{"id":12568,"date":"2026-07-20T10:51:43","date_gmt":"2026-07-20T02:51:43","guid":{"rendered":"https:\/\/www.qicaiying.cn\/?p=12568"},"modified":"2026-07-20T10:53:17","modified_gmt":"2026-07-20T02:53:17","slug":"%e8%b5%9b%e7%bb%b42-0%e6%a8%a1%e5%bc%8f%ef%bc%9a%e8%b7%a8%e5%a2%83%e7%94%b5%e5%95%86%e5%90%88%e8%a7%84%e7%9a%84%e4%b8%8b%e4%b8%80%e4%bb%a3%e8%a7%a3%e6%b3%95","status":"publish","type":"post","link":"https:\/\/www.qicaiying.cn\/en\/archives\/12568","title":{"rendered":"Saiwei 2.0 Model: The Next-Generation Solution for Cross-Border E-Commerce Compliance"},"content":{"rendered":"
\n

Compliance in cross-border e-commerce has enteredThird Generation<\/strong>That's it.<\/p>\n

In the first generation, businesses made money through export transactions by capitalizing on information asymmetries and tax differentials, but this approach has essentially become unviable since the launch of the Golden Tax Phase IV system;<\/p>\n

Option 2: Register a Hong Kong company and operate independently. This allows goods to be exported and money to be repatriated, but since the supply chain and invoicing issues remain unresolved, it can only be considered a \u201dstopgap measure\u201d;<\/p>\n

The third generation\u2014that\u2019s what we\u2019re going to talk about today Saiwei 2.0 Model<\/strong>\u2014A comprehensive, closed-loop compliance system that integrates everything from architecture, goods flow, and cash flow to tax processing.<\/p>\n

If you\u2019re struggling with these issues\u2014being hesitant to process payments, not knowing how to use your Hong Kong company, being unable to claim tax refunds, or having profits stuck overseas that you can\u2019t repatriate\u2014this article will provide you with a comprehensive solution.<\/p>\n

If you want to transition to compliance but aren\u2019t sure how to proceed, feel free to scan the QR code to contact Qicaiying\u2019s online customer service (WeChat: jxhqcy890 \/ Mobile: 16625410105<\/strong>)\ud83d\udc49Based on your specific situation, we\u2019ll assign a professional consultant to address your questions and provide one-on-one service for a comprehensive compliance solution throughout the entire process.

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.<\/p>\n

01<\/strong> The Real Struggles of 150 Million Sellers<\/strong><\/h4>\n

Let me start by sharing a real-life example<\/p>\n

Client Background:<\/strong> A seller in the 3C category in Shenzhen, with annual sales of approximately150 million<\/strong>, a dual-channel approach using Amazon and an independent website. In the past, I\u2019ve always used the \u201cpurchase-based export\u201d method: once the goods were shipped, the funds were transferred back to my personal card through a third-party payment processing platform. I\u2019ve never claimed an export tax refund, nor have I ever complied with domestic tax regulations.<\/p>\n

The situation when they found us:<\/strong> Following the implementation of the Golden Tax Phase IV initiative, banks have significantly tightened their oversight of large-scale fund transfers involving personal bank accounts, and the boss\u2019s personal account has been frozen in the past.Twice<\/strong>; at the same time, suppliers upstream in the supply chain cannot issue invoices, making it impossible to claim tax refunds; overseas profits have been sitting in Payoneer and Wanlihui accounts for a long time, and we\u2019re afraid to transfer them back to China.<\/p>\n

This is not an isolated case. Among the cross-border e-commerce companies we have served in Shenzhen, Guangzhou, Foshan, and Dongguan,Sellers with annual sales exceeding 50 million face similar compliance issues at the 80% level and above\u2014their goods, funds, and invoices don\u2019t align. While they may appear to be making money, they\u2019re actually operating without proper safeguards.<\/strong><\/p>\n

The SAIWEI 2.0 model is specifically designed to address this \u201dthree-no\u201d issue.<\/p>\n

.<\/p>\n

02<\/strong> The Four Major Architectural Components of Savi 2.0<\/strong><\/h4>\n

Saiwei 2.0 isn't just about \u201dregistering a company\u201d; it's a comprehensive systemCoordination Among Four Key Stakeholders<\/strong>Architectural design. Each entity performs its specific role, separating the four processes\u2014store opening, export, procurement, and service\u2014to ensure that every step is legal and compliant.<\/p>\n

\u2460 Overseas Companies (Hong Kong\/Singapore)<\/strong>
As the registered entity for the store, it interfaces directly with the platform (Amazon, independent websites, etc.). Overseas companies receive payments from the platform, which serve as the \u201dfirst point of profit.\u201d Hong Kong was chosen because of its simple tax system, free flow of foreign exchange, and tax arrangements with the mainland.<\/p>\n

