{"id":13608,"date":"2026-08-06T09:36:15","date_gmt":"2026-08-06T01:36:15","guid":{"rendered":"https:\/\/www.qicaiying.cn\/archives\/13608"},"modified":"2026-08-06T09:36:15","modified_gmt":"2026-08-06T01:36:15","slug":"%e7%be%8e%e5%9b%bd%e9%93%b6%e8%a1%8c%e5%8d%a1%e5%bc%80%e6%88%b7%e6%8c%87%e5%8d%97%ef%bc%812026%e5%8d%8e%e7%be%8e%e7%ad%89%e4%b8%89%e8%a1%8c%e5%85%a8%e5%af%b9%e6%af%94","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/13608","title":{"rendered":"\u7f8e\u56fd\u94f6\u884c\u5361\u5f00\u6237\u6307\u5357\uff012026\u534e\u7f8e\u7b49\u4e09\u884c\u5168\u5bf9\u6bd4"},"content":{"rendered":"
\n

<\/p>\n

\u505a\u8de8\u5883\u7535\u5546\u7684\u8001\u738b\uff0c\u53bb\u5e74\u5728\u9999\u6e2f\u5f00\u4e86\u516c\u53f8\uff0c\u4e5f\u529e\u4e86\u9999\u6e2f\u94f6\u884c\u5361\u3002\u4f46\u4ed6\u7684\u7f8e\u5143\u8d27\u6b3e\u8fd8\u662f\u8981\u901a\u8fc7\u7b2c\u4e09\u65b9\u5e73\u53f0\u7ed3\u6c47\uff0c\u6bcf\u6b21\u62632%-3%\u7684\u624b\u7eed\u8d39\uff0c\u4e00\u5e74\u4e0b\u6765\u5149\u662f\u7ed3\u6c47\u8d39\u5c31\u635f\u5931\u4e86\u5341\u51e0\u4e07\u3002\u540e\u6765\u4ed6\u529e\u4e86\u5f20\u7f8e\u56fd\u94f6\u884c\u5361\uff0c\u76f4\u63a5\u4eceAmazon\u7f8e\u56fd\u7ad9\u6536\u6b3e\uff0c\u7701\u53bb\u4e86\u4e2d\u95f4\u5546\u8d5a\u5dee\u4ef7\u3002<\/p>\n

\u7f8e\u56fd\u94f6\u884c\u5361\u5bf9\u8de8\u5883\u7535\u5546\u3001\u5916\u8d38\u4f01\u4e1a\u548c\u6d77\u5916\u6295\u8d44\u8005\u6765\u8bf4\uff0c\u5df2\u7ecf\u4e0d\u662f”\u9526\u4e0a\u6dfb\u82b1”\uff0c\u800c\u662f\u521a\u9700\u3002\u4f46\u5f88\u591a\u4eba\u4e00\u63d0\u8d77\u7f8e\u56fd\u94f6\u884c\u5361\uff0c\u5c31\u60f3\u5230”\u8981\u98de\u53bb\u7f8e\u56fd\u3001\u8981\u7f8e\u56fd\u5730\u5740\u3001\u8981SSN”\u3002\u4e8b\u5b9e\u662f\uff1a2026\u5e74\uff0c\u901a\u8fc7\u5408\u89c4\u6e20\u9053\uff0c\u4e2d\u56fd\u4eba\u5b8c\u5168\u53ef\u4ee5\u5728\u56fd\u5185\u8fdc\u7a0b\u5f00\u8bbe\u7f8e\u56fd\u94f6\u884c\u8d26\u6237\u3002<\/p>\n

\u4eca\u5929\u8fd9\u7bc7\uff0c\u5bf9\u6bd4\u534e\u7f8e\u94f6\u884c\uff08East West Bank\uff09\u3001\u56fd\u6cf0\u94f6\u884c\uff08Cathay Bank\uff09\u548c\u7845\u8c37\u94f6\u884c\uff08Silicon Valley Bank\uff0c\u5df2\u88abFDIC\u63a5\u7ba1\uff0c\u4f46\u6a21\u5f0f\u53ef\u53c2\u8003\uff09\u4e09\u5bb6\u4e3b\u6d41\u5bf9\u534e\u53cb\u597d\u7684\u7f8e\u56fd\u94f6\u884c\uff0c\u5e2e\u4f60\u627e\u5230\u6700\u9002\u5408\u81ea\u5df1\u7684\u5f00\u6237\u65b9\u6848\u3002<\/strong><\/p>\n

