{"id":16427,"date":"2026-08-28T17:58:48","date_gmt":"2026-08-28T09:58:48","guid":{"rendered":"https:\/\/www.qicaiying.cn\/archives\/16427"},"modified":"2026-09-01T17:16:39","modified_gmt":"2026-09-01T09:16:39","slug":"%e9%99%a4%e4%ba%86%e5%8d%8e%e7%be%8e%ef%bc%8c%e7%be%8e%e5%9b%bd%e9%93%b6%e8%a1%8c%e5%8d%a1%e8%bf%98%e6%9c%89%e5%93%aa%e4%ba%9b%e8%83%bd%e8%bf%9c%e7%a8%8b%e5%bc%80%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/16427","title":{"rendered":"Besides Huamei, which other U.S. bank cards can be opened remotely?"},"content":{"rendered":"
\n

<\/p>\n

\u505a\u8de8\u5883\u7684\u963f\u6770\uff0c\u53bb\u5e74\u770b\u4e86\u7bc7\u653b\u7565\u53bb\u5f00\u534e\u7f8eVelo\uff0c\u7ed3\u679c2026\u5e74\u95e8\u69db\u5df2\u7ecf\u6da8\u52302.5\u4e07\u7f8e\u5143\u8d77\u5b58\uff0c\u4ed6\u8d26\u4e0a\u51d1\u4e0d\u51fa\u8fd9\u4e2a\u6570\uff0c\u786c\u5f00\u53ea\u4f1a\u88ab\u6708\u8d39\u538b\u7740\u3002\u4ed6\u8fd9\u624d\u53d1\u73b0\uff1a\u7f8e\u56fd\u94f6\u884c\u5361\u65e9\u5c31\u4e0d\u6b62\u534e\u7f8e\u4e00\u5bb6\u3002<\/p>\n

2026\u5e74\u80fd\u8fdc\u7a0b\u5f00\u7684\u7f8e\u5361\uff0c\u6309\u8d44\u91d1\u4f53\u91cf\u548c\u7528\u9014\u5206\u597d\u51e0\u6863\u3002\u9009\u5de5\u5177\u4ece\u6765\u4e0d\u662f\u54ea\u4e2a\u6700\u597d\uff0c\u800c\u662f\u54ea\u4e2a\u6700\u9002\u914d\u4f60\u5f53\u4e0b\u9636\u6bb5\u3002<\/p>\n

01<\/p>\n

\u534e\u7f8eVelo\uff1a\u5b9e\u4f53\u5927\u884c\u4f46\u95e8\u69db\u9ad8<\/p>\n

\u534e\u7f8e\u94f6\u884c\uff08East West Bank\uff0c\u7eb3\u65af\u8fbe\u514bEWBC\uff09\u7684\u6570\u5b57\u54c1\u724cVelo\uff0c\u62a4\u7167\u5c31\u80fd\u5728\u624b\u673a\u4e0a\u8fdc\u7a0b\u5f00\u771f\u6b63\u7684\u7f8e\u56fd\u4e00\u7ea7\u8d26\u6237\uff0c\u80fd\u6536\u80fd\u4ed8\u3001\u80fd\u7ed1\u5238\u5546\u3001\u80fd\u9a8c\u8bc1PayPal\u548cStripe\u3002<\/p>\n

\u4f462026\u5e74\u7684\u73b0\u5b9e\uff1a\u5f00\u6237\u540e60\u5929\u5185\u8981\u5b58\u5165\u81f3\u5c112.5\u4e07\u7f8e\u5143\uff0c\u6fc0\u6d3b\u65f6\u6263300\u7f8e\u5143\u5f00\u6237\u8d39\uff0c\u6708\u5747\u4f59\u989d\u4e0d\u8fbe\u6807\u6bcf\u6708\u518d\u653625\u7f8e\u5143\u670d\u52a1\u8d39\u3002\u95e8\u69db\u4ece\u65e9\u5e742500\u7f8e\u5143\u76f4\u63a5\u8df3\u5230\u4e24\u4e07\u4e94\uff0c\u9002\u7528\u4eba\u7fa4\u6574\u4e2a\u6362\u4e86\u4e00\u904d\u3002<\/p>\n