\u2461 Domestic Export Companies<\/strong>
Be responsible for customs clearance for exports under the \u201dGeneral Trade (0110)\u201d category. This is the cornerstone of compliance for the entire framework\u2014the goods are legally cleared through customs in the name of the exporting company, creating a record with customs authorities and providing the basis for tax refunds. Without this step, everything that follows is built on sand.<\/p>\n

(iii) Domestic Supply Chain Companies<\/strong>
Responsible for purchasing from factories and obtaining special VAT invoices. These serve as the \u201dticket\u201d to a tax refund\u2014you can only claim a refund with an invoice; without one, you must opt for tax-exemption or a tax assessment. The supply chain company sells the goods to the export company, thereby establishing a complete domestic procurement chain.<\/p>\n

\u2463 Domestic Service Companies<\/strong>
Responsible for operational, graphic design, customer service, and other service functions, and collects service fees from overseas companies. Service fees are settled in RMB, allowing for the legal repatriation of a portion of profits while providing the team with domestic social security coverage and acting as the payroll entity.<\/p>\n

Four entities, four functions, all interlinked. The core logic is:Goods are shipped via an export company for customs clearance (legal export) \u2192 Invoices are processed through a supply chain company for procurement (compliant invoicing) \u2192 Funds are received by an overseas company (foreign exchange compliance) \u2192 Profits are repatriated through service fees and trade markups (funds compliance)<\/strong>The
.<\/span><\/p>\n

03<\/strong> Tax Treatment: Two Key Points<\/strong><\/h4>\n

The tax treatment for Savi 2.0 essentially boils down to two key accounts; once you understand these two, the tax logic behind the entire model becomes clear.<\/p>\n

Entry 1: Value-Added Tax\u2014Export Exemption + Input Tax Credit<\/strong><\/p>\n

Goods declared for export by an export company,VAT Exemption Policies<\/strong>(No VAT is payable at the export stage.) At the same time, the supply chain company may apply for an export tax refund for the input tax corresponding to the special VAT invoices it obtains during procurement.<\/p>\n

Simply put: No taxes are paid when goods are exported, and the taxes paid at the time of purchase can be refunded. This is a policy benefit designed to encourage exports, and it represents the greatest tax advantage of the SAIWEI 2.0 model.<\/p>\n

Item 2: Corporate Income Tax\u2014Paid Locally<\/strong><\/p>\n

Domestic export companies, supply chain companies, and service companies each operate within the country,On-Site Filing and Payment of Corporate Income Tax<\/strong>. Profits earned by overseas companies are subject to taxation within China once they are repatriated to domestic companies in the form of service fees or trade markups.<\/p>\n

This means that all profits are ultimately subject to domestic tax compliance, and there is no gray area where \u201dprofits are parked overseas without being taxed.\u201d<\/p>\n

Voters vs. Non-Voters: A Set of Data That Shows the Gap<\/strong><\/p>\n

This is the question sellers ask most often. We use100 million<\/strong>Here\u2019s a comparative analysis of sales volume:<\/p>\n\n\n\n\n\n\n\n\n\n
comparison term<\/span><\/th>\nTicket available (0110 Refund)<\/span><\/th>\nNo Ticket (Tax-Exempt\/Approved)<\/span><\/th>\n<\/tr>\n<\/thead>\n
Value-Added Tax on Exports<\/td>\nExempt from<\/td>\nValue-Added Tax Exemption<\/td>\n<\/tr>\n
Input Tax Treatment<\/td>\nTax-refundable (approx. 13%)<\/strong><\/td>\nNon-refundable<\/td>\n<\/tr>\n
100 million in tax refunds<\/td>\nAbout 10 million<\/strong><\/td>\n0<\/td>\n<\/tr>\n
Closed-Loop Compliance<\/td>\nFull Closed-Loop System<\/td>\nUnable to close the loop for 100%<\/td>\n<\/tr>\n
flow of funds back<\/td>\nOfficial Channels<\/td>\nA different route must be found<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

100 million<\/strong>In terms of sales volume, between those with tickets and those without,The tax refund difference is approximately 10 million, and the difference in the overall tax burden could reach 12.5 million.<\/strong>. That is why we have always emphasized: If you can issue an invoice, you must do so; claiming a tax refund based on the invoice is the best way to maximize your benefits.<\/p>\n

What if you don\u2019t have a license? Even without a license, you can still operate in the duty-free sector by using a Hong Kong-based company to set up a store as part of a compliance solution\u2014we\u2019ll cover this in detail in a future article.<\/p>\n

