{"id":15277,"date":"2026-08-19T14:12:00","date_gmt":"2026-08-19T06:12:00","guid":{"rendered":"https:\/\/www.qicaiying.cn\/?p=15277"},"modified":"2026-08-19T14:12:06","modified_gmt":"2026-08-19T06:12:06","slug":"%e7%be%8e%e5%9b%bd%e5%8d%8e%e7%be%8e%e5%8d%a1%e6%98%af%e4%bb%80%e4%b9%88%ef%bc%9f-%e8%b7%a8%e5%a2%83%e5%8d%96%e5%ae%b6%e4%b8%ba%e4%bb%80%e4%b9%88%e9%83%bd%e5%9c%a8%e5%8a%9e%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/15277","title":{"rendered":"\u7f8e\u56fd\u534e\u7f8e\u5361\u662f\u4ec0\u4e48\uff1f \u8de8\u5883\u5356\u5bb6\u4e3a\u4ec0\u4e48\u90fd\u5728\u529e\uff1f"},"content":{"rendered":"

\u505a\u8de8\u5883\u7684\u5356\u5bb6\u51e0\u4e4e\u90fd\u4f1a\u649e\u4e0a\u4e00\u4e2a\u95ee\u9898\uff1a\u7f8e\u56fd\u5e73\u53f0\u7684\u6b3e\uff0c\u600e\u4e48\u6536\u56de\u6765\uff1f<\/p>\n\n\n\n

PayPal \u624b\u7eed\u8d39\u9ad8\u3001\u7b2c\u4e09\u65b9\u5230\u8d26\u6162\u3001\u4e2a\u4eba\u5361\u5927\u989d\u5165\u8d26\u88ab\u51bb\u7ed3\u3002\u6700\u540e\u53d1\u73b0\uff0c\u5f88\u591a\u4eba\u5728\u529e\u4e00\u5f20\u7f8e\u56fd\u534e\u7f8e\u94f6\u884c\u5361\u3002<\/p>\n\n\n\n

\u8fd9\u7bc7\u4e0d\u957f\uff0c\u76f4\u63a5\u8bb2\u6e05\u695a\uff1a\u662f\u4ec0\u4e48\u3001\u8981\u4e0d\u8981\u529e\u3001\u600e\u4e48\u529e\u3001\u6709\u4ec0\u4e48\u5751\u3002<\/p>\n\n\n\n

\u534e\u7f8e\u94f6\u884c\u662f\u4ec0\u4e48<\/h2>\n\n\n\n

\u534e\u7f8e\u94f6\u884c\uff08East West Bank\uff09\uff0c1973\u5e74\u6210\u7acb\uff0c\u7eb3\u65af\u8fbe\u514b\u4e0a\u5e02\uff0c\u7f8e\u56fd\u6700\u5927\u534e\u8d44\u94f6\u884c\uff0c\u8d44\u4ea7\u7ea6700\u4ebf\u7f8e\u5143\uff0c\u7f8e\u56fd120+\u7f51\u70b9\uff0c\u5927\u4e2d\u534e\u533a\u591a\u4e2a\u529e\u4e8b\u5904\u3002<\/p>\n\n\n\n

\u4e00\u53e5\u8bdd\uff1a\u6301\u7f8e\u56fd\u94f6\u884c\u724c\u7167\u3001\u80fd\u8bb2\u4e2d\u6587\u3001\u4e13\u95e8\u505a\u4e2d\u7f8e\u8de8\u5883\u91d1\u878d\u7684\u94f6\u884c\u3002<\/p>\n\n\n\n