01<\/p>\n

\u534e\u7f8e\u94f6\u884c\uff1a\u534e\u4eba\u9996\u9009\uff0c\u95e8\u69db\u6700\u4f4e<\/p>\n

\u534e\u7f8e\u94f6\u884c\uff08East West Bank\uff09\u662f\u7f8e\u56fd\u6700\u5927\u7684\u534e\u4eba\u94f6\u884c\uff0c\u603b\u90e8\u5728\u52a0\u5dde\uff0c\u5168\u7f8e\u6709130\u591a\u5bb6\u5206\u884c\u3002\u5b83\u7684\u6700\u5927\u4f18\u52bf\u662f\uff1a\u5bf9\u4e2d\u56fd\u5ba2\u6237\u6781\u5ea6\u53cb\u597d\uff0c\u652f\u6301\u8fdc\u7a0b\u5f00\u6237\uff0c\u65e0\u9700\u7f8e\u56fd\u5730\u5740\uff0c\u65e0\u9700SSN\uff08\u793e\u4f1a\u5b89\u5168\u53f7\uff09\uff0c\u6709\u4e2d\u6587\u5ba2\u670d\u3002<\/p>\n

\u5f00\u6237\u95e8\u69db\uff1a<\/strong>\u4e2a\u4eba\u6237\u6700\u4f4e\u5b58\u6b3e500\u7f8e\u5143\uff0c\u516c\u53f8\u6237\u6700\u4f4e\u5b58\u6b3e5000\u7f8e\u5143\u3002\u516c\u53f8\u6237\u9700\u8981\u63d0\u4f9b\u7f8e\u56fd\u516c\u53f8\u6ce8\u518c\u6587\u4ef6\uff08\u5982\u6ce8\u518c\u8bc1\u4e66\u3001EIN\u7a0e\u53f7\u4fe1\uff09\uff0c\u5982\u679c\u6ca1\u6709\u7f8e\u56fd\u516c\u53f8\uff0c\u4e5f\u53ef\u4ee5\u901a\u8fc7\u9999\u6e2f\u516c\u53f8\u6216BVI\u516c\u53f8\u95f4\u63a5\u5f00\u6237\uff0c\u4f46\u9700\u8981\u989d\u5916\u7684\u5408\u89c4\u5ba1\u67e5\u3002<\/p>\n

Account opening process:<\/strong>1. \u5728\u7ebf\u586b\u5199\u7533\u8bf7\u8868 \u2192 2. \u4e0a\u4f20\u62a4\u7167\u3001\u5730\u5740\u8bc1\u660e\uff08\u6c34\u7535\u8d26\u5355\u6216\u94f6\u884c\u5bf9\u8d26\u5355\uff09 \u2192 3. \u89c6\u9891\u9762\u7b7e\uff08\u4e2d\u6587\uff09 \u2192 4. \u6c47\u6b3e\u6fc0\u6d3b\u8d26\u6237 \u2192 5. \u6536\u5230\u94f6\u884c\u5361\u548c\u7f51\u94f6\u5bc6\u7801\u3002\u5168\u7a0b\u7ea62-3\u5468\uff0c\u5982\u679c\u8d44\u6599\u9f50\u5168\uff0c\u6700\u5feb1\u5468\u4e0b\u6237\u3002<\/p>\n

\u8d39\u7528\u7ed3\u6784\uff1a<\/strong>\u6708\u8d398-12\u7f8e\u5143\uff08\u6ee1\u8db3\u6700\u4f4e\u4f59\u989d\u53ef\u514d\uff09\uff0c\u7535\u6c47\u5165\u8d2615\u7f8e\u5143\/\u7b14\uff0c\u7535\u6c47\u51fa\u8d2630\u7f8e\u5143\/\u7b14\uff0cACH\u8f6c\u8d26\u514d\u8d39\u3002\u534e\u7f8e\u94f6\u884c\u7684ACH\u8f6c\u8d26\u662f\u4eae\u70b9\u2014\u2014\u7f8e\u56fd\u5883\u5185\u8f6c\u8d26\u4e0d\u6536\u624b\u7eed\u8d39\uff0c\u9002\u5408\u505aAmazon\u3001eBay\u3001PayPal\u7684\u6536\u6b3e\u8d26\u6237\u3002<\/p>\n

