{"id":17824,"date":"2026-09-14T09:36:24","date_gmt":"2026-09-14T01:36:24","guid":{"rendered":"https:\/\/www.qicaiying.cn\/archives\/17824"},"modified":"2026-09-14T09:37:23","modified_gmt":"2026-09-14T01:37:23","slug":"%e7%a7%81%e6%88%b7%e6%94%b6%e8%b4%a7%e6%ac%be%e5%85%ac%e8%bd%ac%e7%a7%81%ef%bc%8c2026%e5%b9%b4%e5%88%b0%e5%ba%95%e6%80%8e%e4%b9%88%e6%89%8d%e5%90%88%e8%a7%84%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/17824","title":{"rendered":"Transferring Customer Payments from a Business Account to a Personal Account: What Will Be Considered Compliant in 2026?"},"content":{"rendered":"<div style=\"max-width:677px;margin:0 auto;padding:20px 16px;font-family:-apple-system,BlinkMacSystemFont,'Segoe UI','Helvetica Neue',sans-serif;font-size:17px;line-height:1.75;letter-spacing:0.544px;color:rgb(15,17,21);background:#fff;text-align:justify;\">\n<p style=\"text-align:center;margin-bottom:50px;\"><img decoding=\"async\" src=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/07\/20260714105806531.gif?wx_fmt=gif&#038;from=appmsg\" style=\"max-width:100%;border-radius:8px;\" \/><\/p>\n<p style=\"margin:0 0 16px;\">Mr. Chen, who works in international trade, is in the habit of having clients transfer payments directly to his WeChat account and bank card, and then \u201csettling accounts\u201d with the company at the end of the year. In 2026, he received a text message from his bank\u2019s risk control department: \u201cAbnormal account activity\u2014please explain the source of the funds.\u201d<\/p>\n<p style=\"margin:0 0 16px;\">\u4ed6\u540e\u77e5\u540e\u89c9\u624d\u53d1\u73b0\uff0c\u91d1\u7a0e\u56db\u671f\u65e9\u57282026\u5e742\u6708\u5168\u9762\u843d\u5730\uff0c3\u67081\u65e5\u5df2\u4e0e\u5fae\u4fe1\u3001\u652f\u4ed8\u5b9d\u3001\u94f6\u884c\u5b9e\u65f6\u8054\u7f51\uff0c\u79c1\u6237\u5927\u989d\u6536\u6b3e\u5728\u7a0e\u52a1\u7cfb\u7edf\u91cc\u51e0\u4e4e\u662f\u900f\u660e\u7684\u3002<\/p>\n<p style=\"margin:0 0 16px;\">\u8fd9\u7bc7\u628a\u516c\u8f6c\u79c1\u7684\u5408\u89c4\u8fb9\u754c\u30016\u5927\u5408\u6cd5\u901a\u9053\u3001\u4ee5\u53ca\u8001\u677f\u6700\u5bb9\u6613\u8e29\u7684\u5751\u4e00\u6b21\u8bb2\u6e05\uff0c\u7528\u81ea\u5df1\u7684\u5361\u6536\u516c\u53f8\u94b1\u7684\u670b\u53cb\u5efa\u8bae\u8bfb\u3002<\/p>\n<p style=\"text-align:center;font-size:52px;font-weight:700;color:#fff;-webkit-text-stroke:2px #1a3a6b;margin:60px 0 0;line-height:1.1;text-shadow:0 0 1px #1a3a6b;\">01<\/p>\n<p style=\"text-align:center;font-size:20px;font-weight:700;color:#1a3a6b;margin:12px 0 30px;\">\u79c1\u6237\u6536\u6b3e\u4e3a\u4ec0\u4e48\u5371\u9669<\/p>\n<p style=\"margin:0 0 16px;\">\u91d1\u7a0e\u56db\u671f\u4e0d\u662f\u201c\u67e5\u8d26\u8f6f\u4ef6\u201d\uff0c\u800c\u662f\u4e00\u5f20\u8986\u76d6\u94f6\u884c\u3001\u793e\u4fdd\u3001\u53d1\u7968\u3001\u6d77\u5173\u7684\u6570\u636e\u7f51\u30022026\u5e743\u67081\u65e5\u8d77\uff0c\u4e2a\u4eba\u8d26\u6237\u4e0e\u5fae\u4fe1\u3001\u652f\u4ed8\u5b9d\u3001\u94f6\u884c\u6d41\u6c34\u5b9e\u73b0\u5b9e\u65f6\u8054\u7f51\uff0c\u5927\u989d\u3001\u9ad8\u9891\u3001\u516c\u79c1\u6df7\u7528\u4f1a\u88ab\u7cfb\u7edf\u81ea\u52a8\u6807\u8bb0\u3002<\/p>\n<p style=\"margin:0 0 