{"id":17983,"date":"2026-09-15T09:49:34","date_gmt":"2026-09-15T01:49:34","guid":{"rendered":"https:\/\/www.qicaiying.cn\/archives\/17983"},"modified":"2026-09-15T09:49:34","modified_gmt":"2026-09-15T01:49:34","slug":"2026%e8%b5%b4%e6%b8%af%e5%8a%9e%e5%8d%a1%ef%bc%8c%e6%9d%90%e6%96%99%e6%b8%85%e5%8d%95%e5%88%b0%e5%ba%95%e8%a6%81%e5%a4%87%e5%93%aa%e4%ba%9b%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/17983","title":{"rendered":"What Documents Do You Need to Bring When Applying for a Card in Hong Kong in 2026?"},"content":{"rendered":"
\n

<\/p>\n

May from Shenzhen wants to open a Hong Kong bank account to receive cross-border payments. She\u2019s heard that \u201cyou need to deposit 500,000 and go through an intermediary,\u201d but she\u2019s also heard that \u201cyou can open one in just a few minutes using an app.\u201d With all this conflicting information, she doesn\u2019t know what she actually needs to prepare.<\/p>\n

In January 2026, the HKMA updated its \u201cCustomer Due Diligence Measures,\u201d and in February, the Hong Kong Association of Banks issued the \u201cPractical Guidelines for Account Opening.\u201d While the rules are now more detailed, there are also more options available. This article provides a comprehensive overview of the required documents and procedures for applying for a credit card in Hong Kong; we recommend that anyone planning to apply read it.<\/p>\n

01<\/p>\n

2026 Account Opening Threshold<\/p>\n

In January 2026, the HKMA updated the \u201cCustomer Due Diligence Measures for Opening Bank Accounts,\u201d and in February, the Hong Kong Association of Banks issued the \u201cPractical Guidelines for Account Opening\u201d: All licensed banks strictly enforce KYC and anti-money laundering requirements, and there is no \u201cunconditional account opening\u201d compliance pathway.<\/p>\n

Basic eligibility requirements for individual accounts: Must be 18 years of age or older, have no adverse credit history, not be listed on any sanctions lists, have a legitimate purpose (such as cross-border spending, overseas investment, or studying abroad), and meet the bank\u2019s asset requirements. The review process for corporate accounts is stricter than for individual accounts; the rejection rate for shell companies is 100%.<\/p>\n

In a nutshell: For Hong Kong credit cards issued in 2026, \u201cthe bar hasn\u2019t been raised, but the screening process is more rigorous.\u201d As long as you have all the required documents and the intended use is legitimate, ordinary people can still qualify for a card, but don\u2019t expect to get approved instantly with no documentation.<\/p>\n

02<\/p>\n

List of Documents for Individual Accounts<\/p>\n

Required: Hong Kong and Macao Travel Permit (with at least 3 months remaining on the endorsement), mainland ID card, entry\/exit records from the past 7 days (available via the 12367 app), and a mainland cell phone number (to receive verification codes).<\/p>\n

Some banks require: proof of address (utility or bank statements issued within the last 3 months), an NFC-enabled phone (for scanning documents online), and verification of entry records.<\/p>\n

Proof of Purpose: Explain the purpose of opening the account (receiving cross-border payments, investment, or studying abroad). Providing a brief explanation will make it easier to get approved. Do not use false documents prepared by intermediaries, as this will result in being blacklisted for five years and barred from opening an account.<\/p>\n

If you\u2019re facing a similar situation\u2014you want to open a Hong Kong bank account but aren\u2019t sure what documents are required for an individual account and are worried about being taken advantage of by an agent\u2014we can help you determine the right account type and guide you through the account opening process. Feel free to scan the QR code to contact Qicaiying\u2019s online customer service (WeChat\/Phone: 18620388671), and we\u2019ll help you sort out the entire process from start to finish.<\/strong><\/p>\n

<\/p>\n

Scan the QR code to add Qicaiying\u2019s online customer service<\/p>\n

03<\/p>\n

How to Choose Among the Three Major Options<\/p>\n

Bank of China (Hong Kong): A note-issuing bank with a dense network of branches and strong integration with Bank of China in mainland China; the i-Free Basic account has no monthly fee; the top choice for cross-border remittances; ideal for receiving payments and transferring funds between Bank of China branches in Hong Kong and mainland China.<\/p>\n