Intended Audience:<\/strong>\u8de8\u5883\u7535\u5546\u5356\u5bb6\uff08\u6536Amazon\u7f8e\u56fd\u7ad9\u8d27\u6b3e\uff09\u3001\u7f8e\u56fd\u623f\u4ea7\u6295\u8d44\u8005\uff08\u6536\u79df\u3001\u4ed8\u7269\u4e1a\u8d39\uff09\u3001\u7559\u7f8e\u5b66\u751f\u5bb6\u5ead\uff08\u6c47\u6b3e\u4ea4\u5b66\u8d39\uff09\u3001\u9700\u8981\u7f8e\u5143\u8d26\u6237\u505a\u8d44\u4ea7\u914d\u7f6e\u7684\u4e2a\u4eba\u3002<\/p>\n

<\/p>\n

Scan the QR code to add Qicaiying\u2019s online customer service<\/p>\n

02<\/p>\n

\u56fd\u6cf0\u94f6\u884c\uff1a\u4f01\u4e1a\u6237\u4f18\u9009\uff0c\u8de8\u5883\u8f6c\u8d26\u5f3a<\/p>\n

\u56fd\u6cf0\u94f6\u884c\uff08Cathay Bank\uff09\u4e5f\u662f\u7f8e\u56fd\u8001\u724c\u534e\u4eba\u94f6\u884c\uff0c1962\u5e74\u6210\u7acb\u4e8e\u6d1b\u6749\u77f6\u3002\u76f8\u6bd4\u534e\u7f8e\uff0c\u56fd\u6cf0\u94f6\u884c\u7684\u5bf9\u516c\u4e1a\u52a1\u66f4\u5f3a\uff0c\u5c24\u5176\u662f\u8de8\u5883\u8d38\u6613\u878d\u8d44\u548c\u5916\u6c47\u5151\u6362\u3002<\/p>\n

\u5f00\u6237\u95e8\u69db\uff1a<\/strong>\u4e2a\u4eba\u6237\u6700\u4f4e\u5b58\u6b3e1000\u7f8e\u5143\uff0c\u516c\u53f8\u6237\u6700\u4f4e\u5b58\u6b3e1\u4e07\u7f8e\u5143\u3002\u516c\u53f8\u6237\u8981\u6c42\u63d0\u4f9b\u7f8e\u56fd\u516c\u53f8\u6ce8\u518c\u6587\u4ef6\u3001EIN\u3001\u516c\u53f8\u7ae0\u7a0b\u3001\u8463\u4e8b\u8eab\u4efd\u8bc1\u660e\u7b49\u3002\u5bf9\u975e\u7f8e\u56fd\u5c45\u6c11\u5f00\u6237\u5ba1\u67e5\u66f4\u4e25\u683c\uff0c\u901a\u5e38\u9700\u8981\u9762\u7b7e\uff08\u53ef\u5230\u9999\u6e2f\u5206\u884c\u6216\u7f8e\u56fd\u5206\u884c\uff09\u3002<\/p>\n

Account opening process:<\/strong>1. \u9884\u7ea6\u5f00\u6237 \u2192 2. \u5230\u9999\u6e2f\u5206\u884c\u6216\u7f8e\u56fd\u5206\u884c\u9762\u7b7e \u2192 3. \u63d0\u4ea4\u5168\u5957\u516c\u53f8\u6587\u4ef6 \u2192 4. \u5ba1\u6838\u901a\u8fc7\u540e\u6c47\u6b3e\u6fc0\u6d3b \u2192 5. \u9886\u53d6\u7f51\u94f6\u3002\u5468\u671f\u7ea63-4\u5468\u3002<\/p>\n

\u8d39\u7528\u7ed3\u6784\uff1a<\/strong>\u6708\u8d3912-15\u7f8e\u5143\uff08\u6ee1\u8db3\u6700\u4f4e\u4f59\u989d\u53ef\u514d\uff09\uff0c\u7535\u6c47\u5165\u8d2620\u7f8e\u5143\/\u7b14\uff0c\u7535\u6c47\u51fa\u8d2635\u7f8e\u5143\/\u7b14\u3002\u56fd\u6cf0\u94f6\u884c\u7684\u4f18\u52bf\u5728\u4e8e\u5916\u6c47\u5151\u6362\u6c47\u7387\u76f8\u5bf9\u4f18\u60e0\uff0c\u4e14\u6709\u4e13\u95e8\u7684\u8de8\u5883\u8d38\u6613\u878d\u8d44\u4ea7\u54c1\uff0c\u9002\u5408\u6709\u8fdb\u51fa\u53e3\u4e1a\u52a1\u7684\u4f01\u4e1a\u3002<\/p>\n