16px;\">2026\u5e745\u6708\uff0c\u56fd\u5bb6\u7a0e\u52a1\u603b\u5c40\u96c6\u4e2d\u66dd\u51498\u8d77\u79c1\u6237\u6536\u6b3e\u5077\u7a0e\u6848\uff0c\u4ece\u9910\u996e\u5230\u7535\u5546\uff0c\u6d89\u6848\u91d1\u989d\u4ece\u51e0\u5341\u4e07\u5230\u4e0a\u5343\u4e07\u4e0d\u7b49\uff0c\u8865\u7a0e+\u6ede\u7eb3\u91d1+\u7f5a\u6b3e\u662f\u6807\u51c6\u7ed3\u5c40\u3002<\/p>\n<p style=\"margin:0 0 16px;\">\u4e00\u53e5\u8bdd\uff1a\u8001\u677f\u7528\u4e2a\u4eba\u5361\u6536\u516c\u53f8\u8d27\u6b3e\uff0c\u57282026\u5e74\u5df2\u7ecf\u4e0d\u662f\u201c\u7701\u4e8b\u201d\uff0c\u800c\u662f\u201c\u57cb\u96f7\u201d\u3002\u7a0e\u52a1\u8981\u67e5\uff0c\u6570\u636e\u4e00\u62c9\u5c31\u6709\u3002<\/p>\n<p style=\"text-align:center;font-size:52px;font-weight:700;color:#fff;-webkit-text-stroke:2px #1a3a6b;margin:60px 0 0;line-height:1.1;text-shadow:0 0 1px #1a3a6b;\">02<\/p>\n<p style=\"text-align:center;font-size:20px;font-weight:700;color:#1a3a6b;margin:12px 0 30px;\">\u516d\u6761\u5408\u89c4\u516c\u8f6c\u79c1\u901a\u9053<\/p>\n<p style=\"margin:0 0 16px;\">\u7b2c\u4e00\uff0c\u5de5\u8d44\u85aa\u91d1\uff1a\u516c\u53f8\u901a\u8fc7\u5bf9\u516c\u8d26\u6237\u53d1\u5de5\u8d44\uff0c\u4ee3\u6263\u4e2a\u7a0e\u540e\u5230\u4e2a\u4eba\u5361\uff0c\u6700\u5e72\u51c0\u3002\u7b2c\u4e8c\uff0c\u5206\u7ea2\uff1a\u4ea4\u5b8c20%\u80a1\u606f\u7ea2\u5229\u4e2a\u7a0e\uff0c\u4ece\u7a0e\u540e\u5229\u6da6\u5408\u6cd5\u8f6c\u51fa\u3002<\/p>\n<p style=\"margin:0 0 16px;\">\u7b2c\u4e09\uff0c\u8d39\u7528\u62a5\u9500\uff1a\u771f\u5b9e\u4e1a\u52a1\u53d1\u7968\u62a5\u9500\uff0c\u5dee\u65c5\u3001\u62db\u5f85\u3001\u529e\u516c\u5747\u53ef\u3002\u7b2c\u56db\uff0c\u501f\u6b3e\uff1a\u80a1\u4e1c\u5411\u516c\u53f8\u501f\u6b3e\u5fc5\u987b\u6709\u5408\u540c\u3001\u6709\u5229\u606f\u3001\u6309\u671f\u8fd8\u3002<\/p>\n<p style=\"margin:0 0 16px;\">\u7b2c\u4e94\uff0c\u52b3\u52a1\u62a5\u916c\uff1a\u5411\u4e2a\u4eba\u652f\u4ed8\u52b3\u52a1\uff0c\u4ee3\u6263\u4e2a\u7a0e\u5e76\u53d6\u5f97\u53d1\u7968\u3002\u7b2c\u516d\uff0c\u4e2a\u4f53\u6237\/\u4e2a\u72ec\u5206\u6d41\uff1a\u771f\u5b9e\u7ecf\u8425\u3001\u67e5\u8d26\u5f81\u6536\u3001\u6709\u573a\u5730\u6709\u8d26\uff0c\u628a\u90e8\u5206\u4e1a\u52a1\u5408\u89c4\u5265\u79bb\u3002\u516d\u6761\u4e4b\u5916\uff0c\u6ca1\u6709\u201c\u5176\u4ed6\u6377\u5f84\u201d\u3002<\/p>\n<p style=\"margin:0 0 16px;\"><strong>\u5982\u679c\u4f60\u4e5f\u9762\u4e34\u7c7b\u4f3c\u7684\u60c5\u51b5\u2014\u2014\u5206\u4e0d\u6e05\u5de5\u8d44\u3001\u5206\u7ea2\u3001\u62a5\u9500\u54ea\u6761\u901a\u9053\u9002\u5408\u81ea\u5df1\uff0c\u6015\u516c\u79c1\u6df7\u540c\u88ab\u6807\u8bb0\uff0c\u6211\u4eec\u5e2e\u4f60\u6309\u4e1a\u52a1\u5f62\u6001\u8bbe\u8ba1\u516c\u8f6c\u79c1\u7684\u5408\u89c4\u65b9\u6848\u3002\u6b22\u8fce\u626b\u7801\u6dfb\u52a0\u4f01\u8d22\u76c8\u5728\u7ebf\u5ba2\u670d\uff08\u5fae\u4fe1\/\u7535\u8bdd\uff1a18620388671\uff09\uff0c\u6211\u4eec\u5e2e\u4f60\u628a\u8fd9\u6761\u94fe\u6761\u4ece\u5934\u5230\u5c3e\u634b\u987a\u3002<\/strong><\/p>\n<p style=\"text-align:center;margin:30px 0;\"><img decoding=\"async\" src=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/07\/20260714120111567.png?wx_fmt=png&#038;from=appmsg\" style=\"display:block;margin:0 auto;width:180px;border-radius:8px;\" \/><\/p>\n<p style=\"text-align:center;font-size:13px;color:#999;margin-top:8px;\">Scan the QR code to add Qicaiying\u2019s online customer service<\/p>\n<p