\u4e3a\u4ec0\u4e48\u8de8\u5883\u5356\u5bb6\u9700\u8981\u5b83<\/h2>\n\n\n\n
\u6ca1\u6709\u7f8e\u56fd\u5361<\/th>\u6709\u534e\u7f8e\u5361<\/th><\/tr>
PayPal \u624b\u7eed\u8d393-4%<\/td>ACH\u8f6c\u8d26\u514d\u8d39\uff0c1-2\u5929\u5230\u8d26<\/td><\/tr>
\u7b2c\u4e09\u65b9\u5230\u8d263-5\u5929<\/td>Wire\u7535\u6c47\u5f53\u5929\u5230\u8d26<\/td><\/tr>
\u4e2a\u4eba\u5361\u5927\u989d\u88ab\u51bb\u7ed3<\/td>FDIC\u53c2\u4fdd\uff0c25\u4e07\u7f8e\u5143\u4fdd\u969c<\/td><\/tr>
\u65e0\u7f8e\u56fd\u8d26\u5355\u5730\u5740<\/td>\u7f8e\u56fd\u672c\u5730\u5730\u5740\uff0c\u5e73\u53f0\u5168\u529f\u80fd<\/td><\/tr>
\u8d44\u91d1\u56de\u6d41\u94fe\u8def\u65ad\u88c2<\/td>\u4e2d\u7f8e\u8de8\u5883\u6c47\u6b3e\u901a\u9053\u5408\u89c4\u56de\u6d41<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u6838\u5fc3\u533a\u522b\uff1a\u6ca1\u6709\u7f8e\u56fd\u5361\uff0c\u6536\u6b3e\u94fe\u8def\u662f”\u65ad”\u7684\uff1b\u6709\u4e86\u534e\u7f8e\u5361\uff0c\u6536\u6b3e\u2192\u4ed8\u6b3e\u2192\u56de\u6d41\uff0c\u4e00\u6761\u94fe\u5168\u901a\u3002<\/p>\n\n\n\n

\u8d39\u7528\u5bf9\u6bd4\uff1a\u534e\u7f8e vs PayPal vs \u7b2c\u4e09\u65b9<\/h2>\n\n\n\n
Cost items<\/th>East West Bank<\/th>PayPal<\/th>\u7b2c\u4e09\u65b9\u6536\u6b3e<\/th><\/tr>
\u5165\u8d26\u8d39<\/td>ACH\u514d\u8d39 \/ Wire $15-30<\/td>2.9-4.4%+$0.3<\/td>0.5-1%<\/td><\/tr>
\u6708\u7ba1\u7406\u8d39<\/td>$10-25\uff08\u8fbe\u6807\u53ef\u514d\uff09<\/td>free (of charge)<\/td>free (of charge)<\/td><\/tr>
speed of arrival<\/td>ACH 1-2\u5929 \/ Wire\u5f53\u5929<\/td>imminent<\/td>3-5 days<\/td><\/tr>
\u5927\u989d\u6536\u6b3e<\/td>No upper limit<\/td>\u6709\u9650\u989d<\/td>\u6709\u4e0a\u9650<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u7ed3\u8bba\uff1a\u5c0f\u989d\u9ad8\u9891\u7528PayPal\uff0c\u5927\u989d\u6536\u6b3e\u534e\u7f8e\u6700\u7701\u3002\u6708\u6d41\u6c34\u8d855\u4e07\u7f8e\u5143\uff0c\u534e\u7f8e\u7701\u7684\u624b\u7eed\u8d39\u8db3\u4ee5\u8986\u76d6\u6708\u8d39\u3002<\/p>\n\n\n\n

\u600e\u4e48\u7533\u8bf7\uff1aVelo\u8fdc\u7a0b\u5f00\u6237\uff08\u4e0d\u7528\u98de\u7f8e\u56fd\uff09<\/h2>\n\n\n\n
    \n
  • Condition:<\/strong>\u5e74\u6ee118\u5c81 + \u4e2d\u56fd\u8eab\u4efd\u8bc1 + \u62a4\u7167 + \u624b\u673a\u53f7 + \u90ae\u7bb1<\/li>\n\n\n\n
  • \u521d\u59cb\u5165\u91d1\uff1a<\/strong>\u6700\u4f4e1,000\u7f8e\u5143\uff08\u53ef\u7528\u4eba\u6c11\u5e01\u8d2d\u6c47\u6c47\u5165\uff09<\/li>\n\n\n\n
  • Process:<\/strong>\u5b98\u7f51\/APP\u6ce8\u518c \u2192 \u4e0a\u4f20\u8bc1\u4ef6 \u2192 \u586b\u4fe1\u606f \u2192 \u5ba1\u68383-7\u5929 \u2192 \u5165\u91d1\u6fc0\u6d3b \u2192 \u6536\u5230Visa\u5361<\/li>\n\n\n\n
  • \u6709\u7f8e\u56fd\u516c\u53f8\uff1a<\/strong>\u76f4\u63a5\u5f00\u5546\u4e1a\u652f\u7968\u8d26\u6237\uff0c\u529f\u80fd\u548c\u989d\u5ea6\u66f4\u5927<\/li>\n<\/ul>\n\n\n\n