HSBC One: To apply via the app, you must travel to Hong Kong in person; activation requires approximately 10,000 HKD. It offers strong global money transfer capabilities and is suitable for those with global investment needs; the HSBC Premier account, which requires a 500,000 mainland China yuan reference, is suitable for high-net-worth individuals.<\/p>\n

ZhongAn ZA: A purely virtual bank; you can open an account in just a few minutes via the app while in Hong Kong. It offers no physical cards and has a daily spending limit of approximately 100,000 HKD. It\u2019s suitable as a lightweight secondary account or for securing your spot early.<\/p>\n

04<\/p>\n

Procedures for Traveling to Hong Kong<\/p>\n

Step 1: Make an appointment: Some banks require you to schedule an account opening appointment through their official website or app to avoid a wasted trip. Step 2: Bring all required documents to Hong Kong: After clearing customs, connect to a local network and apply online via the bank\u2019s app or visit a branch.<\/p>\n

Step 3: In-person or video interview: Major banks may require a brief interview; simply explain the purpose of the account. Virtual banks handle the entire process online. Step 4: Activation: Deposit the activation amount (e.g., approximately 10,000 at HSBC) and wait for your card and online banking to be activated.<\/p>\n

Tip: Prioritize opening an account via the \"Go to Hong Kong\" app\u2014it\u2019s the cheapest and fastest option. Avoid intermediaries; even ordinary people can do this legally without having to deposit 500,000.<\/p>\n

<\/p>\n

Scan the QR code to add Qicaiying\u2019s online customer service<\/p>\n

05<\/p>\n

How to Avoid Pitfalls<\/p>\n

First, the purpose must be genuine: payment for goods, investment, or studying abroad\u2014don\u2019t make anything up. Second, submit all required documents at once: travel permit, ID card, entry\/exit records, cell phone number, and proof of address as needed.<\/p>\n

Third, channel matching: Choose Bank of China for cross-border payments, HSBC for global asset allocation, and ZhongAn for lightweight support. Fourth, avoid intermediaries: Not everyone needs the high-barrier notarization service.<\/p>\n

In a nutshell: When applying for a Hong Kong credit card in 2026, \u201cfinding the right channel and having all the required documents ready\u201d is more important than \u201cwhich provider is the best.\u201d For the average person, using a Hong Kong-specific app combined with Bank of China or ZhongAn is all it takes to get one legally.<\/p>\n

<\/p>\n

Scan the QR code to add Qicaiying\u2019s online customer service<\/p>\n

\u2014\u2014 E N D \u2014\u2014<\/p>\n

\n

\ud83d\udccc Recommended Articles from Previous Issues<\/p>\n

\ud83d\udd17 I Need to Pay Back Taxes on My Hong Kong and U.S. Stock Holdings\u2014How Do I File My Tax Return for 2026?<\/a><\/p>\n

\ud83d\udd17 Sales Taxes Are Increasing Across U.S. States\u2014How Should Cross-Border Sellers Handle This?<\/a><\/p>\n

\ud83d\udd17 Pitfalls in Product Selection on Mercado Libre: Should Latin American Newcomers Avoid These?<\/a><\/p>\n

\ud83d\udd17 E-commerce Audit Cases Revealed: How Many of These Pitfalls Have You Fallen Into?<\/a><\/p>\n

\ud83d\udd17 With the renewal of the Gaocaitong card approaching, which of these three documents are most likely to be overlooked?<\/a><\/p>\n

\ud83d\udd17 Are You Running Into These Pitfalls That Keep Causing Your Hong Kong Bank Account Application to Be Rejected?<\/a><\/p>\n

\ud83d\udd17 With the Implementation of CRS 2.0, How Is Tax Resident Status Determined?<\/a><\/p>\n

\ud83d\udd17 Opening a Hong Kong credit card in 2026: What are the differences between HSBC and BOC?<\/a><\/p>\n<\/div>\n