style=\"text-align:center;font-size:52px;font-weight:700;color:#fff;-webkit-text-stroke:2px #1a3a6b;margin:60px 0 0;line-height:1.1;text-shadow:0 0 1px #1a3a6b;\">03<\/p>\n<p style=\"text-align:center;font-size:20px;font-weight:700;color:#1a3a6b;margin:12px 0 30px;\">\u80a1\u4e1c\u501f\u6b3e\u7684\u9690\u5f62\u70b8\u5f39<\/p>\n<p style=\"margin:0 0 16px;\">\u5f88\u591a\u4eba\u5ffd\u7565\uff1a\u80a1\u4e1c\u4ece\u516c\u53f8\u501f\u6b3e\uff0c\u5e74\u5ea6\u7ec8\u4e86\uff0812\u670831\u65e5\uff09\u672a\u5f52\u8fd8\uff0c\u4e14\u672a\u7528\u4e8e\u751f\u4ea7\u7ecf\u8425\uff0c\u6309\u8d22\u7a0e\u30142003\u3015158\u53f7\u89c6\u540c\u5206\u7ea2\uff0c\u886520%\u4e2a\u7a0e\u3002<\/p>\n<p style=\"margin:0 0 16px;\">\u5b9e\u52a1\u4e2d\u5e38\u89c1\u4e09\u4e2a\u96f7\uff1a\u501f\u6b3e\u6ca1\u7b7e\u5408\u540c\u3001\u8de8\u5e74\u4e0d\u5f52\u8fd8\u3001\u540d\u4e49\u501f\u6b3e\u5b9e\u4e3a\u5206\u7ea2\u3002\u7a0e\u52a1\u7a3d\u67e5\u4e00\u67e5\u501f\u6b3e\u5408\u540c\u548c\u8fd8\u6b3e\u8bb0\u5f55\uff0c\u9a6c\u811a\u5c31\u9732\u3002<\/p>\n<p style=\"margin:0 0 16px;\">\u63d0\u9192\uff1a\u80a1\u4e1c\u501f\u6b3e\u4e0d\u662f\u4e0d\u80fd\u501f\uff0c\u800c\u662f\u8981\u201c\u6709\u501f\u6709\u8fd8\u3001\u6709\u5408\u540c\u6709\u606f\u201d\u3002\u628a\u501f\u6b3e\u5f53\u63d0\u6b3e\u673a\uff0c\u5e74\u7ec8\u5c31\u662f\u4e00\u5f2020%\u7684\u7a0e\u5355\u3002<\/p>\n<p style=\"text-align:center;font-size:52px;font-weight:700;color:#fff;-webkit-text-stroke:2px #1a3a6b;margin:60px 0 0;line-height:1.1;text-shadow:0 0 1px #1a3a6b;\">04<\/p>\n<p style=\"text-align:center;font-size:20px;font-weight:700;color:#1a3a6b;margin:12px 0 30px;\">\u4e2a\u4f53\u6237\u4e0d\u662f\u4e07\u80fd\u58f3<\/p>\n<p style=\"margin:0 0 16px;\">2026\u5e74\u6838\u5b9a\u5f81\u6536\u6301\u7eed\u6536\u7d27\uff0c\u7528\u6ca1\u6709\u5b9e\u9645\u7ecf\u8425\u573a\u5730\u3001\u4eba\u5458\u3001\u6210\u672c\u7684\u7a7a\u58f3\u4e2a\u4f53\u6237\u628a\u52b3\u52a1\u62a5\u916c\u8f6c\u7ecf\u8425\u6240\u5f97\u5957\u6838\u5b9a\uff0c\u5728\u591a\u8d77\u6848\u4f8b\u4e2d\u88ab\u5b9a\u6027\u5077\u7a0e\u3002<\/p>\n<p style=\"margin:0 0 16px;\">\u771f\u5b9e\u6ce8\u518c\u3001\u6709\u573a\u5730\u6709\u8d26\u3001\u67e5\u8d26\u5f81\u6536\u624d\u662f\u5408\u89c4\u8def\u5f84\u3002\u4e2a\u4f53\u6237\u9002\u5408\u771f\u5b9e\u4e1a\u52a1\u5206\u6d41\uff08\u5982\u8bbe\u8ba1\u3001\u54a8\u8be2\u3001\u63a8\u5e7f\uff09\uff0c\u4e0d\u9002\u5408\u201c\u5f00\u7968\u8d70\u8d26\u201d\u3002<\/p>\n<p style=\"margin:0 0 16px;\">\u7ea2\u7ebf\uff1a\u4e1a\u52a1\u771f\u5b9e\u3001\u56db\u6d41\u4e00\u81f4\uff08\u5408\u540c\u3001\u8d44\u91d1\u3001\u53d1\u7968\u3001\u4e1a\u52a1\uff09\u3002\u7a7a\u58f3\u5957\u6838\u5b9a\uff0c\u5728\u5927\u6570\u636e\u4e0b\u7a7a\u95f4\u6781\u5c0f\u3002<\/p>\n<p style=\"text-align:center;margin:30px 0;\"><img decoding=\"async\" src=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/07\/20260714120111567.png?wx_fmt=png&#038;from=appmsg\" style=\"display:block;margin:0 auto;width:180px;border-radius:8px;\" \/><\/p>\n<p style=\"text-align:center;font-size:13px;color:#999;margin-top:8px;\">Scan the QR code to add Qicaiying\u2019s online customer service<\/p>\n<p style=\"text-align:center;font-size:52px;font-weight:700;color:#fff;-webkit-text-stroke:2px #1a3a6b;margin:60px 0 0;line-height:1.1;text-shadow:0 0 1px #1a3a6b;\">05<\/p>\n<p style=\"text-align:center;font-size:20px;font-weight:700;color:#1a3a6b;margin:12px 0 30px;\">\u600e\u4e48\u628a\u8d26\u505a\u5e72\u51c0<\/p>\n<p style=\"margin:0 0 16px;\">\u7b2c\u4e00\uff0c\u516c\u79c1\u5206\u5f00\uff1a\u516c\u53f8\u6536\u5165\u8fdb\u5bf9\u516c\u6237\uff0c\u4e2a\u4eba\u5361\u53ea\u8d70\u5de5\u8d44\u548c\u62a5\u9500\u3002\u7b2c\u4e8c\uff0c\u501f\u6b3e\u89c4\u8303\uff1a\u7b7e\u5408\u540c\u3001\u8ba1\u606f\u3001\u6309\u671f\u8fd8\uff0c\u522b\u8de8\u5e74\u6302\u7740\u3002<\/p>\n<p style=\"margin:0 0 16px;\">\u7b2c\u4e09\uff0c\u5206\u7ea2\u5b8c\u7a0e\uff1a\u60f3\u62ff\u5229\u6da6\u5c31\u4ea420%\u4e2a\u7a0e\uff0c\u5408\u6cd5\u8f6c\u51fa\u3002\u7b2c\u56db\uff0c\u4e2a\u4f53\u6237\u771f\u5b9e\u5316\uff1a\u6709\u4e1a\u52a1\u6709\u8d26\uff0c\u522b\u5f53\u58f3\u7528\u3002<\/p>\n<p style=\"margin:0 0 16px;\">\u4e00\u53e5\u8bdd\uff1a2026\u5e74\u516c\u8f6c\u79c1\u7684\u6838\u5fc3\u662f\u201c\u901a\u9053\u5408\u6cd5\u3001\u4e1a\u52a1\u771f\u5b9e\u201d\u3002\u628a\u516c\u53f8\u5f53\u516c\u53f8\u3001\u628a\u4e2a\u4eba\u5f53\u4e2a\u4eba\uff0c\u7a0e\u4ea4\u5728\u660e\u5904\uff0c\u6bd4\u4ec0\u4e48\u7b79\u5212\u90fd\u7a33\u3002<\/p>\n<p style=\"text-align:center;margin:30px 0;\"><img decoding=\"async\" src=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/07\/20260714120111567.png?wx_fmt=png&#038;from=appmsg\" style=\"display:block;margin:0 auto;width:180px;border-radius:8px;\" \/><\/p>\n<p style=\"text-align:center;font-size:13px;color:#999;margin-top:8px;\">Scan the QR code to add Qicaiying\u2019s online customer service<\/p>\n<p style=\"text-align:center;font-size:16px;color:rgb(15,17,21);letter-spacing:3px;margin:40px 0 20px;\">\u2014\u2014 E N D \u2014\u2014<\/p>\n<div style=\"margin:0 0 24px;\">\n<p style=\"font-size:17px;font-weight:bold;color:rgb(15,17,21);margin:0 0 14px;\">\ud83d\udccc Recommended Articles from Previous Issues<\/p>\n<p style=\"font-size:16px;line-height:1.75;margin:0 0 10px;\">\ud83d\udd17 <a href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17830\/\" style=\"color:#576b95;text-decoration:none;border-bottom:1px solid #576b95;\">In 2026, Mainland Residents Can Apply for Hong Kong Credit Cards\u2014How to Choose Between the \u201cGo to Hong Kong\u201d App and BOC Zhong\u2019an?<\/a><\/p>\n<p style=\"font-size:16px;line-height:1.75;margin:0 0 10px;\">\ud83d\udd17 <a href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17828\/\" style=\"color:#576b95;text-decoration:none;border-bottom:1px solid #576b95;\">Are Hong Kong and U.S. stock investment gains subject to the 20% tax? How should I file a compliant tax return in 2026?<\/a><\/p>\n<p style=\"font-size:16px;line-height:1.75;margin:0 0 10px;\">\ud83d\udd17 <a href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17826\/\" style=\"color:#576b95;text-decoration:none;border-bottom:1px solid #576b95;\">Meike Duo\u2019s Major RFC Audit: How High Will Taxes Soar for Sellers Who Fail?<\/a><\/p>\n<p style=\"font-size:16px;line-height:1.75;margin:0 0 10px;\">\ud83d\udd17 <a href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17822\/\" style=\"color:#576b95;text-decoration:none;border-bottom:1px solid #576b95;\">Investing Abroad in Russia and Malaysia: How to Avoid Pitfalls When Filing for ODI Registration?