{"id":12864,"date":"2026-07-24T17:06:56","date_gmt":"2026-07-24T09:06:56","guid":{"rendered":"https:\/\/www.qicaiying.cn\/?p=12864"},"modified":"2026-07-24T17:06:57","modified_gmt":"2026-07-24T09:06:57","slug":"%e8%b5%9b%e7%bb%b4%e6%a8%a1%e5%bc%8f2-0%e7%aa%81%e7%84%b6%e7%81%ab%e4%ba%86%ef%bc%9a%e8%b7%a8%e5%a2%83%e5%8d%96%e5%ae%b6%e7%9a%84%e5%90%88%e8%a7%84%e8%a7%a3%e8%8d%af%ef%bc%8c%e8%bf%98%e6%98%af","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/12864","title":{"rendered":"The \"Saiwei Model 2.0\" Has Suddenly Gone Viral: A Solution to Compliance Issues for Cross-Border Sellers, or an Even Bigger Time Bomb?"},"content":{"rendered":"<h1 class=\"wp-block-heading\">The \"Saiwei Model 2.0\" Has Suddenly Gone Viral: A Solution to Compliance Issues for Cross-Border Sellers, or an Even Bigger Time Bomb?<\/h1>\n\n\n\n<p>Recently, there\u2019s been a term that\u2019s been coming up repeatedly in the cross-border e-commerce community:<\/p>\n\n\n\n<p><strong>Saiwei Model 2.0.<\/strong><\/p>\n\n\n\n<p>After hearing this, the first reaction of many cross-border business owners is:<\/p>\n\n\n\n<p>We can now report platform transaction volumes, there\u2019s a way to account for costs, and we can continue using the Hong Kong company\u2014isn\u2019t this the most suitable cross-border compliance solution available right now?<\/p>\n\n\n\n<p>But when you really take a holistic view of the business, finances, customs clearance, and accounting, you\u2019ll find that:<\/p>\n\n\n\n<p><strong>The SAIWEI Model 2.0 isn\u2019t just a change in accounting practices; it\u2019s a complete overhaul of the entire cross-border business process.<\/strong><\/p>\n\n\n\n<p>If you set it up correctly, it can resolve issues related to platform transaction volume, cost accounting, overseas collections, and profit retention.<\/p>\n\n\n\n<p>Filing the wrong form can be even more troublesome than consistently filing zero returns.<\/p>\n\n\n\n<p>Because the issue with zero-reporting is obvious, while the flawed 2.0 framework\u2014which appears to be \u201cfully compliant\u201d\u2014may actually conceal even greater risks.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"500\" data-id=\"12725\" src=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/07\/20260722181142187.gif\" alt=\"\" class=\"wp-image-12725\"\/><\/figure>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>I. Why Has the Suntech Model 2.0 Suddenly Gone Viral?<\/strong><\/h2>\n\n\n\n<p>In the past, many cross-border sellers operated in a very simple way:<\/p>\n\n\n\n<p>The domestic company is responsible for procurement;<br>Goods are exported through direct payment or via a freight forwarder;<br>The store is registered under a domestic or foreign entity;<br>Platform payments are transferred to a third-party collection account or a Hong Kong company;<br>Domestic companies have long been underreporting their income, or even reporting zero income.<\/p>\n\n\n\n<p>For small stores, this model seems to work.<\/p>\n\n\n\n<p>Goods can be shipped out, money can come back in, and the boss can make a profit.<\/p>\n\n\n\n<p>But now, cross-border e-commerce is shifting from \u201cfragmented information\u201d to \u201cdata transparency.\u201d<\/p>\n\n\n\n<p>It is becoming increasingly easy to cross-check platform transaction volumes, third-party payment data, bank accounts, customs declaration records, logistics data, and tax filings.<\/p>\n\n\n\n<p>At that point, the old model\u2014where \u201cplatforms report high sales figures while companies report low ones\u201d\u2014will become increasingly difficult to justify.<\/p>\n\n\n\n<p>As a result, the \u201cSaiwei Model 2.0\u201d began to be widely discussed.<\/p>\n\n\n\n<p>The core problem it aims to solve is:<\/p>\n\n\n\n<p><strong>Ensure that store revenue is properly reported, that procurement costs are properly accounted for, and that a complete business relationship is established among the domestic company, the Hong Kong company, and the platform entity.<\/strong><\/p>\n\n\n\n<p>That sounds perfect.<\/p>\n\n\n\n<p>But that is precisely where the problem lies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>II. What Exactly Is the Suntech Model 2.0?<\/strong><\/h2>\n\n\n\n<p>First, let me clarify one point:<\/p>\n\n\n\n<p><strong>\u201cSaiwei Model 2.0\u201d is not the official name of a policy, but rather a term used in the cross-border finance and tax industry to describe a certain type of business structure.