{"id":20187,"date":"2026-10-30T23:18:07","date_gmt":"2026-10-30T15:18:07","guid":{"rendered":"https:\/\/www.qicaiying.cn\/archives\/20187"},"modified":"2026-10-30T23:18:07","modified_gmt":"2026-10-30T15:18:07","slug":"%e9%a6%99%e6%b8%af%e5%85%ac%e5%8f%b8%e4%b8%8d%e6%98%af%e6%b3%a8%e5%86%8c%e5%ae%8c%e5%b0%b1%e5%ae%8c%e4%ba%8b%ef%bc%9a%e5%b9%b4%e5%ae%a1%e3%80%81%e5%81%9a%e8%b4%a6%e3%80%81%e5%ae%a1%e8%ae%a1%e4%b8%89","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/20187","title":{"rendered":"\u9999\u6e2f\u516c\u53f8\u4e0d\u662f\u6ce8\u518c\u5b8c\u5c31\u5b8c\u4e8b\uff1a\u5e74\u5ba1\u3001\u505a\u8d26\u3001\u5ba1\u8ba1\u4e09\u9053\u5173\uff0c\u8001\u677f\u6700\u5bb9\u6613\u8e29\u7684\u5751"},"content":{"rendered":"

\"\u4f01\u8d22\u76c8\u96c6\u56e2<\/p>\n

\n

\u4f01\u8d22\u76c8\u96c6\u56e2\u4e13\u4e1a\u63d0\u4f9b\u9999\u6e2f\u516c\u53f8\u5e74\u5ba1\u3001\u505a\u8d26\u5ba1\u8ba1\u4e0e\u7a0e\u52a1\u7533\u62a5\u670d\u52a1\uff0c\u6709\u9700\u8981\u968f\u65f6\u8054\u7cfb\u6211\u4eec\uff08\u54a8\u8be2\u7535\u8bdd\/\u5fae\u4fe1\uff1a18676749275\uff09\u3002<\/p>\n<\/blockquote>\n

\u5185\u5730\u8001\u677f\u82b1\u51e0\u5343\u5757\u628a\u9999\u6e2f\u516c\u53f8\u6ce8\u518c\u4e0b\u6765\uff0c\u4ee5\u4e3a\u62ff\u5230\u4e86”\u79bb\u5cb8\u907f\u7a0e\u795e\u5668”\uff0c\u8f6c\u5934\u5c31\u6254\u5728\u4e00\u8fb9\u4e0d\u7ba1\u4e86\u3002\u7b49\u5230\u94f6\u884c\u8d26\u6237\u88ab\u51bb\u7ed3\u3001\u6536\u5230\u6cd5\u9662\u4f20\u7968\uff0c\u624d\u614c\u614c\u5f20\u5f20\u6765\u95ee\uff1a”\u9999\u6e2f\u516c\u53f8\u4e0d\u662f\u4e0d\u7528\u7ba1\u5417\uff1f”<\/p>\n

\u9519\u3002\u9999\u6e2f\u516c\u53f8\u4e0d\u662f\u4e00\u6b21\u6027\u4e70\u5356\uff0c\u800c\u662f\u4e00\u573a\u6bcf\u5e74\u90fd\u8981”\u5e74\u68c0”\u7684\u6301\u4e45\u6218\u3002\u53ea\u6ce8\u518c\u4e0d\u505a\u7ef4\u62a4\uff0c\u8f7b\u5219\u7f5a\u6b3e\u3001\u9664\u540d\uff0c\u91cd\u5219\u8463\u4e8b\u88ab\u5217\u5165\u9ed1\u540d\u5355\u3001\u94f6\u884c\u8d26\u6237\u76f4\u63a5\u5173\u505c\u3002<\/p>\n

\u5148\u628a\u6838\u5fc3\u7ed3\u8bba\u653e\u524d\u9762\uff1a<\/strong> \u4e00\u5bb6\u9999\u6e2f\u6709\u9650\u516c\u53f8\u6bcf\u5e74\u5fc5\u987b\u8fc7\u4e09\u9053\u786c\u5173\u2014\u2014\u5546\u4e1a\u767b\u8bb0\u8bc1\u7eed\u671f\uff08\u5e74\u5ba1\uff09\u3001\u6cd5\u5b9a\u79d8\u4e66\u4e0e\u6ce8\u518c\u5730\u5740\u7ef4\u62a4\u3001\u4ee5\u53ca\u5229\u5f97\u7a0e\u62a5\u7a0e\u914d\u5957\u7684\u505a\u8d26\u5ba1\u8ba1\u3002\u6f0f\u6389\u4efb\u4f55\u4e00\u9053\uff0c\u90fd\u4f1a\u4ea7\u751f\u7f5a\u6b3e\u751a\u81f3\u6cd5\u5f8b\u98ce\u9669\u3002\u4e0b\u9762\u628a\u8fd9\u4e09\u5173\u7684\u8282\u70b9\u3001\u8d39\u7528\u3001\u96f7\u533a\u4e00\u6b21\u8bb2\u6e05\u3002<\/p>\n