<\/a><\/p>\n<p style=\"font-size:16px;line-height:1.75;margin:0 0 10px;\">\ud83d\udd17 <a href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17820\/\" style=\"color:#576b95;text-decoration:none;border-bottom:1px solid #576b95;\">NOON Launches in the Gulf's Six Countries: How Can Chinese Sellers Tap Into This New Blue Ocean?<\/a><\/p>\n<p style=\"font-size:16px;line-height:1.75;margin:0 0 10px;\">\ud83d\udd17 <a href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17818\/\" style=\"color:#576b95;text-decoration:none;border-bottom:1px solid #576b95;\">The Hong Kong Quality Migrant Admission Scheme Is Abolishing the Points-Based System\u2014How Exactly Will People Obtain Residency in 2026?<\/a><\/p>\n<p style=\"font-size:16px;line-height:1.75;margin:0 0 10px;\">\ud83d\udd17 <a href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17816\/\" style=\"color:#576b95;text-decoration:none;border-bottom:1px solid #576b95;\">With \u201cBuy-and-Pay\u201d Exports Under Scrutiny, How Can Cross-Border E-Commerce Businesses Safely Claim Tax Refunds in 2026?<\/a><\/p>\n<p style=\"font-size:16px;line-height:1.75;margin:0 0 10px;\">\ud83d\udd17 <a href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17680\/\" style=\"color:#576b95;text-decoration:none;border-bottom:1px solid #576b95;\">How exactly should VAT refunds from Takealot be calculated to avoid a loss?<\/a><\/p>\n<p style=\"font-size:16px;line-height:1.75;margin:0 0 10px;\">\ud83d\udd17 <a href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17678\/\" style=\"color:#576b95;text-decoration:none;border-bottom:1px solid #576b95;\">Which Hong Kong credit card is right for you: Standard Chartered, DBS, or ZhongAn?<\/a><\/p>\n<p style=\"font-size:16px;line-height:1.75;margin:0 0 10px;\">\ud83d\udd17 <a href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17676\/\" style=\"color:#576b95;text-decoration:none;border-bottom:1px solid #576b95;\">What is the process for a Guangzhou business owner to register an ODI company in Hong Kong?<\/a><\/p>\n<\/div>\n<p style=\"text-align:center;margin:25px 0;\"><img decoding=\"async\" src=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260902112530114-scaled.png?wx_fmt=png&#038;from=appmsg\" style=\"max-width:100%;border-radius:8px;\" \/><\/p>\n<div style=\"margin:0 0 20px;\">\n<p style=\"font-size:16px;line-height:1.75;color:rgb(15,17,21);margin:0;\">As a professional one-stop business service platform, Qicaiying is committed to providing our clients with high-quality services, including mainland company registration, Hong Kong company registration, offshore company registration, bookkeeping and tax filing, annual reviews and audits, corporate bank account opening, financial and tax compliance, equity structuring, ODI filing, cross-border e-commerce services, Hong Kong residency, immigration, and study abroad\u2014all designed to support businesses in their global expansion. Feel free to add me on WeChat (phone number and WeChat ID are the same: 18620388671) for inquiries at any time.