\u9002\u5408\u624b\u91cc\u80fd\u957f\u671f\u653e2.5\u4e07\u7f8e\u5143\u4ee5\u4e0a\u3001\u9700\u8981\u5b9e\u4f53\u5927\u884c\u6b63\u7ecf\u8d26\u6237\u3001\u6216\u770b\u91cd\u62c5\u4fdd\u4fe1\u7528\u5361\u6512\u7f8e\u56fd\u4fe1\u7528\u7684\u4eba\u3002\u8d26\u6237\u4e00\u65e6\u88ab\u5173\uff0c\u5c31\u6c38\u4e45\u4e0d\u80fd\u518d\u5f00\u534e\u7f8e\u4efb\u4f55\u8d26\u6237\uff0c\u5408\u89c4\u7ea2\u7ebf\u78b0\u4e0d\u5f97\u3002<\/p>\n

02<\/p>\n

\u96f6\u95e8\u69db\u66ff\u4ee3\uff1aMercury\u4e0eWise<\/p>\n

\u521a\u8d77\u6b65\u7684\u5356\u5bb6\u3001\u81ea\u7531\u804c\u4e1a\u8005\uff0c\u8d26\u4e0a\u51d1\u4e0d\u51fa\u4e24\u4e07\u4e94\uff0c\u66f4\u8be5\u770b\u4e13\u95e8\u7ed9\u975e\u5c45\u6c11\u8bbe\u8ba1\u7684\u91d1\u878d\u79d1\u6280\u8d26\u6237\u3002<\/p>\n

Mercury\uff1a\u62a4\u7167\u52a0EIN\u8fdc\u7a0b\u5f00\u6237\uff0c\u6ca1\u6709\u6708\u8d39\uff0c\u5bf9\u63a5Stripe\u6700\u987a\uff0c\u9002\u5408\u6709\u7f8e\u56fd\u516c\u53f8\u4e3b\u4f53\u7684\u521b\u4e1a\u8005\u3002\u6ce8\u610f\u5b83\u662f\u91d1\u878d\u79d1\u6280\u8d26\u6237\uff0c\u4e0d\u662fFDIC\u76f4\u4fdd\u7684\u4f20\u7edf\u94f6\u884c\uff0c\u4f46\u80cc\u540e\u5408\u4f5c\u94f6\u884c\u63d0\u4f9b\u4fdd\u9669\u3002<\/p>\n

Wise Business\uff1a\u591a\u5e01\u79cd\u6536\u6b3e\u548c\u6362\u6c47\u66f4\u5212\u7b97\uff0c\u652f\u6301\u51e0\u5341\u79cd\u8d27\u5e01\u6301\u6709\uff0c\u9002\u5408\u6536\u591a\u56fd\u5e73\u53f0\u8d27\u6b3e\u3001\u5bf9\u6362\u6c47\u6210\u672c\u654f\u611f\u7684\u4eba\u3002\u5f00\u6237\u51e0\u4e4e\u96f6\u95e8\u69db\uff0c\u4f46\u529f\u80fd\u6bd4\u4e00\u7ea7\u94f6\u884c\u8d26\u6237\u53d7\u9650\u3002<\/p>\n

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03<\/p>\n

\u5f00\u6237\u7ea2\u7ebf\u522b\u78b0<\/p>\n

\u65e0\u8bba\u9009\u54ea\u5bb6\uff0c2026\u5e74\u76d1\u7ba1\u90fd\u66f4\u4e25\uff1a\u7f8e\u56fdOCC\u3001FinCEN\u8981\u6c42\u4e25\u683cKYC\uff0c\u975e\u7f8e\u5c45\u6c11\u9700\u62a4\u7167+\u8fd13\u4e2a\u6708\u5730\u5740\u8bc1\u660e+\u8de8\u5883\u4e1a\u52a1\u80cc\u666f\u3002\u6d89\u53ca\u865a\u62df\u8d27\u5e01\u3001\u53d7OFAC\u5236\u88c1\u884c\u4e1a\u7684\u7533\u8bf7\u76f4\u63a5\u9a73\u56de\u3002<\/p>\n

\u975e\u7f8e\u7a0e\u52a1\u5c45\u6c11\u6301\u6709\u7f8e\u56fd\u8d26\u6237\uff0c\u9700\u63d0\u4ea4W-8BEN\uff08\u4e2a\u4eba\uff09\u6216W-8BEN-E\uff08\u4f01\u4e1a\uff09\u8bc1\u660e\u7a0e\u52a1\u5c45\u6c11\u8eab\u4efd\uff0c\u5426\u5219\u5229\u606f\u53ef\u80fd\u88ab\u9884\u626330%\u3002\u8d26\u6237\u91cc\u7684\u94b1\u8981\u5e72\u5e72\u51c0\u51c0\u3001\u6765\u8def\u6e05\u695a\uff0c\u522b\u66ff\u7b2c\u4e09\u65b9\u4ee3\u6536\u4ee3\u4ed8\u2014\u2014\u8fd9\u662f\u6240\u6709\u7f8e\u56fd\u6b63\u89c4\u91d1\u878d\u673a\u6784\u7684\u5e95\u7ebf\u3002<\/p>\n