\u4e00\u3001\u7b2c\u4e00\u5173\uff1a\u5e74\u5ba1\uff08\u5546\u4e1a\u767b\u8bb0\u8bc1 + \u5468\u5e74\u7533\u62a5\uff09<\/p>\n

\u9999\u6e2f\u516c\u53f8\u6210\u7acb\u6ee1\u4e00\u5468\u5e74\u8d77\uff0c\u6bcf\u5e74\u90fd\u8981\u505a\u5e74\u5ba1\uff0c\u4e24\u4e2a\u52a8\u4f5c\u5fc5\u987b\u540c\u6b65\u5b8c\u6210\uff1a<\/p>\n

    \n
  1. \u6362\u9886\u65b0\u7248\u300a\u5546\u4e1a\u767b\u8bb0\u8bc1\u300b\uff08BR\uff09\uff1a\u76ee\u524d\u5546\u4e1a\u767b\u8bb0\u8d39\u7531\u9999\u6e2f\u7a0e\u52a1\u5c40\u6309\u5e74\u5ea6\u653f\u7b56\u8c03\u6574\uff0c\u6bcf\u5e74\u7eed\u8bc1\u90fd\u9700\u7f34\u4ea4\u767b\u8bb0\u8d39\u53ca\u5f81\u8d39\uff1b<\/li>\n
  2. \u63d0\u4ea4\u300a\u5468\u5e74\u7533\u62a5\u8868\u300b\uff08NAR1\uff09\uff1a\u5411\u516c\u53f8\u6ce8\u518c\u5904\u7533\u62a5\u8fc7\u53bb\u4e00\u5e74\u8463\u4e8b\u3001\u80a1\u4e1c\u3001\u79d8\u4e66\u3001\u80a1\u672c\u7b49\u53d8\u52a8\u3002<\/li>\n<\/ol>\n

    \u5e74\u5ba1\u6709\u4e25\u683cDeadline\uff1a\u5468\u5e74\u65e5\u540e42\u5929\u5185\u5fc5\u987b\u529e\u59a5\u3002\u903e\u671f\u540e\u679c\u5f88\u73b0\u5b9e\u2014\u2014<\/p>\n\n\n\n\n\n\n\n\n
    Duration of Delinquency<\/th>\n\u7f5a\u6b3e\uff08\u6e2f\u5e01\uff09<\/th>\n<\/tr>\n
    Within 42 days<\/td>\n\u6807\u51c6\u8d39\u7528\uff0c\u65e0\u989d\u5916\u7f5a\u6b3e<\/td>\n<\/tr>\n
    \u8d85\u671f\u7ea61.5\u4e2a\u6708<\/td>\n870<\/td>\n<\/tr>\n
    \u8d85\u671f\u7ea63\u4e2a\u6708<\/td>\n1,740<\/td>\n<\/tr>\n
    \u8d85\u671f\u7ea66\u4e2a\u6708<\/td>\n2,610<\/td>\n<\/tr>\n
    \u8d85\u671f\u7ea69\u4e2a\u6708\u4ee5\u4e0a<\/td>\n3,480<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    \u6ce8\u610f\u8fd9\u53ea\u662f\u6ce8\u518c\u5904\u5c42\u9762\u7684\u5468\u5e74\u7533\u62a5\u7f5a\u6b3e\u3002\u5546\u4e1a\u767b\u8bb0\u8bc1\u903e\u671f\u6362\u9886\uff0c\u7a0e\u52a1\u5c40\u4e5f\u4f1a\u53e6\u6536300\u6e2f\u5e01\u7f5a\u6b3e\uff0c\u4e14\u4e0d\u5f71\u54cd\u5176\u4ed6\u6cd5\u5b9a\u8d23\u4efb\u3002\u62d6\u5f97\u8d8a\u4e45\uff0c\u7f5a\u91d1\u53e0\u52a0\uff0c\u516c\u53f8\u8fd8\u9762\u4e34\u88ab\u5f3a\u5236\u9664\u540d\u7684\u98ce\u9669\u3002<\/p>\n