Intended Audience:<\/strong>\u6709\u8de8\u5883\u8d38\u6613\u9700\u6c42\u7684\u4f01\u4e1a\uff08\u9700\u8981\u4fe1\u7528\u8bc1\u3001\u8d38\u6613\u878d\u8d44\uff09\u3001\u9700\u8981\u9891\u7e41\u7f8e\u5143\u548c\u4eba\u6c11\u5e01\u5151\u6362\u7684\u4e2a\u4eba\u3001\u5e0c\u671b\u5728\u7f8e\u56fd\u5efa\u7acb\u4f01\u4e1a\u4fe1\u7528\u8bb0\u5f55\u7684\u516c\u53f8\u3002<\/p>\n

03<\/p>\n

\u6570\u5b57\u94f6\u884c\uff1a\u65b0\u5174\u9009\u62e9\uff0c\u901f\u5ea6\u5feb<\/p>\n

\u9664\u4e86\u4f20\u7edf\u94f6\u884c\uff0c2026\u5e74\u7f8e\u56fd\u7684\u6570\u5b57\u94f6\u884c\uff08Digital Bank\uff09\u4e5f\u5728\u5d1b\u8d77\u3002\u6bd4\u5982Mercury\u3001Brex\u3001Wise Business\u7b49\uff0c\u5b83\u4eec\u6ca1\u6709\u5b9e\u4f53\u7f51\u70b9\uff0c\u5168\u90e8\u5728\u7ebf\u64cd\u4f5c\uff0c\u5f00\u6237\u901f\u5ea6\u6781\u5feb\uff0c\u6709\u7684\u5f53\u5929\u5c31\u80fd\u4e0b\u6237\u3002<\/p>\n

\u4f46\u8fd9\u4e9b\u6570\u5b57\u94f6\u884c\u6709\u4e00\u4e2a\u5171\u540c\u524d\u63d0\uff1a\u4f60\u5fc5\u987b\u5148\u6709\u4e00\u5bb6\u7f8e\u56fd\u516c\u53f8\uff08LLC\u6216C-Corp\uff09\uff0c\u4e14\u516c\u53f8\u9700\u8981\u6709\u7f8e\u56fd\u5730\u5740\uff08\u53ef\u4ee5\u7528\u6ce8\u518c\u4ee3\u7406\u5730\u5740\uff09\u3002\u6ca1\u6709\u7f8e\u56fd\u516c\u53f8\u7684\u4e2a\u4eba\uff0c\u57fa\u672c\u5f00\u4e0d\u4e86\u3002<\/p>\n

Mercury\uff1a<\/strong>\u7f8e\u56fd\u6700\u706b\u7684\u521b\u4e1a\u516c\u53f8\u94f6\u884c\uff0c\u652f\u6301\u591a\u5e01\u79cd\u8d26\u6237\u3001\u865a\u62df\u5361\u3001API\u5bf9\u63a5\u3002\u5f00\u6237\u514d\u8d39\uff0c\u65e0\u6708\u8d39\uff0cACH\u8f6c\u8d26\u514d\u8d39\u3002\u4f46\u53ea\u63a5\u53d7\u7f8e\u56fd\u516c\u53f8\u5f00\u6237\uff0c\u4e14\u9700\u8981\u7f8e\u56fd\u6ce8\u518c\u4ee3\u7406\u5730\u5740\u3002\u5f00\u6237\u5ba1\u6838\u7ea63-5\u4e2a\u5de5\u4f5c\u65e5\u3002<\/p>\n