\u4e00\u53e5\u8bdd\uff1a\u5148\u60f3\u6e05\u695a\u81ea\u5df1\u653e\u4e0d\u653e\u5f97\u4e0b\u90a3\u7b14\u95e8\u69db\u94b1\uff0c\u518d\u9009\u8d26\u6237\u3002\u5de5\u5177\u9002\u914d\u4e1a\u52a1\uff0c\u6bd4\u76f2\u76ee\u8ffd”\u5927\u884c”\u91cd\u8981\u5f97\u591a\u3002<\/p>\n

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\u2014\u2014 E N D \u2014\u2014<\/p>\n

\n

\ud83d\udccc Recommended Articles from Previous Issues<\/p>\n

\ud83d\udd17 How to Build Momentum on Mercado Libre? Which 3 Types of Chinese Products Sell Well in Latin America?<\/a><\/p>\n

\ud83d\udd17 How do I transfer money from my business to my personal account? Avoid these 3 pitfalls when transferring funds from a business to a personal account.<\/a><\/p>\n

\ud83d\udd17 How Are the 12 Criteria for the Top Talent Program Evaluated? Which of These 4 Groups Are Most Likely to Qualify in 2026?<\/a><\/p>\n

\ud83d\udd17 Are payments received by private accounts being investigated? Avoid these 3 red lines in cross-border transactions?<\/a><\/p>\n<\/div>\n

\n

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As a professional one-stop business service platform, Qicaiying is committed to providing our clients with high-quality services, including mainland company registration, Hong Kong company registration, offshore company registration, bookkeeping and tax filing, annual reviews and audits, corporate bank account opening, financial and tax compliance, equity structuring, ODI filing, cross-border e-commerce services, Hong Kong residency, immigration, and study abroad\u2014all designed to support businesses in their global expansion. Feel free to add me on WeChat (phone number and WeChat ID are the same: 18620388671) for inquiries at any time.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

A-Jie, who works in cross-border trade, read a guide last year on how to open a Hua Mei Velo account, only to find that by 2026, the minimum deposit requirement had risen to $25,000. He couldn\u2019t come up with that amount, and forcing the account open would only leave him burdened by monthly fees. That\u2019s when he realized: Hua Mei is by no means the only U.S. bank account option available. In 2026, U.S. bank accounts that can be opened remotely are categorized into several tiers based on capital requirements and intended use.<\/p>","protected":false},"author":18,"featured_media":16426,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,18,64],"tags":[285],"class_list":["post-16427","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allguide","category-recomguide","category-gf-tax-compliance","tag-285"],"yoast_head":"\n\u9664\u4e86\u534e\u7f8e\uff0c\u7f8e\u56fd\u94f6\u884c\u5361\u8fd8\u6709\u54ea\u4e9b\u80fd\u8fdc\u7a0b\u5f00\uff1f - \u4f01\u8d22\u76c8<\/title>\n<meta name=\"description\" content=\"\u505a\u8de8\u5883\u7684\u963f\u6770\uff0c\u53bb\u5e74\u770b\u4e86\u7bc7\u653b\u7565\u53bb\u5f00\u534e\u7f8eVelo\uff0c\u7ed3\u679c2026\u5e74\u95e8\u69db\u5df2\u7ecf\u6da8\u52302.5\u4e07\u7f8e\u5143\u8d77\u5b58\uff0c\u4ed6\u8d26\u4e0a\u51d1\u4e0d\u51fa\u8fd9\u4e2a\u6570\uff0c\u786c\u5f00\u53ea\u4f1a\u88ab\u6708\u8d39\u538b\u7740\u3002\u4ed6\u8fd9\u624d\u53d1\u73b0\uff1a\u7f8e\u56fd\u94f6\u884c\u5361\u65e9\u5c31\u4e0d\u6b62\u534e\u7f8e\u4e00\u5bb6\u3002 2026\u5e74\u80fd\u8fdc\u7a0b\u5f00\u7684\u7f8e\u5361\uff0c\u6309\u8d44\u91d1\u4f53\u91cf\u548c\u7528\u9014\u5206\u597d\u51e0\u6863\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.qicaiying.cn\/en\/archives\/16427\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u9664\u4e86\u534e\u7f8e\uff0c\u7f8e\u56fd\u94f6\u884c\u5361\u8fd8\u6709\u54ea\u4e9b\u80fd\u8fdc\u7a0b\u5f00\uff1f - 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