    \u4e8c\u3001\u7b2c\u4e8c\u5173\uff1a\u6cd5\u5b9a\u79d8\u4e66\u4e0e\u6ce8\u518c\u5730\u5740<\/p>\n

    \u9999\u6e2f\u300a\u516c\u53f8\u6761\u4f8b\u300b\u8981\u6c42\u6bcf\u5bb6\u6709\u9650\u516c\u53f8\u5fc5\u987b\u6709\u4e00\u540d”\u516c\u53f8\u79d8\u4e66”\uff08\u81ea\u7136\u4eba\u987b\u5e38\u5c45\u9999\u6e2f\uff0c\u6216\u9999\u6e2f\u6301\u724c\u79d8\u4e66\u516c\u53f8\uff09\uff0c\u4ee5\u53ca\u9999\u6e2f\u672c\u5730\u7684\u6ce8\u518c\u5730\u5740\u3002\u8fd9\u4e24\u9879\u662f”\u724c\u7167\u6027\u8d28”\u7684\u5408\u89c4\u5e95\u5ea7\uff1a\u6ca1\u6709\u672c\u5730\u79d8\u4e66\u548c\u5730\u5740\uff0c\u516c\u53f8\u6587\u4ef6\u6536\u4e0d\u5230\u3001\u653f\u5e9c\u901a\u77e5\u63a5\u4e0d\u5230\uff0c\u7b49\u4e8e\u5728\u653f\u5e9c\u773c\u91cc\u7684”\u5931\u8054\u4e3b\u4f53”\u3002<\/p>\n

    \u5f88\u591a\u8001\u677f\u56fe\u4fbf\u5b9c\u627e\u4e0d\u9760\u8c31\u4e2d\u4ecb\uff0c\u79d8\u4e66\u516c\u53f8\u8dd1\u8def\u540e\u6ce8\u518c\u5730\u5740\u5931\u6548\uff0c\u7ed3\u679c\u653f\u5e9c\u4fe1\u4ef6\u3001\u62a5\u7a0e\u8868\u5168\u90e8\u77f3\u6c89\u5927\u6d77\uff0c\u7b49\u5230\u53d1\u73b0\u65f6\u516c\u53f8\u5df2\u4e0a\u4e86\u9664\u540d\u540d\u5355\u3002\u9009\u79d8\u4e66\u670d\u52a1\uff0c\u770b\u7684\u4e0d\u662f\u8c01\u6700\u4fbf\u5b9c\uff0c\u800c\u662f\u5bf9\u65b9\u662f\u5426\u6301\u724c\u3001\u80fd\u5426\u6301\u7eed\u8d1f\u8d23\u6536\u4ef6\u4e0e\u5bf9\u63a5\u3002<\/p>\n

    \u4e09\u3001\u7b2c\u4e09\u5173\uff1a\u505a\u8d26\u3001\u5ba1\u8ba1\u4e0e\u62a5\u7a0e<\/p>\n

    \u8fd9\u662f\u8001\u677f\u6700\u6613\u8e29\u5751\u7684\u4e00\u5173\u3002\u9999\u6e2f\u91c7\u7528\u5730\u57df\u6765\u6e90\u5f81\u7a0e\u539f\u5219\u2014\u2014\u53ea\u6709\u6e90\u81ea\u9999\u6e2f\u7684\u5229\u6da6\u624d\u7f34\u5229\u5f97\u7a0e\u3002\u4f46\u8fd9\u4e0d\u610f\u5473\u7740”\u96f6\u7533\u62a5”\u968f\u4fbf\u586b\u3002<\/p>\n