Wise Business\uff1a<\/strong>\u539fTransferWise\uff0c\u652f\u6301\u5168\u740350+\u79cd\u8d27\u5e01\uff0c\u5f00\u6237\u95e8\u69db\u4f4e\uff0c\u4e2a\u4eba\u548c\u516c\u53f8\u90fd\u80fd\u5f00\u3002\u4f18\u52bf\u662f\u6c47\u7387\u900f\u660e\u3001\u4e2d\u95f4\u8d39\u7528\u4f4e\uff0c\u9002\u5408\u505a\u591a\u56fd\u8de8\u5883\u6536\u6b3e\u3002\u4f46Wise Business\u5728\u7f8e\u56fd\u4e0d\u662f\u4f20\u7edf\u610f\u4e49\u4e0a\u7684”\u94f6\u884c”\uff0c\u800c\u662f\u6301\u6709\u724c\u7167\u7684\u8d27\u5e01\u670d\u52a1\u63d0\u4f9b\u5546\uff0cFDIC\u4fdd\u9669\u6709\u9650\u3002<\/p>\n

04<\/p>\n

\u5f00\u6237\u5fc5\u5907\u6750\u6599\u6e05\u5355<\/p>\n

\u65e0\u8bba\u9009\u54ea\u5bb6\u94f6\u884c\uff0c\u4ee5\u4e0b\u6750\u6599\u662f\u5fc5\u5907\u7684\uff1a\u62a4\u7167\uff08\u6709\u6548\u671f6\u4e2a\u6708\u4ee5\u4e0a\uff09\u3001\u5730\u5740\u8bc1\u660e\uff08\u8fd13\u4e2a\u6708\u6c34\u7535\u8d26\u5355\u6216\u94f6\u884c\u5bf9\u8d26\u5355\uff09\u3001\u7f8e\u56fd\u516c\u53f8\u6ce8\u518c\u6587\u4ef6\uff08\u5982\u5f00\u516c\u53f8\u6237\uff09\u3001EIN\u7a0e\u53f7\u4fe1\uff08Employer Identification Number\uff0c\u7531\u7f8e\u56fd\u56fd\u7a0e\u5c40IRS\u7b7e\u53d1\uff09\u3001ITIN\u6216\u4e2a\u4eba\u7a0e\u53f7\uff08\u90e8\u5206\u94f6\u884c\u8981\u6c42\uff09\u3002<\/p>\n

\u5173\u4e8eITIN\uff1a<\/strong>\u5982\u679c\u4f60\u662f\u975e\u7f8e\u56fd\u5c45\u6c11\uff0c\u6ca1\u6709SSN\uff0c\u53c8\u9700\u8981\u5728\u7f8e\u5f00\u6237\u6216\u62a5\u7a0e\uff0c\u53ef\u4ee5\u7533\u8bf7ITIN\uff08Individual Taxpayer Identification Number\uff09\u30022026\u5e74IRS\u6700\u65b0\u89c4\u5b9a\uff0cITIN\u6709\u6548\u671f\u4e3a3\u5e74\uff0c\u8fc7\u671f\u9700\u91cd\u65b0\u7533\u8bf7\u3002ITIN\u4e0d\u4ec5\u53ef\u4ee5\u7528\u4e8e\u5f00\u6237\uff0c\u8fd8\u53ef\u4ee5\u7528\u4e8e\u7f8e\u80a1\u6295\u8d44\uff08\u964d\u4f4e\u80a1\u606f\u9884\u6263\u7a0e\u4ece30%\u523010%\uff09\u3002<\/p>\n

\u5173\u4e8eEIN\uff1a<\/strong>\u5982\u679c\u4f60\u8981\u5f00\u7f8e\u56fd\u516c\u53f8\u6237\uff0c\u5fc5\u987b\u5148\u6709EIN\u3002EIN\u7684\u7533\u8bf7\u53ef\u4ee5\u5728\u7ebf\u5b8c\u6210\uff08IRS\u5b98\u7f51\uff09\uff0c\u4e5f\u53ef\u4ee5\u90ae\u5bc4\u7533\u8bf7\u3002\u5728\u7ebf\u7533\u8bf7\u5f53\u5929\u51fa\u53f7\uff0c\u4f46\u4ec5\u9650\u7f8e\u56fdIP\u3002\u4e2d\u56fd\u7528\u6237\u901a\u5e38\u9700\u8981\u901a\u8fc7\u6ce8\u518c\u4ee3\u7406\u6216\u4e13\u4e1a\u673a\u6784\u534f\u52a9\u7533\u8bf7\u3002<\/strong><\/p>\n

05<\/p>\n

2026\u5e74\u5f00\u6237\u907f\u5751\u6307\u5357<\/p>\n

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