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Mr. Chen, who works in international trade, is in the habit of having clients transfer payments directly to his WeChat account and bank card, and then \u201csettling accounts\u201d with the company at the end of the year. In 2026, he received a text message from his bank\u2019s risk control department: \u201cAbnormal account activity\u2014please explain the source of the funds.\u201d<\/p>","protected":false},"author":18,"featured_media":17839,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,18,64],"tags":[1558,1559,1560,1551,239],"class_list":["post-17824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allguide","category-recomguide","category-gf-tax-compliance","tag-1558","tag-1559","tag-1560","tag-1551","tag-239"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f - \u4f01\u8d22\u76c8<\/title>\n<meta name=\"description\" content=\"%\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.qicaiying.cn\/en\/archives\/17824\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f - \u4f01\u8d22\u76c8\" \/>\n<meta property=\"og:description\" content=\"%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.qicaiying.cn\/en\/archives\/17824\/\" \/>\n<meta property=\"og:site_name\" content=\"\u4f01\u8d22\u76c8\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-14T01:36:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-14T01:37:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260914093623676.png\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\u9676, \u4e3a\u94ed\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u9676, \u4e3a\u94ed\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824\"},\"author\":{\"name\":\"\u9676, \u4e3a\u94ed\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#\\\/schema\\\/person\\\/b27c634434b80de2a6cfc043df14c7e5\"},\"headline\":\"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f\",\"datePublished\":\"2026-09-14T01:36:24+00:00\",\"dateModified\":\"2026-09-14T01:37:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824\"},\"wordCount\":12,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/qcyboss.oss-cn-shenzhen.aliyuncs.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/20260914093721330.png\",\"keywords\":[\"\u7535\u5546\u7a0e\u52a1\u5408\u89c4\",\"\u7535\u5546\u5e73\u53f0\u7a0e\u52a1\",\"\u7535\u5546\u62a5\u7a0e\",\"\u8de8\u5883\u7535\u5546\u7a0e\u52a1\",\"\u7535\u5546\u7a0e\"],\"articleSection\":[\"\u5168\u90e8\",\"\u63a8\u8350\",\"\u8d22\u7a0e\u5408\u89c4\u6307\u5357\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824\",\"url\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824\",\"name\":\"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f - \u4f01\u8d22\u76c8\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/qcyboss.oss-cn-shenzhen.aliyuncs.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/20260914093721330.png\",\"datePublished\":\"2026-09-14T01:36:24+00:00\",\"dateModified\":\"2026-09-14T01:37:23+00:00\",\"description\":\"%\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824#primaryimage\",\"url\":\"https:\\\/\\\/qcyboss.oss-cn-shenzhen.aliyuncs.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/20260914093721330.png\",\"contentUrl\":\"https:\\\/\\\/qcyboss.oss-cn-shenzhen.aliyuncs.