    \u7a0e\u52a1\u5c40\u660e\u786e\u8981\u6c42\uff1a\u6709\u9650\u516c\u53f8\u5373\u4fbf\u65e0\u8425\u8fd0\uff0c\u4e5f\u987b\u7531\u6267\u4e1a\u4f1a\u8ba1\u5e08\u51fa\u5177\u5ba1\u8ba1\u62a5\u544a\uff08\u6216\u7b26\u5408\u8c41\u514d\u6761\u4ef6\u7684 inactive \u62a5\u544a\uff09\uff0c\u8fde\u540c\u62a5\u7a0e\u8868\u4e00\u5e76\u63d0\u4ea4\u3002\u5e38\u89c1\u7a0e\u7387\u6863\u4f4d\u5982\u4e0b\uff1a<\/p>\n\n\n\n\n\n\n
    \u7a0e\u7387\u6863\u4f4d<\/th>\nApplication<\/th>\nEffective tax burden<\/th>\n<\/tr>\n
    \u6807\u51c6\u5229\u5f97\u7a0e<\/td>\n\u4e00\u822c\u6709\u9650\u516c\u53f8<\/td>\n16.5%<\/td>\n<\/tr>\n
    Two-tier system<\/td>\n\u9996200\u4e07\u6e2f\u5e01\u5229\u6da6<\/td>\n8.25%\uff0c\u8d85\u51fa\u90e8\u520616.5%<\/td>\n<\/tr>\n
    \u62df\u8bae\u7279\u60e0\u7a0e\u5236<\/td>\n\u5408\u8d44\u683c\u7b56\u7565\u4ea7\u4e1a<\/td>\n\u6700\u4f4e5% \/ 8.25%\uff08\u4ee5\u5b98\u65b9\u6700\u65b0\u516c\u5e03\u4e3a\u51c6\uff09<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    \u968f\u610f\u505a”\u96f6\u7533\u62a5”\u5374\u5b9e\u9645\u6709\u6d41\u6c34\uff0c\u5c5e\u4e8e\u7792\u62a5\uff0c\u4e00\u7ecf\u67e5\u5b9e\u7f5a\u6b3e\u52a8\u8f84\u6570\u4e07\u6e2f\u5e01\uff0c\u4e25\u91cd\u53ef\u5211\u4e8b\u68c0\u63a7\u3002\u6b63\u786e\u505a\u6cd5\u662f\uff1a\u4fdd\u7559\u94f6\u884c\u6708\u7ed3\u5355\u3001\u4e1a\u52a1\u5408\u540c\u3001\u53d1\u7968\uff0c\u6bcf\u5e74\u7531\u4f1a\u8ba1\u5e08\u505a\u8d26\u51fa\u5177\u5ba1\u8ba1\u62a5\u544a\uff0c\u518d\u636e\u5b9e\u62a5\u7a0e\u3002<\/p>\n

    \u56db\u3001\u8001\u677f\u6700\u5e38\u8e29\u7684\u4e09\u4e2a\u96f7<\/p>\n

      \n
    1. \u957f\u671f\u96f6\u7533\u62a5\u4f46\u6709\u5b9e\u9645\u8d70\u8d26\u2014\u2014\u6700\u5927\u7684\u9690\u60a3\uff0cCRS\u4fe1\u606f\u4ea4\u6362\u4e0b\u6781\u6613\u66b4\u9732\uff1b<\/li>\n
    2. \u79d8\u4e66\u5730\u5740\u5931\u6548\u4e0d\u66f4\u65b0\u2014\u2014\u516c\u53f8”\u5931\u8054”\u88ab\u5f3a\u5236\u6ce8\u9500\uff1b<\/li>\n
    3. \u5229\u6da6\u5168\u62a5\u79bb\u5cb8\u5374\u65e0\u5b9e\u8d28\u4e1a\u52a1\u8bc1\u660e\u2014\u2014\u7a0e\u52a1\u5c40\u4e0d\u8ba4\uff0c\u8865\u7a0e\u52a0\u7f5a\u3002<\/li>\n<\/ol>\n

      \u4e94\u3001\u7ed3\u5c3e\u5408\u89c4\u89c4\u5212 CTA<\/p>\n

      \u6ce8\u518c\u9999\u6e2f\u516c\u53f8\u662f\u67b6\u6784\u7684\u8d77\u70b9\uff0c\u7ef4\u62a4\u624d\u662f\u5403\u5230\u7ea2\u5229\u7684\u524d\u63d0\u3002\u5e74\u5ba1\u62d6\u4e00\u5929\u3001\u5ba1\u8ba1\u6f0f\u4e00\u5e74\uff0c\u524d\u671f\u7701\u4e0b\u7684\u5c0f\u94b1\uff0c\u540e\u9762\u90fd\u8981\u52a0\u500d\u8fd8\u56de\u53bb\u3002\u5efa\u8bae\u8001\u677f\u628a\u4e09\u9053\u5173\u7684\u8282\u70b9\u5199\u8fdb\u65e5\u5386\uff0c\u63d0\u524d\u4e00\u4e2a\u6708\u542f\u52a8\uff0c\u522b\u7b49\u7f5a\u6b3e\u5355\u4e0a\u95e8\u3002<\/p>\n

      \n

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