62a5\u7a0e\u8868\uff0c\u6536\u5230\u540e 3 \u4e2a\u6708\u5185\u8981\u8fde\u540c\u5ba1\u8ba1\u62a5\u544a\u4e00\u8d77\u4ea4\u56de\u3002\u4e4b\u540e\u662f\u6bcf\u5e74\u4e00\u6b21\u3002<\/p>\n<p>\u8fd9\u91cc\u6709\u4e2a\u6d41\u4f20\u5f88\u5e7f\u7684\u8bef\u533a\uff1a\u516c\u53f8\u6ca1\u8d5a\u94b1\u3001\u6ca1\u6d41\u6c34\uff0c\u5c31\u53ef\u4ee5&#8221;\u96f6\u7533\u62a5&#8221;\u3002\u8981\u5206\u6e05\u4e24\u4ef6\u4e8b\uff1a<\/p>\n<ul>\n<li><strong>\u4f11\u7720\u516c\u53f8<\/strong>\uff1a\u6574\u4e2a\u5e74\u5ea6\u6ca1\u6709\u4efb\u4f55\u4f1a\u8ba1\u4ea4\u6613\uff0c\u53ef\u4ee5\u5411\u7a0e\u52a1\u5c40\u7533\u8bf7\u4f11\u7720\uff0c\u8c41\u514d\u5ba1\u8ba1\uff1b<\/li>\n<li><strong>\u6709\u6d41\u6c34\u4f46\u96f6\u7533\u62a5<\/strong>\uff1a\u8d26\u6237\u6709\u8fdb\u8d26\u3001\u6709\u4ed8\u6b3e\uff0c\u8d26\u4e0a\u5374\u62a5&#8221;\u65e0\u7ecf\u8425&#8221;\uff0c\u8fd9\u5728\u6cd5\u5f8b\u4e0a\u5c5e\u4e8e\u63d0\u4ea4\u5931\u5b9e\u9648\u8ff0\u3002<\/li>\n<\/ul>\n<p>\u540e\u8005\u7684\u4ee3\u4ef7\uff1a\u9996\u6b21\u903e\u671f\u63d0\u4ea4\u62a5\u7a0e\u8868\u7f5a\u6b3e 1,200 \u6e2f\u5e01\u8d77\uff0c\u518d\u72af 3,000 \u6e2f\u5e01\u8d77\uff1b\u82e5\u88ab\u68c0\u63a7\uff0c\u6700\u9ad8\u7f5a\u6b3e 10,000 \u6e2f\u5e01\uff0c\u53e6\u52a0\u5c11\u5f81\u7a0e\u6b3e\u4e09\u500d\u7684\u7f5a\u6b3e\u3002\u4f1a\u8ba1\u8bb0\u5f55\u8fd8\u5fc5\u987b\u4fdd\u5b58\u81f3\u5c11 7 \u5e74\uff0c\u672a\u59a5\u5584\u4fdd\u5b58\u53ef\u88ab\u7f5a 100,000 \u6e2f\u5e01\u3002<\/p>\n<p>\u5bf9\u8de8\u5883\u5356\u5bb6\u6765\u8bf4\uff0c\u66f4\u73b0\u5b9e\u7684\u95ee\u9898\u662f\uff1a\u4e00\u65e6\u88ab\u8981\u6c42\u8865\u505a\u4e09\u5e74\u7684\u8d26\uff0c\u5ba1\u8ba1\u8d39\u4e0d\u662f\u6309\u4e00\u5e74\u7b97\uff0c\u800c\u662f\u6309\u4e09\u5e74\u7b97\uff0c\u8fd8\u8981\u8865\u6ede\u7eb3\u91d1\u3002<\/p>\n<h2>03 \u7b2c\u4e09\u9053\u5173\u5361\uff1aSCR \u4e0e\u6ce8\u518c\u5730\u5740\uff0c\u6700\u5bb9\u6613\u88ab\u5ffd\u7565<\/h2>\n<p>SCR \u662f\u91cd\u8981\u63a7\u5236\u4eba\u767b\u8bb0\u518c\uff0c2018 \u5e74\u8d77\u9999\u6e2f\u6240\u6709\u516c\u53f8\u90fd\u5fc5\u987b\u5907\u5b58\uff0c\u653e\u5728\u6ce8\u518c\u529e\u4e8b\u5904\u6216\u6307\u5b9a\u5730\u70b9\uff0c\u4f9b\u6267\u6cd5\u4eba\u5458\u67e5\u9605\u3002\u6ca1\u505a\uff0c\u7f5a\u6b3e 25,000 \u6e2f\u5e01\uff0c\u5e76\u4e14\u6301\u7eed\u8fdd\u89c4\u671f\u95f4\u6bcf\u65e5\u52a0\u7f5a 700 \u6e2f\u5e01\u3002<\/p>\n<p>\u6ce8\u518c\u5730\u5740\u5219\u51b3\u5b9a\u4e86\u4f60\u80fd\u4e0d\u80fd\u6536\u5230\u653f\u5e9c\u4fe1\u4ef6\u3002\u7528\u4f4e\u4ef7\u6302\u9760\u5730\u5740\u7684\u8001\u677f\uff0c\u6700\u5e38\u89c1\u7684\u573a\u666f\u662f\uff1a\u7a0e\u8868\u5bc4\u5230\u5730\u5740\u6ca1\u4eba\u6536\uff0c\u7b49\u53d1\u73b0\u65f6\u5df2\u7ecf\u8fc7\u4e86\u7533\u62a5\u671f\uff0c\u63a5\u7740\u5c31\u662f\u7f5a\u6b3e\u3001\u4f30\u7a0e\u3001\u94f6\u884c\u95ee\u8be2\u4e09\u8fde\u3002<\/p>\n<h2>04 \u7b97\u4e00\u7b14\u8d26\uff1a\u5408\u89c4\u6210\u672c vs \u8fdd\u89c4\u6210\u672c<\/h2>\n<p>\u4ee5\u4e00\u5bb6\u5e74\u8425\u4e1a\u989d 500 \u4e07\u6e2f\u5e01\u4ee5\u4e0b\u7684\u5c0f\u578b\u8d38\u6613\u516c\u53f8\u4e3a\u4f8b\uff1a<\/p>\n<table>\n<tbody>\n<tr>\n<th>sports event<\/th>\n<th>\u5e74\u5ea6\u6210\u672c\uff08\u6e2f\u5e01\uff09<\/th>\n<\/tr>\n<tr>\n<td>Business registration certificate<\/td>\n<td>\u7ea6 2,200<\/td>\n<\/tr>\n<tr>\n<td>Annual Returns<\/td>\n<td>105<\/td>\n<\/tr>\n<tr>\n<td>\u516c\u53f8\u79d8\u4e66 + \u6ce8\u518c\u5730\u5740<\/td>\n<td>\u7ea6 5,000\u20138,000<\/td>\n<\/tr>\n<tr>\n<td>\u505a\u8d26\u5ba1\u8ba1\uff08\u5c0f\u89c4\u6a21\uff09<\/td>\n<td>\u7ea6 6,000\u201315,000<\/td>\n<\/tr>\n<tr>\n<td><strong>add up the total<\/strong><\/td>\n<td><strong>\u7ea6 13,000\u201325,000<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u518d\u770b\u8fdd\u89c4\u4e00\u4fa7\uff1aNAR1 \u903e\u671f 3,480 + \u62a5\u7a0e\u8868\u903e\u671f 3,000 + \u8865\u505a\u4e09\u5e74\u5ba1\u8ba1\u7ea6 3 \u4e07 + 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