Mr. Zhou, who runs a manufacturing business, had his applications for both the Quality Migrant Admission Scheme and the High-Talent Admission Scheme rejected due to “insufficient ties to work in Hong Kong.” He then heard about the “New Capital Investor Immigration Scheme,” which is set to be relaunched in 2025. He ran the numbers: While the HK$30 million threshold is no small sum, the program appears to place greater emphasis on “money” rather than “working in Hong Kong.”

Registering a Hong Kong company is just the first step; opening a bank account is the real hurdle. In 2026, the Hong Kong Monetary Authority (HKMA) tightened its anti-money laundering (AML) reviews; applications for purely shell companies, those without proof of genuine business operations, or those with unclear sources of funds are highly likely to be rejected. Only by choosing the right bank, preparing all required documents, and cooperating during the in-person interview can the account opening success rate reach 80% or higher.

拿到香港身份只是第一步，真正的考验是续签。 很多内地高管以为首签批了就稳了，结果第一次续签就被“劝退”。 2026年，香港入境处的续签规则全面收紧，从“形式审查”升级为“实质审查”。

广州做外贸的陈总，香港公司有流水却一直“零申报”。今年会计师要他补做账，他翻箱倒柜只找到银行月结单，采购合同、物流单全没了。 让他头疼的，是2026年香港做账审计对资料完整性的硬性要求。

做科技公司的李总，靠A类（年薪250万港元以上）拿到高才通，第一次续签却被要求补“全套税务居民证明”。他懵了：收入明明够，怎么还要这些？ 他遇到的是2026年高才通A类续签的实质性收紧。