<\/strong><\/p>\n\n\n\n<p>A common approach is:<\/p>\n\n\n\n<p>Domestic retail companies report the platform\u2019s sales revenue and file tax returns based on their actual business operations;<\/p>\n\n\n\n<p>A Hong Kong company or an overseas entity assumes responsibility for procurement, platform operations, branding, payment collection, or certain functions within the supply chain;<\/p>\n\n\n\n<p>Domestic supply chain companies handle procurement, production, customs clearance, and export;<\/p>\n\n\n\n<p>Link revenue, costs, and cash flow through contracts, purchase orders, logistics, payments, invoices, or commercial documents.<\/p>\n\n\n\n<p>Simply put, it involves consolidating business operations that were previously scattered across different accounts and companies into a single, coherent framework.<\/p>\n\n\n\n<p>But it is definitely not:<\/p>\n\n\n\n<p>Register a Hong Kong company;<br>How many stores does the company operate?;<br>Draw up a few contracts;<br>Then \u201creverse\u201d the costs.<\/p>\n\n\n\n<p>A true 2.0 system requires authentic business operations, a clear division of responsibilities among parties, reasonable pricing, traceable funds, and corresponding accounting records.<\/p>\n\n\n\n<p>If one link is missing, everything that follows could go wrong.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>III. The biggest risk with the Suntech Model 2.0 lies not in revenue, but in costs<\/strong><\/h2>\n\n\n\n<p>Many business owners believe that as long as they report their platform income, they have fulfilled their compliance obligations.<\/p>\n\n\n\n<p>Actually, this is just the first step.<\/p>\n\n\n\n<p>An even tougher question is:<\/p>\n\n\n\n<p><strong>How do you prove the cost?<\/strong><\/p>\n\n\n\n<p>The costs for cross-border sellers are quite complex and include:<\/p>\n\n\n\n<p>Product procurement costs;<br>International shipping fees;<br>Overseas warehouse fees;<br>Platform commissions;<br>Advertising expenses;<br>Influencer Commission;<br>Refunds and After-Sales Service;<br>Overseas service fee;<br>Fees charged by Hong Kong companies or overseas entities.<\/p>\n\n\n\n<p>Platform sales figures are easy to verify, but without contracts, payment records, proof of service, and compliance documentation, it is difficult to justify deducting these costs on the books.<\/p>\n\n\n\n<p>The results may be:<\/p>\n\n\n\n<p>The store has a high volume of sales, but its actual profit is very low, while its reported profit is very high.<\/p>\n\n\n\n<p>Even though the business owner clearly isn't making that much money, he has to deal with obviously inflated reported profits and tax costs.<\/p>\n\n\n\n<p>So, what the SAIWEI Model 2.0 really tests isn\u2019t whether you can draw an architectural diagram, but whether you can clearly account for every cost.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>IV. Hong Kong Companies Are Not \u201cCost Transfers\u201d<\/strong><\/h2>\n\n\n\n<p>In the SAIWEI Model 2.0, Hong Kong companies are often structured to serve as offshore procurement entities, sales entities, brand entities, or profit centers.<\/p>\n\n\n\n<p>However, many sellers still view Hong Kong companies as:<\/p>\n\n\n\n<p>Open an account to receive payments;<br>Keep the money in Hong Kong;<br>Domestic companies underreport slightly;<br>Just file a zero-report at the end of the year.<\/p>\n\n\n\n<p>This approach carries significant risks.<\/p>\n\n\n\n<p>If a Hong Kong company has platform revenue, procurement payments, service fees, and a substantial amount of bank transaction history, it is not a shell company.<\/p>\n\n\n\n<p>It should include:<\/p>\n\n\n\n<p>Valid contract;<br>Bank flow;<br>Business documents;<br>Purchasing and sales records;<br>Complete ledgers;<br>Audit Report;<br>Proper tax filing.<\/p>\n\n\n\n<p>If a mainland company consistently purchases goods from a Hong Kong company or pays substantial service fees, it must also explain:<\/p>\n\n\n\n<p>What does a Hong Kong company offer?<br>What is the basis for pricing?<br>Where are the staff and operations?<br>Why should profits be retained in Hong Kong?<br>Are the two parties affiliated companies?<br>Is the transaction price reasonable?<\/p>\n\n\n\n<p>If these questions cannot be answered, a Hong Kong company will not only fail to reduce risk but may actually become the weakest link in the entire structure.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>V. A Common Scenario: Revenue Is Reported, but Costs Cannot Be Deducted<\/strong><\/h2>\n\n\n\n<p>We\u2019ve come across a very typical group of cross-border sellers.