<\/p>\n

\n

As a professional one-stop business service platform, Qicaiying is committed to providing our clients with high-quality services, including mainland company registration, Hong Kong company registration, offshore company registration, bookkeeping and tax filing, annual reviews and audits, corporate bank account opening, financial and tax compliance, equity structuring, ODI filing, cross-border e-commerce services, Hong Kong residency, immigration, and study abroad\u2014all designed to support businesses in their global expansion. Feel free to add me on WeChat (phone number and WeChat ID are the same: 18620388671) for inquiries at any time.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

May from Shenzhen wants to open a Hong Kong bank account to receive cross-border payments. She\u2019s heard that \u201cyou need to deposit 500,000 and go through an intermediary,\u201d but she\u2019s also heard that \u201cyou can open one in just a few minutes using an app.\u201d With all this conflicting information, she doesn\u2019t know what she actually needs to prepare.<\/p>","protected":false},"author":18,"featured_media":17982,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,18,64],"tags":[144],"class_list":["post-17983","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allguide","category-recomguide","category-gf-tax-compliance","tag-144"],"yoast_head":"\n2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f - \u4f01\u8d22\u76c8<\/title>\n<meta name=\"description\" content=\"%\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17983\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f - \u4f01\u8d22\u76c8\" \/>\n<meta property=\"og:description\" content=\"%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.qicaiying.cn\/en\/archives\/17983\/\" \/>\n<meta property=\"og:site_name\" content=\"\u4f01\u8d22\u76c8\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-15T01:49:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/07\/20260714105806531.gif?wx_fmt=gif&from=appmsg\" \/>\n<meta name=\"author\" content=\"\u9676, \u4e3a\u94ed\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u9676, \u4e3a\u94ed\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983\"},\"author\":{\"name\":\"\u9676, \u4e3a\u94ed\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#\\\/schema\\\/person\\\/b27c634434b80de2a6cfc043df14c7e5\"},\"headline\":\"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f\",\"datePublished\":\"2026-09-15T01:49:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983\"},\"wordCount\":22,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/qcyboss.oss-cn-shenzhen.aliyuncs.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/20260915094933141.png\",\"keywords\":[\"\u9999\u6e2f\u94f6\u884c\u5361\"],\"articleSection\":[\"\u5168\u90e8\",\"\u63a8\u8350\",\"\u8d22\u7a0e\u5408\u89c4\u6307\u5357\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983\",\"url\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983\",\"name\":\"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f - \u4f01\u8d22\u76c8\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/qcyboss.oss-cn-shenzhen.aliyuncs.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/20260915094933141.png\",\"datePublished\":\"2026-09-15T01:49:34+00:00\",\"description\":\"%\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983#primaryimage\",\"url\":\"https:\\\/\\\/qcyboss.oss-cn-shenzhen.aliyuncs.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/20260915094933141.png\",\"contentUrl\":\"https:\\\/\\\/qcyboss.oss-cn-shenzhen.aliyuncs.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/20260915094933141.png\",\"width\":200,\"height\":200,\"caption\":\"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17983#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.qicaiying.cn\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#website\",\"url\":\"https:\\\/\\\/www.qicaiying.cn\\\/\",\"name\":\"\u4f01\u8d22\u76c8\",\"description\":\"\u4f01\u8d22\u76c8\u00b7\u8d4b\u80fd\u6bcf\u4e00\u4e2a\u521b\u4e1a\u68a6\u60f3\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.qicaiying.cn\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#organization\",\"name\":\"\u4f01\u8d22\u76c8\",\"url\":\"https:\\\/\\\/www.qicaiying.cn\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.qicaiying.cn\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/512.png\",\"contentUrl\":\"https:\\\/\\\/www.qicaiying.cn\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/512.png\",\"width\":512,\"height\":512,\"caption\":\"\u4f01\u8d22\u76c8\"},\"image\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#\\\/schema\\\/person\\\/b27c634434b80de2a6cfc043df14c7e5\",\"name\":\"\u9676, \u4e3a\u94ed\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g\",\"caption\":\"\u9676, \u4e3a\u94ed\"},\"url\":\"https:\\\/\\\/www.qicaiying.cn\\\/en\\\/archives\\\/author\\\/taoweiming\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f - \u4f01\u8d22\u76c8","description":"%","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.qicaiying.cn\/en\/archives\/17983\/","og_locale":"en_US","og_type":"article","og_title":"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f - \u4f01\u8d22\u76c8","og_description":"%","og_url":"https:\/\/www.qicaiying.cn\/en\/archives\/17983\/","og_site_name":"\u4f01\u8d22\u76c8","article_published_time":"2026-09-15T01:49:34+00:00","og_image":[{"url":"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/07\/20260714105806531.gif?wx_fmt=gif&from=appmsg","type":"","width":"","height":""}],"author":"\u9676, \u4e3a\u94ed","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\u9676, \u4e3a\u94ed"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.qicaiying.cn\/archives\/17983#article","isPartOf":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17983"},"author":{"name":"\u9676, \u4e3a\u94ed","@id":"https:\/\/www.qicaiying.cn\/#\/schema\/person\/b27c634434b80de2a6cfc043df14c7e5"},"headline":"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f","datePublished":"2026-09-15T01:49:34+00:00","mainEntityOfPage":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17983"},"wordCount":22,"commentCount":0,"publisher":{"@id":"https:\/\/www.qicaiying.cn\/#organization"},"image":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17983#primaryimage"},"thumbnailUrl":"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260915094933141.png","keywords":["\u9999\u6e2f\u94f6\u884c\u5361"],"articleSection":["\u5168\u90e8","\u63a8\u8350","\u8d22\u7a0e\u5408\u89c4\u6307\u5357"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.qicaiying.cn\/archives\/17983#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.qicaiying.cn\/archives\/17983","url":"https:\/\/www.qicaiying.cn\/archives\/17983","name":"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f - \u4f01\u8d22\u76c8","isPartOf":{"@id":"https:\/\/www.qicaiying.cn\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17983#primaryimage"},"image":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17983#primaryimage"},"thumbnailUrl":"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260915094933141.png","datePublished":"2026-09-15T01:49:34+00:00","description":"%","breadcrumb":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17983#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.qicaiying.cn\/archives\/17983"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.qicaiying.cn\/archives\/17983#primaryimage","url":"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260915094933141.png","contentUrl":"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260915094933141.png","width":200,"height":200,"caption":"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f"},{"@type":"BreadcrumbList","@id":"https:\/\/www.qicaiying.cn\/archives\/17983#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.qicaiying.cn\/"},{"@type":"ListItem","position":2,"name":"2026\u8d74\u6e2f\u529e\u5361\uff0c\u6750\u6599\u6e05\u5355\u5230\u5e95\u8981\u5907\u54ea\u4e9b\uff1f"}]},{"@type":"WebSite","@id":"https:\/\/www.qicaiying.cn\/#website","url":"https:\/\/www.qicaiying.cn\/","name":"QCY","description":"Qicaiying: Empowering Every Entrepreneurial Dream","publisher":{"@id":"https:\/\/www.qicaiying.cn\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.qicaiying.cn\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.qicaiying.cn\/#organization","name":"QCY","url":"https:\/\/www.qicaiying.cn\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.qicaiying.cn\/#\/schema\/logo\/image\/","url":"https:\/\/www.qicaiying.cn\/wp-content\/uploads\/2025\/06\/512.png","contentUrl":"https:\/\/www.qicaiying.cn\/wp-content\/uploads\/2025\/06\/512.png","width":512,"height":512,"caption":"\u4f01\u8d22\u76c8"},"image":{"@id":"https:\/\/www.qicaiying.cn\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.qicaiying.cn\/#\/schema\/person\/b27c634434b80de2a6cfc043df14c7e5","name":"Tao, Wei Ming","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g","caption":"\u9676, \u4e3a\u94ed"},"url":"https:\/\/www.qicaiying.cn\/en\/archives\/author\/taoweiming"}]}},"_links":{"self":[{"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/posts\/17983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/comments?post=17983"}],"version-history":[{"count":0,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/posts\/17983\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/media\/17982"}],"wp:attachment":[{"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/media?parent=17983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/categories?post=17983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/tags?post=17983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}