\n

At the end of the day, if you have receipts, you can claim a tax refund\u2014100 million will get you 10 million back; if you don\u2019t have receipts, you can only buy duty-free, and you won\u2019t get a single penny back. Once you do the math, you\u2019ll know which option to choose..<\/span><\/p>\n<\/blockquote>\n

04<\/strong> Compared to other solutions, what are the advantages of Savi 2.0?<\/strong><\/h4>\n

When comparing several common compliance solutions available on the market, the advantages of Saiwei 2.0 are immediately apparent:<\/p>\n\n\n\n\n\n\n\n\n
programmatic<\/span><\/th>\nArchitecture<\/span><\/th>\ntax rebate or refund<\/span><\/th>\nflow of funds back<\/span><\/th>\nCompliance Level<\/span><\/th>\n<\/tr>\n<\/thead>\n
buy orders to sell goods (e.g. for export)<\/td>\nNo subject<\/td>\nnot have<\/td>\nGray<\/td>\n\u26a0\ufe0f Illegal<\/td>\n<\/tr>\n
Hong Kong-only Entity<\/td>\nOverseas companies only<\/td>\nnot have<\/td>\nIncomplete<\/td>\nPartially Compliant<\/td>\n<\/tr>\n
9,810 per store<\/td>\nCross-Border E-Commerce Retail<\/td>\nFor informational purposes only<\/td>\nLimited<\/td>\nPolicies Need to Be Improved<\/td>\n<\/tr>\n
Saiwei 2.0<\/strong><\/td>\nCoordination Among Four Key Stakeholders<\/strong><\/td>\n\u2713 Returnable<\/strong><\/td>\n\u2713 Complete<\/strong><\/td>\n\u2713 Fully Closed-Loop<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Which Sellers Are Suited for Saiwei 2.0?<\/strong><\/p>\n

Saiwei 2.0 isn\u2019t a one-size-fits-all solution; it\u2019s clearly intended for a specific audience. If you meet any of the following criteria, we recommend getting started as soon as possible:<\/p>\n

\u2460 Annual Sales20 million<\/strong>That's all
\u2461 Currently processing the export payment
\u2462 Has a Hong Kong company but no corporate structure
\u2463 Profits are tied up overseas
\u2464 The personal card has been frozen in the past
\u2465 Want to claim export tax rebates but have no way to do so
\u2466 Preparing for financing or a merger or acquisition
\u2467 The supply chain can issue invoices<\/p>\n

Special Note:If your supply chain cannot issue an invoice<\/strong>, While the tax refund process for Savi 2.0 isn't feasible, we have other compliant solutions that can address this issue; a one-on-one assessment is required to determine the specifics.<\/p>\n

\n

Let\u2019s be honest: Savi 2.0 isn\u2019t the only solution, but it\u2019s currently the only one that can fully integrate architecture, logistics, cash flow, and tax management. For sellers who can issue invoices, there\u2019s no reason not to use it.<\/p>\n<\/blockquote>\n


\ud83d\udccc Is Your Architecture Ready for Scrutiny?<\/strong><\/p>\n

Saiwei 2.0 is too complex to cover fully in a single article; every seller\u2019s situation is different\u2014Can the supply chain issue invoices? How much capital is held overseas? Who is currently the legal entity for the store? Is the team based in China or overseas?<\/strong><\/p>\n

The answers to these questions will determine how you structure your compliance program.<\/p>\n

Compliance transition is better sooner rather than later, the earlier the layout, the lower the cost, the more stable the development.<\/strong>

<\/p>\n

\ud83d\udccc If your business is currently at one of the following stages:<\/strong><\/p>\n

[Start-up period] Annual revenue < 20 million: Worried about the impact of zero filing, private collection, and Golden Tax Phase IV?<\/p>\n

[Development Period] Annual revenue 20 million-100 million: troubled by export tax rebates, multiple private accounts, financial chaos?<\/p>\n

[Maturity] Annual revenue > 100 million: thinking about equity design, inventory optimization, IPO readiness?<\/p>\n

We have the corresponding solutions and practical experience.<\/p>\n

The SAIWEI 2.0 model can\u2019t be fully explained in a single article, as every seller\u2019s situation is different. If you\u2019re struggling with compliance-related challenges\u2014such as being too afraid to conduct export transactions under your own name, not knowing how to use your Hong Kong company, being unable to claim tax refunds, or having profits stuck overseas that can\u2019t be repatriated\u2014

\ud83d\udc49 Scan the QR code to contact Qicaiying\u2019s online customer service (WeChat: jxhqcy890 \/ Mobile: 16625410105)<\/strong>, arrange for a professional manager to answer questions and provideFull Process Compliance Program<\/strong>One-to-one service \u2193\u2193\u2193

<\/p>\n<\/div>\n\n\n

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