<\/p>\n\n\n\n<p>The platform's annual sales have reached tens of millions of yuan; in the past, payments were primarily received through overseas accounts, and the domestic store's company has long underreported its revenue.<\/p>\n\n\n\n<p>Later, the owner realized the risks and began to upgrade the business structure.<\/p>\n\n\n\n<p>Platform revenue is gradually being reported by domestic companies, indicating a shift from \u201czero reporting\u201d to \u201ccompliant operations.\u201d<\/p>\n\n\n\n<p>But it wasn't until I actually started organizing my finances that I realized:<\/p>\n\n\n\n<p>Some purchases were made without invoices;<br>The entity exporting the goods and the entity operating the store are not the same;<br>There is insufficient information regarding advertising fees, commissions, and shipping costs;<br>The Hong Kong company collected fees but did not provide corresponding business documentation;<br>There is no clear relationship between the multiple stores, accounts, and entities.<\/p>\n\n\n\n<p>In the end, a rather awkward outcome emerged:<\/p>\n\n\n\n<p><strong>Revenue has been recognized, but the costs cannot be fully deducted.<\/strong><\/p>\n\n\n\n<p>The boss originally thought that upgrading to the Savi Model 2.0 was intended to reduce risk, but because it wasn\u2019t properly designed in the early stages, it actually led to a significant increase in reported profits.<\/p>\n\n\n\n<p>Therefore, the SAIWEI Model 2.0 does not involve registering a company first and then figuring out how to submit the missing documents later.<\/p>\n\n\n\n<p>The correct order should be:<\/p>\n\n\n\n<p>Let's look at the business first;<br>Now let's look at the funds;<br>Next, let's look at the flow of goods;<br>Finally, decide how to set up the entity and the accounting system.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>VI. Which Sellers Are Suited for the Saiwei Model 2.0?<\/strong><\/h2>\n\n\n\n<p>Not all cross-border sellers need a complex structure.<\/p>\n\n\n\n<p>For small sellers with annual sales of only a few million yuan, if their operations are straightforward and they have few stores, the first issues they may need to address are simply ensuring compliance with domestic business registration requirements, setting up payment collection channels, and determining export methods.<\/p>\n\n\n\n<p>Setting up a multi-tier corporate structure right from the start is not only costly but also difficult to maintain down the road.<\/p>\n\n\n\n<p>The Saiwei Model 2.0 is better suited for the following types of sellers:<\/p>\n\n\n\n<p>The platform's sales have reached the tens of millions;<br>Operating on multiple platforms or managing multiple stores;<br>Long-term use of Hong Kong companies or overseas accounts to receive payments;<br>Domestic procurement, exports, and platform operators are relatively fragmented;<br>Invoices cannot be obtained for some purchases;<br>Aim to build a brand, raise capital, or pursue long-term global operations;<br>Discrepancies have already emerged between the platform's transaction volume and domestic reporting figures.<\/p>\n\n\n\n<p>What these sellers really need is not just to pay back taxes once, nor to register a few more companies.<\/p>\n\n\n\n<p>Instead, redesign it:<\/p>\n\n\n\n<p>Who is responsible for procurement;<br>Who is responsible for exports;<br>Who owns the store;<br>Who is responsible for collecting payments;<br>Where do the profits go?;<br>How can funds be safely repatriated?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>VII. Before Implementing the Savi Model 2.0, Ask Yourself These Five Questions<\/strong><\/h2>\n\n\n\n<p>First, who is currently responsible for reporting the platform\u2019s sales revenue?<\/p>\n\n\n\n<p>Second, are there complete supporting documents for procurement, advertising, logistics, and platform fees?<\/p>\n\n\n\n<p>Third, do the store owner, the payee, the customs declarant, and the invoice issuer match?<\/p>\n\n\n\n<p>Fourth, does the Hong Kong company have genuine business operations, accounting records, audit reports, and tax records?<\/p>\n\n\n\n<p>Fifth, how do you plan to use or repatriate overseas profits in the future?<\/p>\n\n\n\n<p>If you cannot clearly answer three or more of these five questions, we do not recommend simply adopting the so-called \u201cstandard Savi solution\u201d as is.<\/p>\n\n\n\n<p>Because true cross-border compliance is never just about copying someone else\u2019s organizational chart.