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/20260914093721330.png\",\"width\":200,\"height\":200,\"caption\":\"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/archives\\\/17824#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.qicaiying.cn\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#website\",\"url\":\"https:\\\/\\\/www.qicaiying.cn\\\/\",\"name\":\"\u4f01\u8d22\u76c8\",\"description\":\"\u4f01\u8d22\u76c8\u00b7\u8d4b\u80fd\u6bcf\u4e00\u4e2a\u521b\u4e1a\u68a6\u60f3\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.qicaiying.cn\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#organization\",\"name\":\"\u4f01\u8d22\u76c8\",\"url\":\"https:\\\/\\\/www.qicaiying.cn\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.qicaiying.cn\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/512.png\",\"contentUrl\":\"https:\\\/\\\/www.qicaiying.cn\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/512.png\",\"width\":512,\"height\":512,\"caption\":\"\u4f01\u8d22\u76c8\"},\"image\":{\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.qicaiying.cn\\\/#\\\/schema\\\/person\\\/b27c634434b80de2a6cfc043df14c7e5\",\"name\":\"\u9676, \u4e3a\u94ed\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g\",\"caption\":\"\u9676, \u4e3a\u94ed\"},\"url\":\"https:\\\/\\\/www.qicaiying.cn\\\/en\\\/archives\\\/author\\\/taoweiming\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f - \u4f01\u8d22\u76c8","description":"%","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.qicaiying.cn\/en\/archives\/17824\/","og_locale":"en_US","og_type":"article","og_title":"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f - \u4f01\u8d22\u76c8","og_description":"%","og_url":"https:\/\/www.qicaiying.cn\/en\/archives\/17824\/","og_site_name":"\u4f01\u8d22\u76c8","article_published_time":"2026-09-14T01:36:24+00:00","article_modified_time":"2026-09-14T01:37:23+00:00","og_image":[{"width":200,"height":200,"url":"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260914093623676.png","type":"image\/png"}],"author":"\u9676, \u4e3a\u94ed","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\u9676, \u4e3a\u94ed"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.qicaiying.cn\/archives\/17824#article","isPartOf":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17824"},"author":{"name":"\u9676, \u4e3a\u94ed","@id":"https:\/\/www.qicaiying.cn\/#\/schema\/person\/b27c634434b80de2a6cfc043df14c7e5"},"headline":"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f","datePublished":"2026-09-14T01:36:24+00:00","dateModified":"2026-09-14T01:37:23+00:00","mainEntityOfPage":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17824"},"wordCount":12,"commentCount":0,"publisher":{"@id":"https:\/\/www.qicaiying.cn\/#organization"},"image":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17824#primaryimage"},"thumbnailUrl":"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260914093721330.png","keywords":["\u7535\u5546\u7a0e\u52a1\u5408\u89c4","\u7535\u5546\u5e73\u53f0\u7a0e\u52a1","\u7535\u5546\u62a5\u7a0e","\u8de8\u5883\u7535\u5546\u7a0e\u52a1","\u7535\u5546\u7a0e"],"articleSection":["\u5168\u90e8","\u63a8\u8350","\u8d22\u7a0e\u5408\u89c4\u6307\u5357"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.qicaiying.cn\/archives\/17824#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.qicaiying.cn\/archives\/17824","url":"https:\/\/www.qicaiying.cn\/archives\/17824","name":"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f - \u4f01\u8d22\u76c8","isPartOf":{"@id":"https:\/\/www.qicaiying.cn\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17824#primaryimage"},"image":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17824#primaryimage"},"thumbnailUrl":"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260914093721330.png","datePublished":"2026-09-14T01:36:24+00:00","dateModified":"2026-09-14T01:37:23+00:00","description":"%","breadcrumb":{"@id":"https:\/\/www.qicaiying.cn\/archives\/17824#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.qicaiying.cn\/archives\/17824"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.qicaiying.cn\/archives\/17824#primaryimage","url":"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260914093721330.png","contentUrl":"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/09\/20260914093721330.png","width":200,"height":200,"caption":"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f"},{"@type":"BreadcrumbList","@id":"https:\/\/www.qicaiying.cn\/archives\/17824#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.qicaiying.cn\/"},{"@type":"ListItem","position":2,"name":"\u79c1\u6237\u6536\u8d27\u6b3e\u516c\u8f6c\u79c1\uff0c2026\u5e74\u5230\u5e95\u600e\u4e48\u624d\u5408\u89c4\uff1f"}]},{"@type":"WebSite","@id":"https:\/\/www.qicaiying.cn\/#website","url":"https:\/\/www.qicaiying.cn\/","name":"QCY","description":"Qicaiying: Empowering Every Entrepreneurial Dream","publisher":{"@id":"https:\/\/www.qicaiying.cn\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.qicaiying.cn\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.qicaiying.cn\/#organization","name":"QCY","url":"https:\/\/www.qicaiying.cn\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.qicaiying.cn\/#\/schema\/logo\/image\/","url":"https:\/\/www.qicaiying.cn\/wp-content\/uploads\/2025\/06\/512.png","contentUrl":"https:\/\/www.qicaiying.cn\/wp-content\/uploads\/2025\/06\/512.png","width":512,"height":512,"caption":"\u4f01\u8d22\u76c8"},"image":{"@id":"https:\/\/www.qicaiying.cn\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.qicaiying.cn\/#\/schema\/person\/b27c634434b80de2a6cfc043df14c7e5","name":"Tao, Wei Ming","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/595119b3d1d2f82f25c6f8d9c036a748b30c23d8271bdfee90df36c31da3d335?s=96&d=mm&r=g","caption":"\u9676, \u4e3a\u94ed"},"url":"https:\/\/www.qicaiying.cn\/en\/archives\/author\/taoweiming"}]}},"_links":{"self":[{"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/posts\/17824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/comments?post=17824"}],"version-history":[{"count":1,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/posts\/17824\/revisions"}],"predecessor-version":[{"id":17840,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/posts\/17824\/revisions\/17840"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/media\/17839"}],"wp:attachment":[{"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/media?parent=17824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/categories?post=17824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.qicaiying.cn\/en\/wp-json\/wp\/v2\/tags?post=17824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}