    \u529e\u534e\u7f8e\u5361\u6700\u5bb9\u6613\u8e29\u76843\u4e2a\u5751<\/h2>\n\n\n\n

    \u57511\uff1a\u4ee5\u4e3a\u5f00\u4e86\u5361\u5c31\u4e0d\u7528\u7ba1\u7a0e\u52a1<\/p>\n\n\n\n

    \u534e\u7f8e\u5361\u53ea\u662f\u6536\u6b3e\u5de5\u5177\uff0c\u4e0d\u662f\u907f\u7a0e\u5de5\u5177\u3002\u5229\u606f\u9700\u7533\u62a5W-8BEN\uff0c\u4f59\u989d\u8d85$50,000\u9700\u7533\u62a5FBAR\u3002\u8d44\u91d1\u56de\u6d41\u56fd\u5185\u540c\u6837\u8981\u7eb3\u5165\u6536\u5165\u7533\u62a5\u3002\u5de5\u5177\u662f\u5408\u89c4\u7684\uff0c\u4f46\u4e0d\u7533\u62a5\u5c31\u4e0d\u662f\u5408\u89c4\u7684\u3002<\/strong><\/p>\n\n\n\n

    \u57512\uff1a\u4e2a\u4eba\u8d26\u6237\u6536\u516c\u53f8\u4e1a\u52a1\u6b3e<\/p>\n\n\n\n

    \u6708\u6d41\u6c34\u8d855\u4e07\u7f8e\u5143\u8fd8\u7528\u4e2a\u4eba\u8d26\u6237\u6536\u5927\u989d\u8d27\u6b3e\uff0c\u94f6\u884c\u98ce\u63a7\u4f1a\u5224\u5b9a”\u7528\u9014\u4e0d\u5339\u914d”\u3002\u8f7b\u5219\u5ba1\u67e5\u9650\u5236\uff0c\u91cd\u5219\u5173\u6237\u3002\u6d41\u6c34\u5927\u4e86\u5c31\u6ce8\u518c\u7f8e\u56fd\u516c\u53f8\u5f00\u5546\u4e1a\u8d26\u6237\u3002<\/strong><\/p>\n\n\n\n

    \u57513\uff1a\u4e0d\u7ba1\u6708\u8d39\u767d\u4ea4\u94b1<\/p>\n\n\n\n

    \u4e2a\u4eba\u8d26\u6237\u6708\u8d39$10-25\uff0c\u4f46\u65e5\u5747\u4f59\u989d\u8fbe\u6807\uff08\u901a\u5e38$1,000-2,500\uff09\u5c31\u80fd\u514d\u3002\u5f00\u5361\u7b2c\u4e00\u4ef6\u4e8b\uff1a\u641e\u6e05\u695a\u514d\u6708\u8d39\u6761\u4ef6\u3002<\/strong><\/p>\n\n\n\n

    \u5230\u5e95\u4ec0\u4e48\u4eba\u8be5\u529e<\/h2>\n\n\n\n
    Your situation.<\/th>suggestion<\/th><\/tr>
    \u6708\u6d41\u6c345\u4e07\u7f8e\u5143+<\/td>\u5f3a\u70c8\u5efa\u8bae\u529e<\/td><\/tr>
    \u7ecf\u5e38\u6536\u7f8e\u56fdB2B\u8d27\u6b3e<\/td>\u5f3a\u70c8\u5efa\u8bae\u529e<\/td><\/tr>
    \u505a\u72ec\u7acb\u7ad9\u3001\u9700\u8981\u7f8e\u56fd\u5730\u5740<\/td>\u5efa\u8bae\u529e<\/td><\/tr>
    \u6708\u6d41\u6c341\u4e07\u7f8e\u5143\u4ee5\u4e0b<\/td>\u7528\u7b2c\u4e09\u65b9\u6536\u6b3e\u5373\u53ef\uff0c\u4e0d\u6025<\/td><\/tr>
    \u53ea\u505a\u56fd\u5185\u7535\u5546<\/td>unnecessary<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    <\/h3>\n\n\n\n
    \n
    \"\"<\/figure>\n<\/figure>","protected":false},"excerpt":{"rendered":"

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