<\/p>\n\n\n\n<p>For two companies with the same annual sales of 30 million yuan, if their products, supply chains, stores, export methods, and payment collection channels differ, their final solutions will also be completely different.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>VIII. How Can We Help Cross-Border Sellers?<\/strong><\/h2>\n\n\n\n<p>What we do now is not simply selling Hong Kong companies, nor is it merely providing bookkeeping services.<\/p>\n\n\n\n<p>Instead, we help cross-border businesses conduct a comprehensive business model assessment, including:<\/p>\n\n\n\n<p>Investigation of Discrepancies Between Platform Transaction Volume and Reported Revenue;<br>Identification of entities responsible for stores, payment collection, procurement, and customs clearance;<br>Functional Differences Between Mainland Chinese Companies and Hong Kong Companies;<br>Planning for the recording of procurement costs, advertising expenses, commissions, and logistics fees;<br>Bookkeeping, auditing, and tax filing services for Hong Kong companies;<br>Assessment of the 9610, 9810, and 1039 procedures and export tax rebate pathways;<br>Risk classification for historical export invoices, payments received from private accounts, and zero-declaration cases;<br>Planning for the Retention of Overseas Profits and the Repatriation of Funds.<\/p>\n\n\n\n<p>Finally, determine which model is more suitable for the company:<\/p>\n\n\n\n<p>Continue to be operated by a domestic company;<br>Domestic supply chain companies and Hong Kong companies operate on a tiered basis;<br>A Hong Kong company serves as the platform for sales and the entity responsible for global collections;<br>Alternatively, establish a group structure comprising entities in mainland China, Hong Kong, and overseas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><\/h2>\n\n\n\n<p><strong>The Savi Model 2.0 is not a panacea for cross-border sellers.<\/strong><\/p>\n\n\n\n<p>It is essentially an upgrade to the business model.<\/p>\n\n\n\n<p>A truly secure structure isn\u2019t about having a lot of registered companies or having well-drafted contracts.<\/p>\n\n\n\n<p>Instead:<\/p>\n\n\n\n<p>Platform revenue can explain;<br>Purchasing costs can be substantiated;<br>The flow of goods can be tracked;<br>Fund flows are traceable;<br>The Hong Kong company is actively conducting business;<br>Future profits can be used safely.<\/p>\n\n\n\n<p><strong>Doing it early is part of business planning.<\/strong><\/p>\n\n\n\n<p><strong>Waiting until platforms, banks, or tax authorities ask before taking action is simply risk management.<\/strong><\/p>\n\n\n\n<p>If your company is already facing issues such as high platform transaction volumes, low domestic customs declarations, large amounts of funds in Hong Kong accounts, the intermingling of multiple business entities, export transactions using fake invoices, or insufficient cost invoices, you may want to start by conducting a \u201cSaiwei Model 2.0 Compliance Assessment.\u201d<\/p>\n\n\n\n<p>There's no need to rush into building a complex architecture.<\/p>\n\n\n\n<p>First, get a clear picture of your current store, business entity, payment processing, customs clearance, and accounting situation, and then decide whether to upgrade and how to do so.<\/p>\n\n\n\n<p><strong>If you\u2019d like to determine whether your business is a good fit for the Saiwei Model 2.0, please send us details about your platform, annual sales, existing business entities, and payment methods so we can conduct a preliminary assessment.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"500\" src=\"https:\/\/qcyboss.oss-cn-shenzhen.aliyuncs.com\/wp-content\/uploads\/2026\/07\/20260722181142187.gif\" alt=\"\" class=\"wp-image-12725\"\/><\/figure>","protected":false},"excerpt":{"rendered":"<p>\u8d5b\u7ef4\u6a21\u5f0f2.0\u7a81\u7136\u706b\u4e86\uff1a\u8de8\u5883\u5356\u5bb6\u7684\u5408\u89c4\u89e3\u836f\uff0c\u8fd8\u662f\u4e00\u9897\u66f4\u5927\u7684\u96f7\uff1f \u6700\u8fd1\uff0c\u8de8\u5883\u5708\u91cc\u6709\u4e00\u4e2a\u8bcd\u88ab\u53cd\u590d\u63d0\u8d77\uff1a \u8d5b\u7ef4\u6a21\u5f0f2 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":12851,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","footnotes":""},"categories":[17,18,13,64],"tags":[1585,1572,1391,817,792],"class_list":["post-12864","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allguide","category-recomguide","category-guide","category-gf-tax-compliance","tag-1585","tag-1572","tag-1391","tag-817","tag-792"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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